So, I know I'm in the wrong too, but I need to see the best way to go about this. I have outside cats and just move where the landlord doesn't want animals, but they are outside cats. For my own reasons, I didn't mention it and just need a week or so for them to get use to their new... Read more »
Sorry, but you probably violated your lease (which we cannot review here online), requested service and now are upset the landlord found out you have cats in his house. It is logical to check each AC vent when there is a complaint the AC is not working properly. A landlord in Florida has the...Read more »
I'm not sure what the question is either. If you are saying you had a $105,000 mortgage and now have a $154,000 mortgage it is likely due to missed payments and/or other charges incurred on your account. Interest accumulates rapidly as well as missing escrow payments. Please re-post with a...Read more »
no mortgage that i know of through a bank or company but this man i have never met feels i should pay him rent? What have i done? I thought the money i gave the previous owner bought the house and land free and clear. What do I do now? What if the previous owner had a legally binding contract with... Read more »
You need to do what you should have done in the first place and hire a real estate lawyer to review the transaction. It could be possible the person you thought you were purchasing from did not have clear title to the property. It could be this unknown person demanding rent is attempting to scam...Read more »
Yes, the property can be foreclosed on for an unpaid mortgage no matter who holds title. The note secures the property as payment. You should consult with a mortgage foreclosure defense attorney to make sure the bank is following all of the proper protocols and naming the proper parties. You...Read more »
Our Florida HOA approved and certified our application for a tan fence even though our community guidelines call for white. A month later our fence co contacted the HOA telling them they approved a tan fence, at which time the HOA issued an amended approval for white fencing. Can they do that?
If the fence hadn’t been installed yet, yes, they can correct their error. If the color wasn’t clear from the application, the HOA might be able to amend approval even if the fence was installed. If it was clear from the application the fence was tan, you asked for a variance and you installed...Read more »
Based on your stated version of the document, a judge would likely interpret it to mean any trailer. Generally, most HOA documents exclude commercial vehicles, trailers, campers, recreational vehicles. You have to check not only the Declaration of Covenants, Conditions and Restrictions, but any...Read more »
It depends on the type of auction. If it was a tax deed sale you take it clear and free of the mortgage, but there could be other liens that are not eliminated. If it was a foreclosure by a HOA or condo association, another lender with a lien, or a mechanic's lien, you take it subject to the...Read more »
I am currently the treasure on our HOA board. I have only been treasurer since January 2021 but I have beena board member since 2019. I am requesting to see the full legal invoices for the entire time I was on the board which includes time that I was not treasure just a regular board member. My HOA... Read more »
Any homeowner is allowed to see legal invoices. They are official records of the HOA. There should not be any attorney-client privileged information in them and if there is the HOA manager can redact it.
Ok - so, I owed $450 HOA dues per month from January 2021 - April 31 2001, plus special assessment of $500 month during that same time period I tried to pay $2100 multiple times in late April (no notice given by HOA of delinquency due to they stopped sending statements as of Jan 31, 2021)….I... Read more »
A HOA does not have to send you statements. You know you have a duty to pay them and the law requires you to pay them whether you get a statement or not. It may be the HOA no longer accepts Zelle (which is a bad idea for an association to do) or has changed management companies. If they are still...Read more »
That will not stop the HOAs foreclosure and affects your credit because you now have a foreclosure against you in the public records. They cannot lien your home but you are jointly responsible for any unpaid assessments from a previous owner (your mom).
I have vacated and I am trying to sell but the park rejects my applicants. I've already paid one month rent on a home I don't occupy. This cannot continue, because math. How can I stop or reduce paying rent without being evicted? Is eviction inevitable and what will happen to my property?... Read more »
This is a common problem with mobile home park lot tenancies and unfortunately there are no fast fixes. Florida Statute 723.059 (1) states "The purchaser of a mobile home within a mobile home park may become a tenant of the park if such purchaser would otherwise qualify with the requirements...Read more »
I have had a line of trees at the back of my property for over 10 years now and my HOA surveyed the common area behind my house. They found out that my trees, which are now grown to be a full 7ft hedge, are off-line and encroaches into the common area. Nothing in the governing documents covers... Read more »
Probably not. This would likely be ruled as a continuing trespass if it went to court and you could be ordered to remove the trees. You are referring to adverse possession, which would require you to pay the taxes on the land as well. You need to decide if you want to spend tens of thousands of...Read more »
1981 deed restricted subdivision. Private roads dedicated to the property owners. Original 1981 HOA documents never executed, had 20 year sunset clause and contained no language for dues, assessment or lien authority. 2004 HOA created based on sunset 1981 HOA Docs. Original Developer transferred... Read more »
October 1981 Subdivision recorded. Private Roads. Plat dedicates use of roads to Property Owners. No language on plat transferring Developer road interests to anyone. No HOA mentioned on record plat. Separate "Declaration of Restrictions" filed by Developer in Public Records several days... Read more »
Generally, if the roads are private roads dedicated to the owners, the owners would be equally and severally liable, meaning any judgment would be paid by the one or ones who are able to pay. A judgment would be against every owner and if not paid, a lien against each property. Your neighbors...Read more »
I agree with my colleague and would only add the statute of limitations is five years from the date of maturity. If your loan was due to mature any time before April 13, 2016 the statute of limitations would be a defense, but for any date after that the lender who owns the note now could foreclose.
I'm not sure if I completely understand your question. Whether or not you record a deed or notify the property appraiser's office of your ownership does not make property "private" as in no one can trespass. If you mean you do not want anyone to know you own the property you...Read more »
My wife and I purchased a property via Miami Dade County's website (1) for foreclosed properties. On March 8, 2021, we were the successful bidders on 2591 SE 13th Court Homestead, FL 33035, for an amount of $65,600 + court docs fees for a total of $67,230. This was going to be the home we... Read more »
Not all of your facts posted, but it appears you have an issue with more than one HOA having a lien on the property as well as a mortgage. You need to hire an attorney as soon as possible. Once the title issues you are 'jointly and severally' liable for any past due assessments of any...Read more »
My husband and grandmother are both on a mortgage. My husband as the main borrower. There was a disagreement and my husband stated he wanted her out of the house. The verbal agreement that was met is we would just buy her out. This morning she was caught on the phone trying to have his name removed... Read more »
Who is on the deed is the question. No one can simply put anyone out. There has to be a court action to remove someone from their residence, even if they are not on the deed. You cannot have her removed and she cannot have you removed. Even if she were to file a court action it would likely not...Read more »
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