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Alaska Consumer Law Questions & Answers
0 Answers | Asked in Consumer Law, Contracts, Real Estate Law and Banking for Alaska on
Q: Determining whether a instrument is specialty endorsed or endorsed to bearer

If a negotiable instrument such as a note or promise to pay has an attached allonge with an endorsement with the words "pay to the order of without recourse" (A bank's name) followed by a signature that is stamped with a name as vice president and directly below that stamped... View More

1 Answer | Asked in Bankruptcy, Consumer Law, Personal Injury and Civil Rights for Alaska on
Q: Our tribal corporation gets millions in federal dollars. They're going to bankrupt our private store that barely floats.

I live in a small native village in Alaska. Our native corporation gets millions of federal dollars that's supposed to help the locals. They built a big apartment complex to provide more housing for locals (which I loved at first), but they mostly rent to entities that bring in outsiders for... View More

Timothy Denison
Timothy Denison
answered on May 20, 2023

What is your question?

1 Answer | Asked in Consumer Law for Alaska on
Q: If a cell phone carrier gives me a free phone, can they bill me for it later even if I never signed a finance agreement?

Am I obligated to return the phone if I refuse to pay even though they gave it to me without any conditions at the time of sign up with the carrier? (I believe this was employee error, but feel like I shouldn't have to loose the phone I was told was free with no strings attached even if the... View More

Terrence H Thorgaard
Terrence H Thorgaard
answered on Jun 25, 2017

Be careful to read all of the terms and conditions. But yes: if they actually gave it to you it's yours.

1 Answer | Asked in Estate Planning, Consumer Law and Probate for Alaska on
Q: if a person finds a insurance policy from someone in 1923 and it is claimed abanded escheat? can i claim if i have pap

if i have paperwork

Terrence H Thorgaard
Terrence H Thorgaard
answered on Aug 27, 2016

It is doubtful. If the proceeds of the policy escheated to the Territory of Alaska some 90 years ago, the statute of limitations on claiming the funds has probably long-since passed.

1 Answer | Asked in Collections and Consumer Law for Alaska on
Q: How do I fight a default judgement against me after 18 years

In Alaska where I live over something fraudulent over a phone bill I didn't make or create

Terrence H Thorgaard
Terrence H Thorgaard
answered on May 14, 2016

It is very doubtful that you can do anything about it. You could check the court file to see how you were allegedly served with process, but I seriously doubt that you would be able to prove the proof of service to be wrong, after all of these years. There is, as I recall, a statute which... View More

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