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North Carolina Real Estate Law Questions & Answers
1 Answer | Asked in Foreclosure and Real Estate Law for North Carolina on
Q: I need to foreclose on a home mortgage I hold. I hope to get a deed in lieu of rather than have them go through the for

closure process. The deed says that the trustee will get a 5% commission on the proceeds of a foreclosure sale. What will he be entitled to if I do get the deed in lieu of?

Ben Corcoran
Ben Corcoran
answered on May 3, 2024

By doing a deed in lieu, you are releasing your lien and will have to file a release with the register of deeds.

No foreclosure proceedings will commence, so the trustee will not be compensated.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: HOA responsibility or Owner?

Under the HOA Declaration/Covenants/Bylaws an HOA is responsible for maintenance, repair and replacement of roofing. An owner is responsible for the walls inside their unit (Sheetrock, Paint etc). It rains and the roof leaks and the leak damages the drywall. It needs to be replaced and... View More

Ben Corcoran
Ben Corcoran
answered on Apr 17, 2024

I can't render a legal opinion on this without a full review of the bylaws and covenants, but your logic is sound.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: How do I get a title to a mobile home when one of the sellers on the title is deceased?

The living seller had the title notarized that he had a copy of her death certificate. DMV said I needed to have her sign the title. She died in 2007.

John Michael Frick
John Michael Frick
answered on Apr 11, 2024

You will need proof that the deceased seller left their interest in the mobile home to the living seller. Such proof might come in the form of a right of survivorship, or a probated will, or a declaration of heirship, etc.

1 Answer | Asked in Divorce, Family Law and Real Estate Law for North Carolina on
Q: I want to sell my house and am married. I have tried serving divorce papers on my spouse several times and can't locate

The service took place several years ago and I cannot locate my spouse (somewhere in NY, I think)

Anthony M. Avery
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answered on Apr 9, 2024

You may need to hire a NC attorney to file a Partition Action. The other owner's money might be held by the

Court until he claims it, and withdraws it by Order of the Court.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: I have a real estate deal for over a year. Can I sue for money plus loss of potential revenue from her.

We have contracts in place and she hasn’t done anything to the project for over a year. I’ve requested my money back but she keeps avoiding me telling me she’s busy and she’ll get to it later on. Am I able to sue her for my money back plus the potential loss of revenue and my time being... View More

Ben Corcoran
Ben Corcoran
answered on Apr 1, 2024

I would have to review the contracts to advise you on your options, but I suspect that you have a case to force her to do something. Please get in touch with an attorney and have them review your contract.

Typically, you cannot get reimbursed for "sweat equity," but you should have other options.

2 Answers | Asked in Real Estate Law for North Carolina on
Q: Mother and daughter own a parcel of land. The daughter passed away. Would her kids inherit the daughters 50% share?

Mother and her daughter had joint ownership of a parcel of land in Swain County,NC. The deed states Daughters name "AND" the Mothers name as owners. The Daughter as passed away but has children. Would the Daughters 50% portion of the land ownership automatically go to her living children... View More

Anthony M. Avery
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answered on Mar 30, 2024

You have not stated the exact granting and habendum clauses, and have not searched the title. But assuming only what you stated, the Daughter's issue take her issue as tenants in common with the Mother. Have a NC check the title to determine ownership and encumbrances.

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1 Answer | Asked in Estate Planning, Family Law and Real Estate Law for North Carolina on
Q: My husband wants to remove my name from the deed of our home for his Last Will purposes.

He asked me to meet with his Estate planner regarding the plans for his will. He mentioned on having the deed solely under his name so it wont be hard to divide his estate between me, his kids, grandkids and great grandkids. We've been married for 9 years and we are living in a $600,000k... View More

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answered on Mar 19, 2024

Hire your own attorney for advice. The titles to all real properties need to be searched. More than likely you will not want convey away your estate in the house.

1 Answer | Asked in Contracts, Family Law, Real Estate Law and Appeals / Appellate Law for North Carolina on
Q: The judge has made his ruling. Husband has no claims to wife's house. During appeal, can husband file a Lis Pendens?

Ex husband and wife completed a bench trial for a Breach of Contract Suit. The contract was an executed notarized separation and property settlement agreement. In the agreement, wife received the house (was quitclaim deeded to wife and notarized). In exchange, the husband received all the... View More

Ben Corcoran
Ben Corcoran
answered on Feb 12, 2024

I don't see a reason why not; a sale would likely be held up regardless if the closing attorney is doing their job properly. But a list pendens seems proper here.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: House for mother prior to her dad I had lots of survivorship does a lifetime trust deed still apply after her death or d

The last time the trust was to my sister but I had so I had rights to survivorship when she passed does her lifetime trust still stand

Anthony M. Avery
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answered on Jan 26, 2024

