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We then applied for a building permit and are getting hit for all the non code the previous owner did and non permitted work. We don't think this is right. Shouldn't the abstract company have looked for a C of O? They said they never heard of having one?!
answered on Dec 9, 2017
In New York at least, a standard title insurance policy does not insure municipal searches.
We sold a house on 12/16/14, there was HELOC of $80K which was paid off but for some reason never closed by AMEX. Even the though enclosed with the check was a notice asking the account be close. Amex has no record of any liability. We have not been able to obtain a release of the funds for 3 years.
answered on Dec 8, 2017
You should have signed and escrow agreement at the closing, and the terms of this agreement would have governed your obligations as the closing out the account. Read the agreement and see if you have complied with all of your obligations and if so, make a demand on the title agency to return the... View More 
answered on Dec 6, 2017
A deed and accompanying transfer documents need to be signed, acknowledged and recorded with the county recorder’s office in fully recordable form.
answered on Dec 3, 2017
She would have to agree to refinance the mortgage In her own name. This will cause you to be removed from the mortgage and the note.
sign the Quit Deed until the refinance is complete. My mortgage broker says if he doesn't sign the Quit Deed that the payoff from my new lender to my old lender will not take place and the refi will not go through. So, what is the truth? Is there an amount of time after I sign the refi that he... View More
answered on Dec 3, 2017
If you Ex is currently on title, if he does not sign the new deed, you’re not closing.
How do we obtain this?
Now that the buyers have seen the covenants they want to cancel - will they get their earnest money back?
answered on Nov 16, 2017
Those are documents that: a) a purchaser would typically take subject to; and b) are readily available in the public records; and c) would be swiftly disclosed as part of the title search. So I would be quite surprised if a purchaser would have grounds to cancel the contact based upon same.
answered on Nov 16, 2017
Review your contract. Did you agree to provide it as part of the contract terms.
Purchased home with my girlfriend back in 2006. Married in 2007 and quitclaim deed filed to list us with the same last name. The current deed says "joint tenants with rights of survivorship"; however, we would like to convert to tenancy in entirety. How would we do this?
answered on Nov 6, 2017
You should both convey to both of you designating yourselves as Grantees as tenants by the entirety.
Conservation Easement running across the backyard. Neither the seller, RE agent, nor Title Company disclosed this to us during the time of purchase. Do we have any recourse?
answered on Oct 23, 2017
Read your title insurance policy to see if you took subject to the easement.
It has been empty. We were going to rent it, sell it, and maybe let a relative move in until his place was renovated. I put it on my taxes and got the interest credit, etc. Who owns the house? Me because it is in my name in every way or him cause he's been paying the mortgage?
answered on Oct 21, 2017
Your contract of sale will give you guidance as to that answer.
answered on Oct 9, 2017
You would have a complete and thorough title search first conducted and if you did proceed to close on the transaction, you would obtain a title insurance policy so as to guarantee those results.
My question is not for N C law.....It is for FLORIDA law....
answered on Oct 8, 2017
In New York, at least, a Purchaser is typically entrusted to obtain a home inspection prior to signing Contract. This way, the Purchaser knows precisely what he or she is "getting himself/herself into", with eyes wide open.
the settlement was then set for week later. now because of scheduling, the realtor has pushed it back to a date past our agreed to extension.
is this legal without another signed extension approval by the sellers and buyers? is it considered a default on the contract? are we free to... View More
answered on Oct 6, 2017
If they are asking for an extension, and they require an extension in order to proceed with the transaction, then alternatively it would appear that they have left themselves open for you to cancel a transaction if you choose not to grant the extension. Whether you could hold them in default is an... View More
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