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Florida Collections Questions & Answers
1 Answer | Asked in Collections for Florida on
Q: Private collection agency trying to collect interest on past due child support. Clerk of court never placed judgement

Clerk says no interest is due. Back child support is almost payed off, clerk said case will be closed after final payment. Will they have to take husband back to court to collect? Can they do this?

Robert Jason De Groot
Robert Jason De Groot
answered on Feb 27, 2015

If the court case gets closed, dismissed rather, then the case is over.

1 Answer | Asked in Collections for Florida on
Q: my husband and I have not lived together for almost 2 years but are not legally separated. He died 2 weeks ago. He has

many medical bills and credit cards that are in his name only. Do I have to pay his bills? We do not have any assets other than our home

Robert Jason De Groot
Robert Jason De Groot
answered on Feb 23, 2015

Probably not, but you need to talk to an attorney, face to face, to be sure.

1 Answer | Asked in Collections for Florida on
Q: I have two auto loans with Suncoast credit union. One is current the other will be repoed. Can I sell the current car

No consideration will be collected by me just want to get rid of loan

Robert Jason De Groot
Robert Jason De Groot
answered on Jan 19, 2015

Perhaps.

1 Answer | Asked in Collections for Florida on
Q: can they take my mom's car if she passed away there is an unpaid balance i would like to keep the car but they say i hav

they say i have to pay the rest she owes in one payment which is not affordable to me

Robert Jason De Groot
Robert Jason De Groot
answered on Jan 14, 2015

Negotiate with them. But then you would have to file a probate case in order to do that.

1 Answer | Asked in Collections for Florida on
Q: I have loans dating back to 2007/2008. Am I past the statute of limitations in the state of Florida to try & sue?
Robert Jason De Groot
Robert Jason De Groot
answered on Jan 9, 2015

The SOL in FL on contracts is 5 years from the default.

1 Answer | Asked in Collections for Florida on
Q: Can social security benefits be garnished?
Robert Jason De Groot
Robert Jason De Groot
answered on Dec 28, 2014

Yes, but it depends upon what they are being garnished for.

1 Answer | Asked in Collections for Florida on
Q: Can a 'lender/investor' put a variable lien on any judgment, depending on judgment amount, to help finance my lawsuit?

Can a 'lender/investor' put a variable lien on any judgment proceeds to help finance my lawsuit. They'd give me $50,000.

If I lose my case, they lose their money.

If I settle pre-trial, their lien is $100,000 (this part is tricky, as there is no recorded judgment... View More

Robert Jason De Groot
Robert Jason De Groot
answered on Dec 23, 2014

It is worth it to go see an business attorney and get specific legal advice.

1 Answer | Asked in Collections for Florida on
Q: where do i find a motion of writ to send to a debt collector whom wants to garnish my wages on a 11 year old debt that

I am a victim of identity fraud, I received a debt collector letter stating that they are going to garnish my wages within 20 days. how do I find / prepare a motion of writ to send to the debt collector to stop this.

Keith Petrochko
Keith Petrochko
answered on Dec 9, 2014

What type of debt is this? Has there been a lawsuit? You need to hire an attorney.

1 Answer | Asked in Collections for Florida on
Q: I have a lien on my truck by associates Commercial corp. Can't contact them . How do I get my title.

I tried getting in touch with them but have been unable too. Don't know if they are still in business.

Robert Jason De Groot
Robert Jason De Groot
answered on Dec 18, 2014

Have you paid the amounts due in full? You probably need to file suit against them. Go see an attorney about this.

1 Answer | Asked in Collections for Florida on
Q: My aunt pay the bank my balance for the car I was financing against my will,do i have to pay her back?

I ask her not to do it,but the title is also under my grandmothers name and she is using them to co sign on a mortgage so they need their credit clean. We did not make any contract and she went and pay it anyway without my consent and I rather pay the bank than her.Do I legally need to pay her back?

Robert Jason De Groot
Robert Jason De Groot
answered on Dec 26, 2014

Well, what do you think the right thing to do is? The would-be damage to your grandmother's credit was because of your inaction?