Your question makes no sense.. You will need to either resubmit it or consult with a NC attorney. A title search will be in order.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: Final plat shows tennis courts.Foreclosure, then quitclaim transfer of Declarant rights.Is new Declarant liable to build

North Carolina Planned Community. Final plat is recorded with tennis courts (currently not built). There was a quitclaim transfer and assignment of Declarant rights (to several limited liability companies, around 7). Are new Declarants responsible/liable to build amenities recorded on initial... View More

Ben Corcoran
Ben Corcoran
answered on Jan 10, 2024

Based solely on the plat, it is unlikely, but there may be other contracts that the business signed that would require it.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: If your father does and you have a brother whom my father evicted over 2 years before he died off the land is he still e

Entitled to any of the land

Anthony M. Avery
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answered on Dec 26, 2023

The Father's heirs will still take unless there is a probated Will. Father's heirs will include all issue as tenants in common.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: If your diecist sister had property in her name from her parents is her widow and children entitled to the land to sale

The widow or kids name are not mentioned in the deed by name. The widow has been living in the house on the property since sister passed. The deed doesn’t say a life estate was left to widow. There was no will either.

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answered on Dec 26, 2023

Obviously the deceased Sister's heirs at law will take as tenants in common.. Hire a competent NC attorney to determine heirship and possibly file an Affidavit of Heirship.

1 Answer | Asked in Real Estate Law and Municipal Law for North Carolina on
Q: If I'm buying property from the city, what can I require from them?

City is selling property, I'm buying. What are the limits on what I can ask for?

Ben Corcoran
Ben Corcoran
answered on Dec 22, 2023

You can ask for anything but will all but certainly get nothing.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: Can I get my name off a mortgage without refinancing?

My wife and I divorced 8 years ago and my name is still on the house mortgage that her and her husband of 5 years lives in. I gave her the house and have not lived there for 10 years.

Ben Corcoran
Ben Corcoran
answered on Oct 30, 2023

Your divorce proceedings should have included an agreement for her to refinance the property, but they may not have. If they didn't you can request the bank remove you but they will likely refuse to do so.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: Person owns a home, then gets married and the new spouse pays half the mortgage. Is that tenants in common or entirety?

A property owner owns a house in severalty prior to marriage. After marriage, the owner's new spouse moves into the house and pays half of the mortgage payment monthly. The ownership structure is now what?

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answered on Oct 27, 2023

Paying a secured debt does not gain title of the collateral. Hire a NC attorney to search the title and determine ownership.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: In NC, if someone owns their home, before getting married. After getting married, are they tenants in common or entire?

I wanted to know if a single person owns their own home and a year or two later, they meet someone and get married. Are they considered tenants in common or tenants by the entirety?

Ben Corcoran
Ben Corcoran
answered on Oct 23, 2023

The person who owned the home prior to the marriage still is the sole owner, however, the spouse gains the right to claim a life estate on the house should the owner die.

1 Answer | Asked in Real Estate Law, Divorce and Family Law for North Carolina on
Q: Husband in North Carolina sold property in 2020 without my consent. He owned the property prior to marriage.

Prior to marriage I did not sign free trader agreement or prenuptial agreement. The sell of the house took place in 2020 was undisclosed to me during that time. We are now divorced as of April 2023.

Ben Corcoran
Ben Corcoran
answered on Oct 19, 2023

All that you would have been signing away was your right to claim a life estate on the property in the event of his passing. That right was extinguished upon divorce.

I cannot speak to the laws of other states regarding marital property but the money he made from the sale might have become...
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1 Answer | Asked in Real Estate Law for North Carolina on
Q: I just purchased a 2nd home, and the HOA is refusing to provide a mailbox (community mailbox) due to the fact it is not

our primary residence siting "mailboxes are a significant cost to the HOA" Now I cant receive my mail. Is this legal?

Lynn Ellen Coleman
Lynn Ellen Coleman
answered on Oct 5, 2023

Unfortunately it is not possible to answer this question in an online forum like this with certainty. An attorney would have to review the covenants and rules of your HOA, which you agreed to be bound by when you purchased the home. We cannot review documents through an online forum. My general... View More

1 Answer | Asked in Real Estate Law for North Carolina on
Q: Without selling, if my spouse is on the mortgage and wants to separate, what is the my advantageous routes of action?
Ben Corcoran
Ben Corcoran
answered on Oct 2, 2023

You can request that the bank remove the spouse but it will probably not happen until after the ownership is transferred into your name.

1 Answer | Asked in Real Estate Law, Civil Litigation and Probate for North Carolina on
Q: Father in law passed away and my wife and I are listed as Joint tenants with full right of survivorship.

My wife’s brother is the executor of the will. We are selling the house that I am making the mortgage payments on. The mortgage is in my father in laws name and the executor is demanding that all proceeds go into the deceased estate and he is entitled to 1/3 after he settles the estate using the... View More

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answered on Sep 22, 2023

You will need to post this under Florida real estate law.

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