Delaware Collections Questions & Answers

Q: Being sued in small claims court for deceased mother's debt. Can they file a judgment against me?

1 Answer | Asked in Collections and Probate for Delaware on
Answered on Aug 23, 2017
Kenneth V Zichi's answer
Probably not, but if they try it is IMPORTANT that you defend yourself! Don't let court notices go unanswered, and be sure you have an attorney on board who can review the WHOLE situation to insure there isn't some important fact that would create liability that we are missing here!

Get a local lawyer on board NOW to help defend you if you feel this is likely to happen!

--This answer is provided for informational purposes only and does not create an attorney - client...

Q: What is the statute of limitations on credit card debt?

1 Answer | Asked in Collections for Delaware on
Answered on Jun 22, 2014

Q: 2000:my old bank charged off $ I owed. 2001:I filed/got bankruptcy. 2011:bank bought my old one.Must I pay that $ to it?

1 Answer | Asked in Collections for Delaware on
Answered on Jun 21, 2014
Charles Snyderman's answer
You should contact the lawyer who helped you file for bankruptcy.

Q: What is a summons is garnishment for to garnish bank accounts or pay checks?

1 Answer | Asked in Collections for Delaware on
Answered on Sep 30, 2013
Charles Snyderman's answer
A creditor who gets a money judgment can attempt to collect the amount owed by filing a wage attachment with the Court. The Court then notifies the debtor's employer that its employee

s wages have been attached. The employer must then deduct 15% of the employee's take home pay and send it to the creditor. Another name for a wage attachment is a garnishment. In Delaware, most bank accounts cannot be garnished.

Q: Does Delaware law limit the amount that can be charged as late fees ?

1 Answer | Asked in Collections for Delaware on
Answered on May 14, 2013
Charles Snyderman's answer
Please provide additional information. Who is charging you a late fee, and what documents did you sign?

Q: What is the time limit for debt collection? Can a bill collector collect a debt for another company 15 years old?

1 Answer | Asked in Collections for Delaware on
Answered on Feb 12, 2013
Charles Snyderman's answer
Fifteen years is beyond the statute of limitations. Keep in mind that the statute of limitations does not prevent a creditor from suing you. Instead, the statute is a defense that you have to raise. If you get sued, contact an attorney immediately.

Q: How can I dispute a debt collection claim?

1 Answer | Asked in Collections for Delaware on
Answered on Jan 16, 2013
Charles Snyderman's answer
Contact a consumer law attorney. This should be relatively simple to resolve.

Q: What do you do when you receive summons from court of common pleas that has no court date

1 Answer | Asked in Collections for Delaware on
Answered on Jan 10, 2013
Charles Snyderman's answer
The Summons would not have a date for trial. Instead, when you receive the Summons, you have 20 days within which to file an Answer to the Complaint. If you fail to file an Answer, a default judgment is obtained against you.

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