Get free answers to your Bankruptcy legal questions from lawyers in your area.
I have questions regarding whether to file bankruptcy or not.
1. I have total of over $60000 debts including $12000 on multiple credit cards, $1400 my last apartment, over $50000 on my student loans, and about $600 debt to district court for my traffic ticket. Can I get rid of all my... View More 
answered on Sep 30, 2018
You cannot discharge the student loans or the fine and cost on the ticket so I’m not sure bankruptcy would help you much.
answered on Sep 19, 2018
Really you cant keep it private. It is considered public information and is accessible via the PACER court system to the public if they register and are willing to pay 10cents a page to look at your bankruptcy pleadings.
answered on Aug 31, 2018
Yes, although it may bring serious inquiries from the Court as to where the money came from and how you were able to do so.
answered on Aug 31, 2018
Depends on when he wins the lottery. Before filing, the money is part of the estate. After filing, you may have to pay off your creditors and keep the balance. After discharge, the money is all yours.
answered on Jul 20, 2018
Depends on your income and equity in the property. Contact an experienced local bankruptcy attorney who can help to determine the right move.
I'm a homeowner who is now homeless with an arrest record and public deffimation of character mearly because a city wants their water plan and new road built, without care for those less fortunate
I have a car loan-the car is my only method of transportation. I have some furniture in storage and some small electronics (computer, iPad). Do I lose those ?
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answered on Jun 27, 2018
The simple answer is no, if the value of your assets fall within the allowable exemptions then you do not lose those belongings. However, bankruptcy is complex thus you should consult with an experienced attorney for a complete evaluation.
answered on Jun 18, 2018
Many factors go into answering your question, such as value of house, amount owed on mortgage, equity in house, your income, plus chapter filing type. Consult a local bankruptcy attorney who can help you plan and execute the right decision for you.
$38k in CC’s, LoC’s, and medical bills. I am on SSDi and gross $1238 a month($1106 after Medical) & I just recently acquired two pieces of raw land in California; One in particular I would someday like to live on. I live with family and pay no rent. I can not afford to not live with family... View More
answered on May 31, 2018
You need to consult with a local bankruptcy attorney who can analyze your situation and give you your options so you can lot the best course.
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answered on May 18, 2018
Yes both real and personal property as long as fair market value and equity within the applicable exemptions.
I paid off a car about 4 years ago, and ended up selling it. I wrote out a bill of sale, but the people that bought it, did not transfer ownership. Now I need to file for Chapter 7, and I'm financing a vehicle. I don't want it to mess with my bankruptcy, or my car. What can I do?
answered on Apr 24, 2018
Just list it as an asset and indicate you surrendered it. Won’t affect you at all. The trustee can decide what to do with it. But be absolutely sure you list that car bc it is still in your name.
answered on Apr 23, 2018
An example would be s large personal injury settlement, the amount of which exceeds your available exemptions to protect.
answered on Feb 11, 2018
2019 for a chapter 7,and you could file for a Chapter 13 already. Talk to counsel in your state please.
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answered on Jan 31, 2018
Typically 90 -110 days from date of filing to discharge.
pay $3200 before they will allow me to re-instate my license, will a bk take this away? and if so, how long would it take to get that off my record so i can get my drivers license back? thank you
answered on Oct 4, 2017
If the debt is discharged in bankruptcy the no-insurance restriction will be lifted and you should be able to get your licenses reinstated. The BK process normally takes about 3+ months.
For the amount of money involved, you should look for a different way of resolving this. If this is your... View More
My mom was prey to a predatory loan. Shortly after her husband of 35 years passed, she was talked into a reverse mortgage, and told she wouldn't have to worry about anything. When I came into the picture, they had paid for 3 years. I tried to get her exempt from property taxes every 6... View More
answered on Feb 2, 2017
You need to contact a local bankruptcy attorney and schedule a consultation as soon as possible. If you are facing foreclosure and if it is appropriate you want to file the bankruptcy before the foreclosure sale. Once the foreclosure sale takes place your options will be limited if not gone... View More
I've tried getting a hold of my lawyer and he doesn't e-mail or return calls. My petition file date is 10/26/2010. My first payment was made two weeks later. Nov, 2010. The plan was filed on 2/2011. When does the 60 month countdown begin? Petition filing, first payment or plan filing... View More
answered on Oct 6, 2015
You might want to look it up in Chapter 13 of the Bankruptcy Code (available online). It should also say in the plan.
But in any rate, the answer is that the 60 months (or it can be a shorter period) is from the date of the filing of the plan plus no more than 30 days. See... View More
It has been less than 2 years since we filed the chapter 13. We separated and starting paperwork to divorce. One of us wants to file a chapter 7, can one of us do this without the other? If so, what happens to the balance being paid on the chapter 13?
answered on Jun 18, 2015
Yes, but first a motion to divide the case or deconsolidate the case must be filed and additional court cost must be paid. One of you will receive a new case number and then either of you can file a motion to convert the case.
answered on Feb 18, 2014
A: If the underlying claim arose prior to the filing of the Bky, you should include the claim in the Bky and file a Suggestion of Bankruptcy in the Small Claims Case. If the underlying claim arose after the filing of Bky, you still owe it.
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