Get free answers to your Bankruptcy legal questions from lawyers in your area.
Many years ago I entered the country legally, obtain a work permit. I have a valid SSN. At one point the program under which I applied was cancelled but I remained in the country. I'm waiting for an appeal and have an LLC which I use to run an IT business, have always filled taxes. The... View More 
answered on May 12, 2018
You can still file. You should be able to renew your drivers license without much problem. As long as you have a valid state issued ID, it is very likely that no one will question you further about it.
answered on May 11, 2018
There are no jury trials in a bankruptcy proceeding. A judge will make all the decisions.
I listed a lienholder on my filing and they did not answer or show. They have not contacted me since before the filing or even after it was discharged. Can they charge me interest and penalty on this lien? I tried many time to get a hold of someone and no luck. They should have foreclosed on 2012.
answered on May 10, 2018
Liens can "pass through" bankruptcy unaffected unless they were dealt with by your bankruptcy somehow. If their lien is still valid, yes you may have to pay them including accumulated interest and other charges if you wish to keep the property.
This is much too difficult a... View More
answered on Apr 25, 2018
If you start making payments again on them, they will likely let you keep them. If you don’t pay, they’ll ultimately try to repo them.
Don't want to break any laws but my daughter is heading out to college and would like something safe and dependable when she leaves... she is paying for it but her income is real low... just trying to help her out
answered on Apr 18, 2018
You can co-sign now with any lender that will appove it. No laws broken by doing so.
time?
answered on Apr 9, 2018
It stays on your credit report for 7 years.
Information provided for informational purposes only and should not be taken as legal advice.
This would be in reference to mineral interest and working interest disbursements. It is secured priority.
answered on Apr 6, 2018
In most cases, in a Chapter 11 "Debtor in Possession" proceeding, the debtor prepares and files a "Plan of Reorganization" that must be approved by the Court and certain creditors. In most cases that I have been involved with, the Plan will provide details on when creditors get... View More
I have 0 assets, credit card debt, but not ready to file. All have been been either written off / collections or profit and loss. Need to have things in place, save for the cost and taxes.
answered on Mar 30, 2018
It depends on the lawyer. Chapter 7 lawyers usually charge the full fee up front because, like most other debts, anything you owed them at the end of the bankruptcy proceeding would be discharged. For that reason many bankruptcy attorneys will actually work out a payment plan with you, and some may... View More
My student loans were added onto my bankruptcy but I know they're not dischargeable just want to know if my interest is still going to accumulate during the five years of bankruptcy Chapter 13
answered on Mar 20, 2018
Yes, they continue to accumulate interest and late fees so build into your budget a payment to avoid late fees and interest accumulating
answered on Mar 9, 2018
Very often, the answer is yes. However, it depends on your specific circumstances, so you would need to consult with a bankruptcy attorney to confirm.
Information provided for informational purposes only and should not be taken as legal advice.
My family is carrying the mortgage on my deseased mom’s home in Munday TX. (Knox county) for my brother. He quit making payment, saying he filed bankruptcy
answered on Mar 8, 2018
You might try calling 214 767 0814, which is the number for the Northern District Of Texas Bankruptcy Court. Ask for the clerk's office and they may be able to help. Hope that helps!
answered on Feb 16, 2018
The trustee could be interested in your membership in the LLC. For instance, if you are a 50% member, then one half of the value of the LLC would be yours. It will depend on how much that would be worth and exemptions you may have. You really need to see a bankruptcy lawyer near you to determine... View More
answered on Jan 18, 2018
In most consumer bankruptcies, you may not even see a bankruptcy judge, at least in our district. You meet the trustee, or one of their attorneys, at the Meeting of Creditors in chapter 7 and 13 cases.
In chapter 7 cases, at least here in the Southern District of Texas, it would be very... View More
My bankruptcy was discharged in October. There is a toll company who, every time I call to pay current bills, tries to collect the discharged bills. They tell me they were never notified. They are listed on the discharge paperwork. Do they need to figure it out on their own using my case number, or... View More
answered on Jan 5, 2018
Send them the Certificate of Notice issued by the bankruptcy court, as long as they are listed on it. Those are the addresses notice was sent to by the court. Send them both for the Notice of commencement (and of 341 meeting of creditors) filed at the beginning of the case, and for the Order of... View More
answered on Dec 4, 2017
Not through this site. You need to go onto PACER, which is the bankruptcy court filing and searchable database
Hi,
I work with a business who ceased operations and announced liquidation. Now they are paying my total balance partially by saying they are rejecting all of the invoices after the date of liquidation. Can I dispute this legally, what's yours advise?
Thank you
answered on Nov 30, 2017
Did they file bankruptcy or are they winding down the business? If they are in a bankruptcy case, then an attorney can probably help you. I would need to see the actual documents though, to understand what exactly is going on.
I am considering BK 7. Or possibly just stop paying the bills as it would save me 1000 per month. I am on a fixed income now. The homes are being rented out. I'm aware of the homestead law. If I were to homestead, I would protect the home in California. The home in Tx is about a year... View More
answered on Nov 29, 2017
Homestead laws only apply when you reside in the property. You indicated the homes are being rented out, so you might not have this exemption. You should speak to a local bankruptcy attorney that can more accurately analyze the situation.
What do we do?
answered on Nov 21, 2017
Conns has a lien on any of the items you purchased in their store if you financed them with the instore credit. This means they can ask for the washer and dryer or the TV back. You should file an answer to the lawsuit. If you do not file an answer Conns could get a default judgment against your... View More
answered on Nov 14, 2017
The question is not so much as the debt, but the equity in your property and your income which determines your means test. That is more relevant than the debt you have.
answered on Nov 14, 2017
You must list all of your creditors in your bankruptcy. If you want to keep your cars and house, you can continue to pay them and if you wish, enter into a reaffirmation agreement with them (if chapter 7 bankruptcy). Then it is as though you did not file bankruptcy on them; your personal liability... View More
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