Although bankruptcy discharged your ex-husband’s personal liability for the 2nd mortgage, it would not have gotten rid of the lien. Yes, the scenario is possible. You would also need to pay the 2nd mortgage to avoid foreclosure on the lien.

A state court judgment wouldn’t have the... View More

There's no legal requirement. This is an ethical or relationship question.

A chapter 7 bankruptcy does not discharge secured debts, which is what a mortgage is. If you weren't paying your mortgage, then they can foreclose.

They are entitled to possession of the property whenever they choose. You can’t be made to pay any money, but you can be required to leave.

Default under a mortgage gives the lender the right to foreclose. The lender will file a motion for relief from the bankruptcy stay, and then they can go forward with the foreclosure. How long this takes before they do this depends on the lender.

As always, this is an answer to a... View More

Yes, with proper authority, such as a power of attorney or a court order appointing you as guardian (or perhaps conservator).

Not much if it is a total liquidation case. Depending on the circumstances, it may be non-dischargeable in bankruptcy.

Yes, if they signed it post petition and received consideration for it.

Yes. If it’s property under non-bankrtcy law, it’s generally property of the estate under bankruptcy law. The issue becomes whether there’s an applicable exemption. The answer with respect to a cat is probably not other than under 11 USC 522(d)(5). Ask an attorney for the details.

Chapter 7 filings must be 8 years apart in order to receive a discharge. You count filing date to filing date. You can file a chapter 13 and receive a discharge in that case if it has been 4 years from the prior chapter 7 filing. Again, filing date to filing date. See a bankruptcy lawyer near you... View More

Possibly. Probably yes in the short term, and perhaps completely in the long term. The answer to this question requires a review by a qualified attorney of your complete situation. Look for an attorney experienced in personal bankruptcy.

Keep your vehicle if you are current or can get current quickly. Same on your house. Keep thousands of dollars of other stuff.

Your question is complicated. In a Chapter 7 case, a Trustee is appointed. The Trustee's purpose is to sell any of your assets that he/she can, including a house or land. Whether or not the Trustee can sell your property is a complicated legal question. It cannot be answered without a... View More

No. An Emergency Bankruptcy refers to the quick filing of the case to stop a foreclosure or other imminent creditor actions. The documents that are filed in and emergency case are very minimal, only the bare minimum of documents and information is filed, just enough to start the bankruptcy case... View More

If you file a chapter 7 or chapter 13, you are required to appear for the meeting of creditors also known as a 341A meeting.

Not sure what you mean. Add some more facts please.

Next step: go to www.pacer.gov and perform a search for the case or case number. Your question does not provide enough information for me to be more specific about the first steps. Once you find the case, you need to look at schedule D, E or F to see if your company is listed as a creditor.

It likely will not affect the division of assets, depending on what chapter of the code he is filing under. The bright side is, if he eliminates all his debt, he has more money available to pay you maintenance and child support.

Consult your lawyer first. I think the trustee needs to be advised of the supplement, but I do not believe it is subject to seizure by the trustee for a variety of reasons!

The unpaid tuition should have been discharged, as long as that debt was incurred before you filed. The fact that they're already garnishing wages means you ignored or didn't receive court notices (which may or may not be an issue). You should contact the court that issued the judgment,... View More