You may purchase a car, with cash, but if you intend to borrow the money. The United States Bankruptcy Code prohibits any attorney to advise you to incur debt before you file a bankruptcy. If you borrow money before you file, that debt will be discharged in the bankruptcy, right away. So, with... View More

You would need to have power of attorney to do that. Being a payee representative usually connotes a minor or impaired person on SSDI. If that is true, then the bills should be paid for by you. Please seek assistance with this in your jurisdiction.

No, you do not have to file bankruptcy unless you wish to. If you are joint on any of the debts that your husband discharges, the creditors can still collect from you. Hope it works out. Good luck!

you can take it now.

Absolutely not. Would be considered fraudulent purchases never having an intent to repay. Any purchases within 75 days of filing are circumspect if they are not ordinary expenses.

See the following:

http://www.michigan.gov/treasury/0,4679,7-121-44402_44404-107013--,00.html

You need to provide more information. Are you saying your case is confirmed or not? What is your required monthly payment? Cannot. answer what it would take to go Ch 7.

In many cases, debtors may keep substantially all of their personal property through bankruptcy - including a personal vehicle. Monetary limits apply (probably can't keep a Bentley).

You are entitled to obtain a second opinion, and don't let anyone tell you otherwise. (Unless you want to treat someone telling you otherwise as a second opinion).

People and business entities can file bankruptcy. A house cannot. However, it may be possible to obtain relief or to restructure debt associated with the house. You should consult with an attorney to assess your situation.

Your question is too broad and vague to be answered here. You need to consult with an attorney.

Yes, but generally not within 8 years.You should always weigh whether bankruptcy is necessary for your financial situation, and the long term implications of filing (e.g. some job applications ask if you've ever filed bankruptcy).

The trustee has to prove you have it. There is no way to prove that something does not exist.

If you REDEEM the property you can do what you want with it including selling it for more than the amount you redeem it for. The 'trick' is to insure you do this properly and within the time limits allowed for sheriff's sales!

Do consider involving a local real estate lawyer... View More

Well, you can file Pro Se, but it is difficult. There are pro bono services across the nation as you did not put where you are, and some attorney are cheap if you are a simple 7..Remember to do your credit counseling.

It is very difficult to discharge student loans in a bankruptcy case. You need to see a bankruptcy lawyer in your area and go over everything to see if this is possible in your situation. Hope it works out. Good luck!

It is a test to determine if you qualify for a Chapter 7 without a presumption of abuse. It is based primarily on your gross income and compare it to the median income in your jurisdiction.

It depends on whether or not your Circuit follows the State exemption or federal exemption. If federal, then the retirement account is exempted out with unlimited amount. Check with counsel in your state.

This makes no sense if you made payments and didn't borrow more money, but you've said you 'remortgaged' at least twice -- if you kept borrowing more money and didn't pay off the original loans, then yes, it is entirely possible you now owe hundreds of thousands more.... View More

No, it will not get rid of child support. You may be able to pay back arreages in a chapter 13 plan. Talk with a bankruptcy lawyer and see if chapter 13 might be an option for you. Good luck!