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answered on Aug 10, 2022
It depends on the cause of the accident. Don't answer that in this thread. You'll need to sit with an attorney to discuss what happened in order to see whether the debt to be incurred would be dischargeable in a bankruptcy.
Can they do that?
answered on Oct 15, 2021
I agree with Mr. Denison. Just to add one point, it wouldn't really matter whether they knew or not. If they knew, then its a wilful violation of the automatic stay, which sounds like that was his point. If they didn't know, they still have to give the money back, its just not a... View More 
We owe a lot on both cars. I also have tax debt, student loan debt, credit card debt, medical bills and collection companies. What can bankruptcy do for me in terms of clearing these debts and allowing me to get the one car back and keep both cars?
answered on Jul 25, 2020
It all sounds possible. But, without knowing more about each particular debt, its impossible to tell. Best to contact an attorney to discuss these, and your greater financial situation, to get answers to these questions and to determine a best course of action.
If not how could I go about getting that money back?
answered on Jun 23, 2020
There is no exemption in Ohio to protect short term disability payments (received from an insurance company, I presume) from being attached. The only way you can get it back would be to file a bankruptcy (presuming you are having financial difficulties (consult a bankruptcy attorney) and getting... View More
I am not a joint card holder. My name is no where on the account. They just helped me out when I was having money issues and I agreed to pay a monthly amount until the balance was paid off. Now, there is no balance and they keep taking my money even though they no longer owe the amount.
answered on Jul 25, 2019
I presume "they" are the card holders and "they" filed a bankruptcy. Is this correct?
answered on Mar 1, 2019
No. Your payment is your payment unless you file a motion to modify your plan payment. That is an entirely different question. The money you pay to the Ch. 13 Trustee just goes to pay off the other creditors of your case, based on how your Chapter 13 plan is structured.
The debts (loans by me) of the corporation far exceed the assets of the corporation and the corporation cannot pay the requested settlement fee.
answered on Oct 31, 2018
Can't even answer without knowing more. Please call to set up an appointment.
I am trying to see if I should file bankruptcy or do a debt relief program.
answered on Oct 23, 2018
That is not a question that can be answered in this thread. That, most likely, takes a consultation; an understanding of how bankruptcy works and how it is different than debt consolidation. If you want a shock answer it will be, in my opinion, never do a debt consolidation. But, I cannot say... View More
answered on Sep 25, 2018
The APC is 60 payments, not 60 payments from confirmation.
I left in May 2008. Filed for divorce in May 2011. Finalized Oct. 2011. He racked up a 10k hosp bill in June 2011. They are now sending me letters and calling. Also we were sued in 2010 for another of his hosp bills and he has never made his payments. I paid 25 mthly for about 6 years. We owe more... View More
answered on Sep 25, 2018
I'd have to take a look at what your Separation Agreement says, but there would be no impediment to discharging all of this debt as to the original creditors. The Separation Agreement could cause issues if there was an assumption of debt provision.
if I can't afford to pay it due to lack of income?
answered on Aug 8, 2018
What are those expenses comprised of? credit card, a loan from the school, a grant, etc.. Without knowing that, I really can't tell you whether its a debt and whether its dischargeable in a bankruptcy.
answered on May 31, 2018
There are a lot of missing facts, here. What were the circumstances surrounding your filing and the dismissal?
answered on May 29, 2018
The filing of a bankruptcy creates a protective "bubble" of all of your assets and your income from your creditors. Chapter 13, specifically, is a consolidation and pay-back plan. Included in the list, and one of most importance, is paying back mortgage arrears. In most parts of Ohio,... View More
I haven't filed anything yet,nor retained an attorney. I'm in the beginning stages of determining what my next step is going to be.
I spoke on the phone to a prospective attorney who said that the credit card co. would be excluded from any bankruptcy filing.
answered on May 29, 2018
Whoever that lawyer was, RUN from them. lol.
In any bankruptcy filing, all of your creditors must be notified of the filing of the bankruptcy. How you want to treat them and whether they are discharged (or you continue to pay them) in your bankruptcy are questions/issues you should speak... View More
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