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Connecticut Foreclosure Questions & Answers
1 Answer | Asked in Foreclosure and Tax Law for Connecticut on
Q: How to get help for foreclosure do to back taxes . I'm trying to get relief writTen Statues Section 49-31d to 49-31i

How can I acquire these forms? Thank You

Linda Simmons Campbell
Linda Simmons Campbell answered on Jan 17, 2019

Go to the Connecticut Judicial Branch website. Under the Public tab you will see forms. Do a search for the forms that you need. If you cannot find the form you need you can try calling the courthouse. Some of the Court Clerks are more helpful than others. Try calling them and see if they can... Read more »

1 Answer | Asked in Banking, Contracts and Foreclosure for Connecticut on
Q: In CT, If my second mortgage was written off as a bad debt in 2013, can the mortgage company continue charging interest?

I recently tried refinancing with another mortgage company. This company was prepared to pay off my first and second mortgage but needed a letter from my current mortgage provider stating that the second mortgage was closed off as a bad debt... which it is. When the request was made, my mortgage... Read more »

Christopher H. McCormick
Christopher H. McCormick answered on May 10, 2018

Unfortunately for you yes. Charge off is a credit reporting action, but does not affect your underlying liability under the note and mortgage you signed with the creditor. A charge off combined with the release of your second mortgage would have provided you the ability to avoid the payoff of the... Read more »

1 Answer | Asked in Foreclosure for Connecticut on
Q: What's the process for getting into some kind of mediation for a foreclosure on a rental property?
Christopher H. McCormick
Christopher H. McCormick answered on Apr 27, 2018

The foreclosure mediation program administered by the Connecticut Superior Courts is limited to owner occupied properties. For investment properties owners have to negotiate directly with lenders for loan modifications.

1 Answer | Asked in Foreclosure for Connecticut on
Q: Are there any kind of special taxes involved when purchasing a foreclosed property?
Christopher H. McCormick
Christopher H. McCormick answered on Feb 9, 2018

If your buying property from bank that foreclosed or entity they assigned property to the seller is responsible for all real estate taxes due up to point of sale. The sales conveyance tax in this state is paid by the seller not the buyers.

1 Answer | Asked in Foreclosure and Real Estate Law for Connecticut on
Q: procedger to recover money from foreclosure? 4 children involved? City has money.

All back taxes leins have been House was sold by city.

Christopher H. McCormick
Christopher H. McCormick answered on Nov 14, 2017

It is not an easy process and I recommend you hire an experienced local foreclosure defense attorney to help you recover any funds you are entitled to from the foreclosure sale of your property.

1 Answer | Asked in Constitutional Law and Foreclosure for Connecticut on
Q: My mothers house is in foreclosure. The docket now says return of sale with proceeds/motion for supplemental judgement?
Christopher H. McCormick
Christopher H. McCormick answered on Oct 6, 2017

This pleading means your mother's home has already gone to foreclosure auction and the sale has been approved and completed. She may be entitled to proceeds from this sale since funds were returned to the court. It will depend on all the liens on the property. If she is still in possession she... Read more »

1 Answer | Asked in Foreclosure for Connecticut on
Q: How much time do I have to fight a notice of foreclosure once I've been served?
Max Lavit Rosenberg
Max Lavit Rosenberg answered on Jul 1, 2017

The date that sets all other deadlines is your return date. If you look at the summons and complaint, you will see the return date listed in the upper right hand corner of the summons. The return date is set by the attorney who filed the complaint and is an arbitrary date left within the attorneys... Read more »

1 Answer | Asked in Foreclosure for Connecticut on
Q: Does our condo association have to pay the attorney fees in our foreclosure action if the owner/ defendant doesn't?

Is our association responsible to pay the attorney?

Max Lavit Rosenberg
Max Lavit Rosenberg answered on Mar 7, 2017

Absolutely, 100% Yes. But this should only occur where the attorney ended up getting the condo unit back to the Association for resale. Then attorney fees can be paid out of the proceeds.

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