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Idaho Insurance Bad Faith Questions & Answers
1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Idaho on
Q: Is it my right to have an actual insuranceadjuster come to the body shop and give an estimate or do I have to submit pic
Tim Akpinar
Tim Akpinar
answered on Nov 26, 2022

A Utah attorney could advise best, but your question remains open for two weeks. Until you're able to consult with a local attorney for state-specific law, the short answer in most places is that it's up to the carrier. For minor or moderate damages, they could go by estimates of a body... Read more »

0 Answers | Asked in Insurance Bad Faith for Idaho on
Q: Is it my right to have an adjuster on site for auto claims or can they make me submit photos instead.

I dropped my car off at the body shop and it’s waiting for an estimate from the insurance but the insurance is refusing to send an adjuster on site. They are only requesting photos of the damages.

1 Answer | Asked in Consumer Law, Contracts, Real Estate Law and Insurance Bad Faith for Idaho on
Q: It’s been nine months since I filed a homeowners insurance claim for 2 partial loss home fires. They sent an adjuster ov

Over nine months ago. Now I guess my adjuster quit and they closed my file even though my contractor was communicating back and forth with the adjuster that quit and they want to start over from square one and send a new adjuster over to evaluate the damage. Isn’t there a time limit on how long... Read more »

Kevin M Rogers
Kevin M Rogers
answered on Oct 24, 2022

"Bad faith," 2 words that lawyers enjoy bantering about and insurance companies loathe hearing. But, in Idaho, to show "bad faith," you must show that the insurance company's payment or treatment was "intentional" or based on gross negligence. Courts are fair... Read more »

1 Answer | Asked in Insurance Bad Faith for Idaho on
Q: I believe they have been ripping me off and they changed my home owner insurance with out my knowledge

They changed my home owner insurance no one let me know. They also let my police lapse every year for 2 months. They paid my taxes late every year but up my payment to pay for the late fees. Now i am under insured and my home burnt up. I paid more than my payment and always said the payment and the... Read more »

Kevin M Rogers
Kevin M Rogers
answered on Jul 6, 2021

If you read the closing documents VERY CAREFULLY, you will see that the mortgager put a clause in your papers explaining that your loan is part of a bundle of negotiable instruments in the financial market. Your "loan" is part of commerce. Buyers of "loans" buy your loan and... Read more »

1 Answer | Asked in Consumer Law and Insurance Bad Faith for Idaho on
Q: Guild mortgage refusing to pay contractor building burned residence. Holding Insurance money.

Licensed contractor has a signed contract with Guild Mortgage. is there a cause of action?

Kevin M Rogers
Kevin M Rogers
answered on Mar 27, 2020

There’s ALWAYS a cause of action. Question is, which party are you? Are you the builder? Contractor? Guild Mortgage? So many questions have I.

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