1 Answer | Asked in Collections for Florida on
Q: MY TOTAL INCOME IS FROM FORM 1099-R. BEING SUED BY CREDIT CARD COMPANY FOR $2,000.00. CAN THEY GARNISH MY INCOME
Robert Jason De Groot
Robert Jason De Groot
answered on Nov 26, 2014

Yes, they can garnish your income once they obtain a final judgment against you, but you might be able to defeat that if you are the head of a family.

1 Answer | Asked in Collections for Florida on
Q: Can a bank or debt collection agency or lawyer legally take our car for settlement of a 12-year old debt?

In 2002, we had a boat repossessed by the bank; balance of the loan at that time was approximately $6,000.

Yesterday a deputy showed up with a wrecker and a levy on our car and took the car away. If they can legally do this, and the car's value does not equal the amount of the... View More

Robert Jason De Groot
Robert Jason De Groot
answered on Dec 18, 2014

This is very complicated and you need an attorney on your side. You can claim up to a thousand dollars in a single motor vehicle as being exempt.

1 Answer | Asked in Collections for Florida on
Q: If have to owe 2,487$ which includes interest court cost and fees for online payday loans and do not respond to it?

What happens afterwards?

Keith Petrochko
Keith Petrochko
answered on Nov 22, 2014

If you have collectable assets the attorney will seek to collect them or look to garnish your wage.

1 Answer | Asked in Collections for Florida on
Q: I owe capital one credit card some money and I only get 576.00 per month and am disabled but can't get disability due to

my husband does from getting kicked in the head by a cow. They want me to pay 500. down and 250. per month but if I do that I will have no money for my meds. What can I do. They won't budge. I am on oxygen and use a lot of meds and have no insurance. I take care of my husband whose has... View More

Keith Petrochko
Keith Petrochko
answered on Dec 1, 2014

You should call some legal aid societies or attorneys willing to work your case Pro Bono.

Unfortunately they won't budge because you are likely dealing with an individual who doesn't have authority to accept anything other than what they offered. However, you can try to send...
View More

2 Answers | Asked in Collections for Florida on
Q: Can a collection agency garnish my wages for common debt awarded to my ex-wife?

She was awarded our car and remaining loan amount. It was a no fault divorce. She defaulted, had the car repossessed. The Collection agency is threatening me over 2 years later.

Robert Jason De Groot
Robert Jason De Groot
answered on Oct 27, 2014

Yes, once they get a judgment against both of you, if that is possible, they can garnish the wages of either.

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1 Answer | Asked in Collections for Florida on
Q: I purchased a franchise few years ago and no I am getting a writ of garnishment because the franchisor have a debt

What you I do ?

Robert Jason De Groot
Robert Jason De Groot
answered on Oct 27, 2014

Get an attorney. That is what you do. Take copies of all relevant documents to an attorney for advice.

1 Answer | Asked in Collections for Florida on
Q: I took out a loan with cash call for & 2500.00 fl. Delbert Services said they are collecting the balance for cash call?

I just found out that there is lawsuit pending for this company. What should I do?

Robert Jason De Groot
Robert Jason De Groot
answered on Dec 26, 2014

Do you owe the money or not?

1 Answer | Asked in Collections for Florida on
Q: can I put a lean on a house for repayment of a unpaid loan?

We loaned a couple $80,000 when they got overwhelmed with the failing mortgage problems three years ago These... View More

Robert Jason De Groot
Robert Jason De Groot
answered on Dec 26, 2014

You needed an attorney then, and you need one now.

1 Answer | Asked in Collections for Florida on
Q: we loaned $80,000 three years ago to a couple to help them hold onto their home and business.now they are getting divorc

can we put a lean on the home? We do have a signed paper on the loan. at this point I doubt we will see this money paid bak

Robert Jason De Groot
Robert Jason De Groot
answered on Dec 26, 2014

Never loan money to people without protecting yourself. It is not a lean, it is a lien.

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