I pay $640 a month for my bankruptcy, I have 4 more years left. I was behind on my mortgage of about $5,000 includes their attorney fees from being in foreclosure. I still owed about $2,000 left on my car and I had around $2,500 in medical and credit card debt. I also owed around $40,000 left on my... Read more »
At the time of CH13 and conversion to Ch7-my house was underwater. During Ch13-there was an Order granting the lien avoidance (related to the lien-second mortgage). At this time, a debt collector is stating that I owe $15,500, as I failed to complete the Chapter 13 plan and failed to receive a... Read more »
Yesterday I tried to close an account at the bank that my mom who died in July of this year had left me. It was 100,000.00 and was already in my name. The bank kept 26,000.00 of this money because they were named in the bankruptcy in 2003. Is this legal?
the bill was an old bill that was being disputed. I lost my dispute and they added it to a current bill which I could not pay. the bill is very high and i have filed ch7. can i get the water turned back on? I am on disability
You can't file a Chapter 7 however, you can file a Chapter 13. This will be a glorified repayment plan because you're not eligible for a discharge unless 4 years have passed between the filing of the 7 and the 13, but it will keep your creditors off your back.
She lives in an assisted living facility and has no assets. She can no longer afford making payments and hasn't been for months. Is bankruptcy the only option? I don't know that she can afford to file.
Creditors cannot get to her SSD income, and if she has no other assets she's pretty much "judgment proof." However, sometimes money from bank accounts are taken erroneously and you'll need to fight to get that money back. A lot of people file bankruptcy just to not deal with the...Read more »
I filed chapter 7 last month and last week filed taxes. I do expect a decent tax return due to having kids. Debt was mostly medical Bill's. I was getting grief from a lawyer for one of my non medical Bill's debt (was a gym) and do have a student loan from a school closed due to school... Read more »
Can u file again chapter 7 get rid of credit cards again and stop the foreclosure too save my house and then maybe sell it in a few years. But mostly I don’t want too loose my house and it’s going so quickly, is chapter 7 best way too save house or I also see so much talk online about it being... Read more »
Usually tax claims, alimony, child support, and then some esoteric categories. Also remember that while a secured claim, like a bank loan for house and car, are discharged as to personal liability, they are not discharged as to the item itself.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.