Get free answers to your Bankruptcy legal questions from lawyers in your area.
Medical and credit card debt.
answered on Nov 11, 2017
The question is can you get a discharge? Under the current bankruptcy law, you are able to receive a discharge (Get rid of your debt) only once every 8 years under a chapter 7 filing. You count the 8 years from filing date to filing date. See a bankruptcy lawyer near you and let them review your... View More 
answered on Nov 8, 2017
After a bankruptcy discharge, review your free credit reports from annualcreditreport.com and dispute any that are not reporting correctly. If they were discharged they should show "discharged in bankruptcy" and show a zero balance due. Review your credit reports at least annually for... View More
I just received a suspension of drivers license notice from DPS. I can't believe I was in a minor accident during the one week my insurance had lapsed. Unbelievable. Now I need help to get my license back. I don't see any other way to get out from under this. Please advise.
I... View More
answered on Nov 7, 2017
Yes, so long as you were not DWI at the time of the accident, the damages from the auto accident should be dischargeable in bankruptcy. In that case, you would be eligible to apply to have your drivers license reinstated, but you must maintain liability insurance in the future.
I am looking to file chapter 7 Bankruptcy looking to keep my house its financed with Wells Fargo
answered on Oct 25, 2017
In a Chapter 7, your IRS debt will probably NOT be discharged except in very rare circumstances. Seek counsel in your jurisdiction.
answered on Oct 4, 2017
The short answer is: almost certainly not. When you file for bankruptcy, you are asking for legal relief from payment of your debts, including unsecured debts like your credit cards.
The credit card company will find out about your bankruptcy filing within hours, and will probably... View More
The car dealer said it was approved by their bankruptcy department since I have had my creditors meeting already, they said it wouldn't be an issue with the court if I bought it.
answered on Sep 16, 2017
Based on your statements, I would say yes, but please check with your counsel, because if there are exempt funds or non exempt being used, the trustee might have to be contacted.
answered on Sep 15, 2017
No, you should not. Speak with a bankruptcy attorney and see how to best use the exemptions allowed in your state or under the federal scheme
answered on Aug 23, 2017
Without more information it is difficult to say. Is she going to keep the car, pay for it and reaffirm the debt? If so you will be "off the hook" so to speak. But if she is going to surrender the car and discharge the debt, you will still be liable for any "deficiency" or... View More
answered on Aug 8, 2017
If you filed chapter 13, you may be able to recover your car without paying anything. You will need a valid driver’s license and proof of insurance. Contact your attorney and if you do not have one contact a local attorney and schedule a consultation. You can search for an attorney using the... View More
In Texas, if I filed for bankruptcy, informed my mortgage company about it with my case # and got jailed for a different reason before the bankruptcy got concluded, should it be in effect or should my mortgage company foreclose my house? Do I have any legal option if the mortgage company foreclosed... View More
answered on Aug 4, 2017
If this was your first case the mortgage company should not have foreclosed while the automatic stay was in place. The automatic stay is in force from the time the case is filed until it is lifted or your case is dismissed. Getting locked up does not terminate the stay. Having your case... View More
answered on Aug 3, 2017
It sounds like you filed a chapter 7 bankruptcy without the benefit of an attorney. You need to contact your attorney and if you do not have one now is the time to hire one. In chapter 7 bankruptcy property that cannot be claimed as exempt is an asset of the bankruptcy estate and the Trustee will... View More
If I file for bankruptcy, informed my creditor about it and got confined in jail before the bankruptcy got concluded, should it be in effect? Do I have any legal option if the creditor took any action against me for my debt?
answered on Jul 27, 2017
If you filed for the bankruptcy and then got arrested and was placed in jail for a pre-petition debt, and you advised them that you had filed for bankruptcy and it was true, and they still incarcerated you, you should advise the Court and your lawyer and file a Motion for Sanctions
answered on Jul 24, 2017
I would begin with asking their bankruptcy attorney. All non-exempt assets become property of the Bankruptcy Court depending on the type of filing. You need to consult with a probate attorney as well who can explain procedures for disposing of property.
Looking for info on LUCKY FIVE CORPORATION that went bankrupt ...They developed Tall Timbers Subdivision.... Burkeville Texas.
answered on Jul 24, 2017
You should be able to access information through the "PACER" system or otherwise do a search on the internet.
answered on Jul 11, 2017
Your question is not clear. Please re-word it so we understand what you are asking.
My 401k which would be about 10,000. If I don't have any money left and file for bankruptcy shortly after, will it affect me?
answered on Jun 21, 2017
It is unclear from your question what happened. Contact a local bankruptcy attorney and schedule a consultation. They will be able to explain what is going on. You can search for an attorney using the Justia "Find a Lawyer" link at the top of this page.
I am still being denied credit due to bankruptcy and don't understand why when
my credit ratings with are high in some instances.
answered on May 31, 2017
Same should only be on your credit 7-10 years from Discharge date
I have been trying to pay off one by taking advantage of another offer and so on. I had a good on time payment history for the past 7 years.
But I no longer can depend on spouse's income and couldn't keep up. All credit card debt is in my name. Do you offer pro bono?
Thank you
answered on May 15, 2017
Looks like you are in Texas. There maybe some pro bono groups down there. Up here in New Jersey the different counties set up them up.
Can pay the account early by paying outside of my ch 13 plan?
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
