Get free answers to your Collections legal questions from lawyers in your area.
Florida law requires anybody attempting to collect a debt to be registered with the Florida Department of Revenue, and if they are do not fall under that, they seem to fall under the following “Private investigation” the investigation by a person or persons for the purpose of obtaining... View More 
answered on Oct 26, 2015
A license is required to be a private investigator, isn't it?
In Divorce, Spouse purchased business and all debt went with it. Business Credit card was in business name and my name. Mediated that Spouse would be responsible for all business debt and personal. Spouse never paid Business Credit card debt. In June, Spouse went to her friend who is a notary and... View More
answered on Oct 25, 2015
Is this the only grounds that you have for contempt? If so, it will not fly. However, you should report the crime to the police.
Myself and the previous owner are both currently active duty in the Navy. He transferred to Japan soon after the car loan was placed under my name. I am supposed to transfer in December myself and I cannot receive travel pay until I give my car tag numbers in my transfer package. The tags that are... View More
Florida randomly set my payments at $250 per week. $20, 000 total) I can't afford that. I hired a family lawyer who was supposed to file case but didn't do it in time to stop this. They are no help. My kids are 25 and 26 now and money is mainly interest. Because no kids are involved, (in... View More
There was no judgement and my job is gonna sign the paperwork to OK this. Is this legal? Can they just take money with no previous notice of this action?
answered on Sep 29, 2015
Have you read the contract that you have for the student loans yet?
answered on Sep 28, 2015
They threaten that all the time to get you to pay something. Actually, they cannot go straight to your employer and do a wage garnishment. They must get a judgment against you first, and go through the statutory process for a garnishment. Then, you must be given notice, and you have an opportunity... View More
Contract for a event planner..but you owe the same company for fees for an unrelated matter such as a babysitting fee, can they automatically deduct what you charged for event planning?
answered on Sep 27, 2015
Have you read the contract? I would have to do that. It could be considered a set off, I suppose, but it should be in a contract.
Hello,
A lawsuit was filed against me for a debt that my insurance company didn't pay out properly in Florida.
I moved out of state that same year. I looked into rejoining the U.S. Military as an officer. During my background screen it showed I had a lawsuit pending against me.... View More
answered on Sep 6, 2015
You need to confer with the insurance defense attorney that your insurance company has to represent you. Let your insurance company know about this immediately.
I let an ex borrow $500 while we were together. He has constantly kept tabs with me on when he would be able to pay me back, he has been in a rough spot with losing his job so I never worried to much about it, and thought as soon as he got back on his feet, he would pay me back. 4 months later we... View More
answered on Jul 23, 2015
Perhaps you should file suit against him. Have you considered filing a small claims case?
A college in FL contracted a third party collection agency to pursue payment on an illegitimate debt. With this debt, they gave all personal identifying information (full name, address, birth date, and SSN). Regardless of the legitimacy of the debt, is it legal for a college to release a... View More
answered on Jul 18, 2015
Read all relevant documents regarding this. I guess the most important would be the loans.
And motorcycle worth 2 thousand dollars. Can I sell either? I have 45 days to turn in my personal financial information to the third party lawyer who sued me. I own nothing else and do not have a job. Judgement was for 5 thousand. Can they take my car or motorcycle?
answered on Jul 10, 2015
You can claim up to 1000 dollars of equity in a single motor vehicle. They cannot seize both, because you will claim the exemption for one of them. It will cost them quite a bit of money to do that.
For judgment debt. Now my car a 2012 I owned is GONE, sold without 1 days notice from Sheriff's dept. THE VEHICLES VALUE FAR EXCEEDED THE DEBT AMOUNT. I
need a car for my business, my son has autism I can't be a mother w/o it. He lives with his dad right now and NOT close by.... View More
So whats my best course of action. I have read that attempting to collect a debt after discharge is a serious violation of BK laws and Federal credit reporting act and I could be due compensation?
The debt was named in the discharge, the collection letter is from the same Collection agency,... View More
answered on Jun 3, 2015
You were the debtor. Find a consumer attorney in your area.
received return of service on a continuing writ of garnishment now 35 days old need to get final judgment in garnishment... next steps?
answered on May 13, 2015
You need to go hire a collections attorney. Garnishments are quite complicated, and all of what has transpired needs to be reviewed. If you did it yourself, you may not be able to get a Final Judgment. It might just be a motion that you need.
I old court fees
a lien, judgement against there home in Florida or garnish their wages from Puerto Rico case? They are retired and live off social security.
answered on Apr 8, 2015
Your parents need an attorney in FL. A judgment from PR can be enforced in FL.
I am owed $350 for babysitting. We didn't have a written contract but I have all our texts saying what days I watched him without getting paid. If it'll cost $340 to file its clearly not worth the effort for $10 but I am wondering if I can sue for what I am owed plus the court cost since... View More
answered on Mar 24, 2015
Yes, part of the suit is the court costs included in filing the suit, the filing fee, and the service of process fee.
A creditor is threatening to sue me over an unsubstantiated $600 debt that occurred in CA back in 2011. I now live in FL at a temporary address off the records. If they can’t locate me in order to serve me, does that mean they cannot proceed with the suit?
answered on Mar 21, 2015
They must get you served with the complaint and a notice to appear or a summons, before the suit can proceed.
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