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Questions Answered by Paige Kurtz
1 Answer | Asked in Civil Litigation, Consumer Law and Contracts for North Carolina on
Q: I have a loan with a company haven't missed a payment make my payment on the 14 of every month like agreed but the

Company repossessed my car last night on the 13 found out from sheriff's office can they do that or is that a breach of contract

Paige Kurtz
Paige Kurtz
answered on Oct 16, 2017

If you are not in default of the contract, the vehicle cannot be repossessed. There may be other terms of the contract that can cause a breach other than missing payments. Things like the failure to insure the car probably cause a breach of the contract, but it will depend on the terms of the... View More

1 Answer | Asked in Consumer Law, Contracts and Collections for North Carolina on
Q: My husband has about 25K in unsecured credit card debt he cannot pay. I understand that the credit card company may file

and receive a judgment but all of our assets are joint. Will they be able to collect ?

Paige Kurtz
Paige Kurtz
answered on Oct 10, 2017

Judgments against an individual are only enforceable against assets held by that individual. In North Carolina, real property of married couples is held as a tenancy as the entirety, so the judgment will not attach to this real property. However, other joint assets may be sold or seized to satisfy... View More

1 Answer | Asked in Collections for North Carolina on
Q: Can a credit card company garnish your wages after being granted a judgement in NC

I work for Walmart in NC but my payroll is generated out of Arkansas

Paige Kurtz
Paige Kurtz
answered on Oct 3, 2017

Wage garnishment is not available in North Carolina. However, it would be possible for the judgment holder to file the judgment in Arkansas and seek to enforce it there. If wage garnishment is available in Arkansas, they may be able to collect in that manner.

1 Answer | Asked in Business Law, Real Estate Law and Landlord - Tenant for North Carolina on
Q: My LLC signed lease assumption (NC). Previous owner stayed as guarantor. What personal liability do i carry for lease?

I purchased the assets of a business in Wake forest NC. The owner mis represented the revenue of the business and i realized quickly that i may not be able to pay the rent. My LLC assumed the lease, with me as the acting member. Do i carry any personal liability if my LLC is unable to fulfill... View More

Paige Kurtz
Paige Kurtz
answered on Oct 2, 2017

Generally, you would not be personally responsible for the debts of the LLC. Piercing the corporate veil is the way that you get behind the LLC to individual members. There are many factors that determine whether the veil can be pierced. Co-mingling is one, inadequate capitalization, failure to... View More

1 Answer | Asked in Contracts, Collections and Consumer Law for North Carolina on
Q: I am located in North Carolina. Can a credit card company seize personal property to satisfy the unsecured card debt?

The credit card company did take out a judgement though the courts.

Paige Kurtz
Paige Kurtz
answered on Sep 20, 2017

If the credit card company has obtained a judgment against you, it can use real or personal property to satisfy the judgment. Once the 30 day appeal period passes, if the creditor is going to pursue collection of the judgment, they must send out Notice of Rights to you. This will include a Motion... View More

1 Answer | Asked in Business Law and Criminal Law for North Carolina on
Q: "Is running a fraudulent business a crime? Can I report to district attorney, FBI or IRS?

If a home builder has a string of records not to pay sub contractors for their work after received payment from the home owner and causing home owner to get lien on their properties, is this a fraudulent business practice? The same business move money between accounts to avoid judgement, is this a... View More

Paige Kurtz
Paige Kurtz
answered on Sep 13, 2017

You can certainly discuss this issue with a district attorney, but it is unlikely they will take any action. It is really a civil matter and can be pursued through a variety of causes of action to address the issues you describe. You may also consider contacting the Consumer Protection Division of... View More

1 Answer | Asked in Collections for North Carolina on
Q: Can a judgement be collected on for a friends burial that had equity in your property?
Paige Kurtz
Paige Kurtz
answered on Sep 5, 2017

Unfortunately, the question here is not clear enough for an attorney to be able to answer your question. If you can provide more detail, you will get a better response.

2 Answers | Asked in Civil Litigation, Contracts and Small Claims for North Carolina on
Q: Selling a car to a "friend" and now getting stabbed in the back, what should I do?

My friend wanted to buy my car so him and his wife would have a second vehicle for work, so I agreed to sell him my car for $1,200. He did not have the full $1,200 and needed the car urgently so I decided to let him use the car and make payments to me and I would give him the title when it was paid... View More

Paige Kurtz
Paige Kurtz
answered on Sep 5, 2017

You can file a small claims action against your friend for the amount of money owed or to recover the property. Since the title is still in your name, it is possible that court will order a return of the vehicle. The action must be filed in the county where your friend resides. Small claims is has... View More

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2 Answers | Asked in Contracts and Collections for North Carolina on
Q: I have an signed agreement to refund me $20,000 from a company but it is past due and they did not pay.

Shall I hire a lawyer to get a judgement and then find a way to collect the debt?

Paige Kurtz
Paige Kurtz
answered on Sep 5, 2017

Given the amount of your claim, you can file an action for breach of contract in District Court. If you are a person (not a company), then it is possible to represent yourself. However, I suggest hiring an attorney to help you with both the judgment and judgment collection process, which can be... View More

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1 Answer | Asked in Landlord - Tenant for North Carolina on
Q: Can i take a small claims case out on my landlord for reimbursement on utility's that are was not my fault.

A small water line broke which caused our bill to be almost $300 he did fix it a week later and my central air unit wasnt working took 2 1/2 months to fix my bill is close to $600 for 1 month. Our average water bill is $30 a month and a little less than $300 for electric. I have had to use my... View More

Paige Kurtz
Paige Kurtz
answered on Aug 30, 2017

If the landlord is in breach of your written lease, then a small claims action is appropriate for any damages that you believe you have suffered.

