Get free answers to your Bankruptcy legal questions from lawyers in your area.
answered on Feb 8, 2020
Contact a competent debtors rights attorney near you who can lay out your options.
answered on Feb 4, 2020
Probably, but you need to seek permission if the court before incurring any new debt.
answered on Nov 26, 2019
Check with your local bar association or legal aid society. They maintain lists of pro bono and reduced fee lawyers.
answered on Nov 26, 2019
You can check the bankruptcy court's website for information on the forms.
Here is the website for western district. http://www.wawb.uscourts.gov/csReadyToFile
They also have information on representing yourself. At the very least get a consultation with a bankruptcy... View More 
] I purchased an airline ticket in January w/credit card. I had to file bankruptcy due to health reasons. I recieved my discharge in may. The credit card that is used to purchase the ticket I included in bankruptcy. I owed them a balance when I filed bankruptcy. Come to find out the airline owed... View More
answered on Oct 5, 2019
Yes. The refund was a set off against the debt. Unless the trustee wants to pursue it as property if the estate, it’s gone.
answered on Aug 16, 2019
Not likely except by agreement with the creditor. Make sure you can’t bankrupt before you move forward.
I found a payment that was applied to principal curtailment that in turn caused late fees and missed payments. Other fees down the road could the error change the outcome of where i am now?
answered on Jul 18, 2019
Yes. Dispute it on your credit report and with the lender. You should get on this ASAP bc it can materially affect your credit rating.
I also found a lawfirm that removes information from my credit, do those 2 things conflict if done at the same time?
answered on Jun 5, 2019
Removing derogatory information in your credit report does NOT absolve you of the underlying debts that caused the information you want removed. Filing a Chapter 7 may result in getting rid of some or all the debts--but your credit report will then contain that information.
If I file a chapter 7, and want to reaffirm my mortgage, that is past due 120+days , would I have to become completely current or up-to-date before the mortgage company will agree to reaffirm or work with me on making arrangements. And after I file chapter 7, if I understand correctly, the mortgage... View More
answered on May 10, 2019
It varies from lender to lender what they will require or permit. The stay prohibits all contact. If you reaffirm the mortgage, you must do so before the case is closed. If not, you simply walk away.
Filed emergency 13 in sept was dismissed. I did not follow through I just filed again will it stop the sale of my home?
I was disabled by injury 6 months ago and can no longer work. I receive regular money from the government but have next to nothing left over after basic expenses. I am now severely in debt due to medical bills and less income and can’t afford my minimum payments anymore. I contacted my credit... View More
answered on Mar 18, 2019
You need to consult competent bankruptcy counsel who is knowledgeable in student loan modifications and/or forgiveness. Only after you run the guidelines can you have a real idea of what your actual payment could be.
I now have the car we figured I would just switch it in my name when it’s paid off. The interest is really high on it though. I am able to still pay it off but my credit is not high enough to put it in my own name, or to even get a refinance. But when she claims bankruptcy does that affect my... View More
answered on Feb 3, 2019
Unless there is equity in the car, it won’t matter. Even then, she can protectabout $3,560 in equity. If you keep paying for it, you should be able to keep it.
Looking at the definitions there isn't anything really explaining "income". "income" has been defined by the Supreme Court very well when dealing with the Income Tax. Would this be the correct definition to fall back on?
"Equally well settled is the rule that... View More
In bankruptcy involving ex-wife, dual ownership of the home, we have jointly owned vehicle and RV that have loans. Don't mind losing the rv, but where we live a car is necessary. 1. Would he lose the whole house even if it jointly owned with the ex-wife? 2. Would we be able to keep the car?... View More
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answered on Dec 2, 2018
Hire a bankruptcy lawyer.
If filling for Bankruptcy would be a better alternative for a fresh start?
answered on Nov 27, 2018
Not enough information to answer your question. In any event, you should consult an experienced bankruptcy attorney regarding your financial situation before you do anything.
answered on Oct 26, 2018
If you file a Chapter 7 bankruptcy and receive a discharge of your debts then all listed unsecured debts in your petition will be gone and uncollectible by the hospital. Any new charges after you file bankruptcy would still be yours to pay. Good luck!
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