to live very much longer my wife has serios spine issues we dont own no property what going to happen
answered on Aug 16, 2018
They will probably get a judgment from the court, which means they can bring that to the Marshal/Sheriff who can search for and seize any assets you may have. Obviously, if you have nothing, there is nothing to take. However, keep in mind that this includes salary income and money in bank accounts.... View More
The house value is probably less because it does need several repairs. We'd like to keep our car to (still paying as we got it after our old car was totaled a few months ago.)
answered on Jul 16, 2018
Depends on many factors, including equity in house. Contact a local bankruptcy attorney who can help you make the right decision.
Discharged in 2012, do I do anything about this or will it just make it worse.
answered on Jul 1, 2018
If you have made your mortgage payments on time you should file a dispute and request the credit bureau to include an explanation on your report. Unless you signed a reaffirmation agreement that was approved by the Court the lender will not report anything to the credit bureau. If you did not... View More
she said we have two weeks to be out and i lost my job she knew that we are only behind for the month of june she notorized this paper herself calling it a legal document more or less and said we had two weeks to get out and if we weren't out then she would have a 24 hr eviction notice.
answered on Jun 21, 2018
No. If you are behind on rent your landlord may post what is called a 10 day notice to pay up or quit the premises. That gives you notice that if you do not make your rent current within 10 days then she has the right to file for an eviction. Landlords in Indiana are required to post this notice... View More
my debt issues though. Will my bankruptcy still be valid?
answered on Jun 18, 2018
If you filed a chapter 7, then no worries as it looks at income at the time you filed. If a chapter 13, talk to your attorney due to plan payments
I have my PHD. My loans total approximately $200,000. I am aware of the brunner test. We have no hope of buying a home or car, let alone a small vacation. Our son's Autism Academy is very, very expensive, with insurance paying a small amount. He will most probably have to receive treatment for... View More
answered on May 31, 2018
While the student loans are generally not dischaegeable, you can file and ask the court to consider your circumstances and the undue hardship. They could be reduced but not likely completely discharged.
promotional value of the voucher is good for three years (ending June 21, 2015) but that the paid value of the voucher never expires. I found my credit card statement with the purchase showing on June 28, 2012, and the company name is exactly the same as it appears for the current company, but... View More
answered on May 10, 2018
EVEN THOugh the middleman declared bankruptcy, the company is still liable for the service sold bc they were the one providing it. They owe you the paid value of the voucher, in whatever form that may be.
hardship or payment plan options ? lake county Indiana
answered on Apr 12, 2018
For the most part, a bankruptcy is an "all or nothing" proposition, meaning you have to give up all your credit cards and unsecured debts in exchange for the debts being wiped out.
answered on Apr 7, 2018
Must have standard regular income. Must have less that 350,000 in general unsecured debt and less than 1.1 million in secured debt
Her portion of the balance is $1000, does the bankruptcy forgive that monies?
answered on Apr 6, 2018
If she is filing a chapter 7 you may be able to enforce the divorce decree language. You will need a bankruptcy lawyer to file an objection to her discharge of these debts. It may be that the amount is not worth the cost to hire a lawyer, but you need to speak with a bankruptcy near you to... View More
answered on Mar 8, 2018
If you are eligible for Chapter 7 (have not filed a Chapter 7 in the last 8 years and received a discharge) and pass the means test requirements now, then you can file at any time. Be sure and talk to a bankruptcy attorney near you so they can go over your situation and be sure you do qualify for... View More
answered on Feb 16, 2018
All of the statements and schedules and related documents included in the petition are public record. The exception is protection for full social security numbers, names of children, birth dates, and taxpayer id number. Upon a motion to the Court, sometimes other information can be kept private by... View More
answered on Jan 19, 2018
Unless your household size is 5+, you're above the median income in Indiana, so your eligibility to file chapter 7 depends on the means test, which requires a more comprehensive analysis. You would need to retain a bankruptcy attorney to do this analysis.
Information provided for... View More
answered on Dec 4, 2017
It is possible. A judge has the ability to impose sanctions such as a fine or jail time, if you are found guilty of contempt of court.
Information provided for informational purposes only, and should not be taken as legal advice.
answered on Oct 24, 2017
It will apply, but easily nullified. The hearing maybe allowed to go forward, depending on the Judge in the Bankruptcy Court.
I KNOW I HAVE TO WAIT 8 YEARS BUT IS IT 8 YEARS FROM THE DATE OF THE 1ST DISCHARGED DATE?
answered on Oct 11, 2017
You count from the filing date of the 2010 petition, not the discharge date. Hope that helps. Good luck!
She filed a notice of claim against me how will that work after I file bankruptcy can she put me out or...????
answered on Sep 26, 2017
Unless she has an Eviction Order, no she can not put you out. She will have to get relief from the Stay from the Bankruptcy Court first, then she can go to Landlord Tenant Court. Make sure your deposit is listed as an exempt asset on your Petition
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