1 Answer | Asked in Real Estate Law, Landlord - Tenant and Small Claims for North Carolina on
Q: I'm a renter in North Carolina. The home I rented wasn't insured.

I was told by the Fire Marshall that my landlord didn't have property insurance and I didn't have renters insurance. I lost everything in the Fire. Can I go after the landlord for not having insurance?

Paige Kurtz
Paige Kurtz
answered on Aug 25, 2017

Unless there is a written provision (which would not be typical) in the lease that requires the landlord to insure your property, it is your responsibility to maintain renters insurance. The landlords insurance would only cover the landlord's property.

1 Answer | Asked in Contracts, Probate and Real Estate Law for North Carolina on
Q: I had the POA for Fin.Mgmt for my mother. She had a small piece of property I had signed all paperwork for as her POA.

I've handled all of her business and other financial issues during the past several years in this capacity as her health continued to decline.She passed prior to the closing date on this matter. Under these circumstances am I still allowed to complete this closing? Thank you.

Paige Kurtz
Paige Kurtz
answered on Aug 23, 2017

Powers of attorney are not valid once a person is deceased. At that point, the estate administration handles the person's assets. You will need to consult with an attorney that handles probate/estates for assistance.

1 Answer | Asked in Contracts and Real Estate Law for North Carolina on
Q: If the signed written contract states "x" amount owed but an email sent prior to sign contract differs, which correct?
Paige Kurtz
Paige Kurtz
answered on Aug 21, 2017

All negotiations that occur prior to the written contract are considered to be reduced to the written contract. Thus, since the written contract occurred after the emails, the written contract will likely govern. There is a possibility that a mutual mistake occurred and then the contract term could... View More

1 Answer | Asked in Real Estate Law and Landlord - Tenant for North Carolina on
Q: How many days do i have to move if my lease ends at the end of the month?
Paige Kurtz
Paige Kurtz
answered on Aug 16, 2017

You have until the last day through which you have paid rent. If you paid rent for August, then August 31, 2017 is likely your last day that you are legally entitled to possession.

1 Answer | Asked in Contracts and Construction Law for North Carolina on
Q: Contractor estimated cost. When done, invoices equaled 50% more than estimate, without any prior notice. Are we liable?

Contractor says he has no responsibility to inform client that cost will be higher than estimate. Contract claimed cost plus 20%. We provided detailed RFP, and have have written (email) estimate. At no time where we informed (verbally or in writing) of any unforeseen problems or advised of any cost... View More

Paige Kurtz
Paige Kurtz
answered on Aug 7, 2017

It will likely depend on the language of the contract as to whether the increased cost is valid. If that comes in an e-mail with no other terms, your oral statements could also potentially be a part of the contract. If the contractor did not state that this was an estimate or the actual costs may... View More

1 Answer | Asked in Landlord - Tenant for North Carolina on
Q: Can a tenant edit/prepare a new rental lease after the old one expires
Paige Kurtz
Paige Kurtz
answered on Aug 7, 2017

There is no reason why a tenant can't draft a lease and present it to the landlord for signature.

1 Answer | Asked in Contracts for North Carolina on
Q: Can a company enforce a contract, even if they don't have any documentation of it?

I chose a publishing company that I heard a lot about. When we first started, I had signed a contract, that stated after seven (7) years, the company could renegotiate the contract. They had sent me a copy, however after about five years and a fire, I lost my copy of the contract. I contacted the... View More

Paige Kurtz
Paige Kurtz
answered on Jul 28, 2017

Ultimately, the fact that the contract cannot be produced may be problematic for the company. It is likely that this will only be sorted out in litigation. So, if they cancel your contract and you believe you have rights under the contract, you are going to have to pursue litigation. If the... View More

1 Answer | Asked in Contracts and Employment Law for North Carolina on
Q: Question about independent contract clauses.

Recently rcvd an email from the company I do contract work for. The email states they have rcvd reports of contractors allowing people to accompany them during work. They quoted a clause

Section 6.2 DISCLOSURE OF CONFIDENTIAL INFORMATION

“Contractor (i) will hold and maintain... View More

Paige Kurtz
Paige Kurtz
answered on Jul 26, 2017

It does not appear that bringing your daughter is a violation of either of these clauses as you are neither sharing information with her or subcontracting any of your work to her. At that age, there is really no problem unless it impacts your work in any manner. At some later age, an argument could... View More

1 Answer | Asked in Business Formation and Landlord - Tenant for North Carolina on
Q: I owned the building in which a family member ran a daycare. Never require her to pay rent. How do I get her out now?

We need to rent to another daycare.

Paige Kurtz
Paige Kurtz
answered on Jul 26, 2017

You will need to file a summary ejectment proceeding in small claims court. Even if you aren't owed monies for rent, it is the process you must use to evict someone.

2 Answers | Asked in Civil Litigation, Consumer Law and Contracts for North Carolina on
Q: I paid a $400 deposit for the purchase of a puppy (oral contract). Is this contract void by the NC Statue of Frauds?

Full purchase price would have been $800. The puppy died in the breeder's care before delivery, but they refuse to repay my deposit. I have two witnesses that will confirm that the breeder never used the tern non-refundable when discussing the deposit. I also have a signed, handwritten receipt... View More

Paige Kurtz
Paige Kurtz
answered on Jul 25, 2017

The Statute of Frauds is an affirmative defense that must be raised in order to be applicable. It may be possible to pursue this matter in the small claims courts. However, it would have to be filed in the county in which the defendant resides. Otherwise, if you want to file it where you live, it... View More

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