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Questions Answered by Michael Hollins Sr.
2 Answers | Asked in Bankruptcy, Foreclosure, Real Estate Law and Business Law for Michigan on
Q: Ref: CHAP13;indivdual;only one case. What is the length of CHAP 13 "automatic" stay ? Is it minimum 60 days ?
Michael Hollins Sr.
Michael Hollins Sr. answered on Mar 27, 2021

Typically the stay lasts for 30 days unless you, your case trustee, the U.S. trustee, or your creditor request that the stay remains in effect.

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1 Answer | Asked in Divorce for Tennessee on
Q: Where can I find a form template to file a motion for a post divorce modification of alimony with no children

The husband now has an infant son and cannot support both an ex and a son on one income

Michael Hollins Sr.
Michael Hollins Sr. answered on Mar 26, 2021

It depends on which county you are filing your divorce in. Most county court websites hold some divorce documents. I would start my search there. However, you may want to consult an experienced licensed divorce attorney to ensure that you are headed in the right direction.

2 Answers | Asked in Bankruptcy for Tennessee on
Q: I'm in Chapter 13 Bankruptcy, Tennessee. Just wondering if I have to turn my third stimulus payment over to the trustee

Knoxville area little town called maryville

Michael Hollins Sr.
Michael Hollins Sr. answered on Mar 14, 2021

Chances are, your Chapter 13 plan does not address receiving a stimulus payment. That said, I would recommend that you make your attorney and the trustee aware of these additional monies and expect a response in that fashion. If you are not in touch with the original filing attorney, I would seek... Read more »

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1 Answer | Asked in Bankruptcy for Tennessee on
Q: How much does it cost to file bankruptcy? In Tennessee you have to pay back what ever you owe?
Michael Hollins Sr.
Michael Hollins Sr. answered on Dec 12, 2020

There are multiple fees when filing bankruptcy. The first is the bankrutpcy court's filing fee. This fee is the same for everyone. Currenlty, a chapter 7 filing fee is $338. The remaining fees are subject to change based on your specific case and the attorney you choose. These fees... Read more »

2 Answers | Asked in Bankruptcy and Collections for Tennessee on
Q: Would a judgement proof letter help or hurt us Creditors are calling we haven’t paid in a year or so

We both draw ssdi And have some medical debt and just can’t make these payments can’t file bankruptcy til 2023

Michael Hollins Sr.
Michael Hollins Sr. answered on Jul 3, 2020

If you are indeed judgment proof, I believe that should be enough to dissuade debt collectors from harassing you, but if not, get a lawyer and allow them to take the steps necessary to stop the creditors from harrasing you.

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4 Answers | Asked in Bankruptcy for Tennessee on
Q: Can I get a secured credit card while in chapter 13 bankruptcy to help build my credit back up?
Michael Hollins Sr.
Michael Hollins Sr. answered on Apr 19, 2020

With the the trustees approval, you can. However, that is the shirt answer. I have more questions that may lend to a better one.

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2 Answers | Asked in Bankruptcy for Tennessee on
Q: A few years ago i became part of a class action lawsuit due to asbestos exposure. I filed a 13 in September.

When I filed I had forgotten to tell the attorney I receive small checks at different times, but so few over time. Will the trustee take these checks in the future? The attorney said she would have to file an ammendment, The asbestos lawyer will not release any funds until she says ok. I cant ever... Read more »

Michael Hollins Sr.
Michael Hollins Sr. answered on Apr 14, 2020

You should disclose this settlement income to the court when you learn of it -- you do this by amending your Chapter 13 schedules. If you don't, you could later lose your right to any damages from the claim. The next step would be to exempt these funds as much as possible, where the law allows.

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