The bankruptcy court uses something called the Brunner test. (Named after the definitive case.)
The bankruptcy court looks at the following three factors to determine if repayment of your student loans would cause an undue hardship, thereby justifying discharge of some or all of your...Read more »
It won't affect his credit score. As long as the mortgage payments are kept current there is no issue with you home. Note that even if he did file there is no issue with the house as long as the mortgage payments are kept current.
In addition to a $335 filing fee which is universal, the...Read more »
Was during the aftermath of a foreclosure and bankruptcy. No documentation or record of what items went where was ever recorded. No terms of storage were recorded or agreed upon. The items were boxed up and thrown in with other stored items. The garage in question has been since searched semi... Read more »
You will be dragged into it if you are a co-signor on any debts with him. Sometimes on a credit card you may only be an authorized user. That debt is all his. The creditor cannot come after you for that. You need to consult a bankruptcy attorney to get definite answers.
Upwards of 95% of my clients keep everything. To keep a car with a loan you have to be current on your payments if you file Ch. 7. (Ch 7 is the one that takes about 4-5 months and in which you pay back nothing. In Ch. 13 you can take up to 5 years to get caught up on car payments (or a mortgage.)
Your question is too vague. Short answer is yes but more details are needed. You can file Ch. 7 8 years after filing a previous Ch. 7 if you received a discharge. You can file a Ch. 13 4 years after a previous Ch7 or Ch. 13.
A judgment was issued and garnishment started 9/06 and ended on 11/12. Received a settlement letter on 2/21/14. Has this debt reached its statute of limitations or can they sue and start a new garnishment. Purchase price of the debt was $10,238 (not what they paid) and they have recovered... Read more »
Any inheritance you are entitled to in the 180 days after the case was filed (not discharged or closed) must be reported to the trustee who handled the case. You don't have to have actually received anything. You just have to have the right to receive it so you cannot just put off getting the...Read more »
property; and to bill the customer for the Hazard Insurance purchased by the customer? Our attorney provided all required documents to the lender; customer's mortgage record states discharged bankruptcy. Yet they continue to bill us for the loan payments and the insurance.
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