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Can u file again chapter 7 get rid of credit cards again and stop the foreclosure too save my house and then maybe sell it in a few years. But mostly I don’t want too loose my house and it’s going so quickly, is chapter 7 best way too save house or I also see so much talk online about it being... View More 
answered on Dec 15, 2018
You can file s Chapter 7 once every 8 years. Depending on your income, equity and financial situation, you may be able to do exactly what you propose.
answered on Dec 7, 2018
Usually tax claims, alimony, child support, and then some esoteric categories. Also remember that while a secured claim, like a bank loan for house and car, are discharged as to personal liability, they are not discharged as to the item itself.
My only asset is my home which is paid for. It's value is 150K. Other than my home I have no assets (cash etc). My spouse and I both are on SSDI. A medical emergency has left me 250K in debt. If I file bankrupcy can they take my home away from me?
answered on Nov 15, 2018
Yes, under certain circumstances. You need to consult a competent bankruptcy attorney to assess your financial situation and find the best course of action for you.
answered on Oct 31, 2018
Chapter 7 is liquidation of personal or business debt. Chapter 11 is business reorganization.
Will getting married a couple days prior to the court date effect the hearing?
He has not been processed and yet to be picked up by Shelby Co. No bedding on concrete. How is this not a violation of due process?
answered on Aug 20, 2018
He has to be brought before the court to answer the warrant. If he is in another county, it usually takes 10-20 days for hectransfer.
to live very much longer my wife has serios spine issues we dont own no property what going to happen
answered on Aug 16, 2018
They will probably get a judgment from the court, which means they can bring that to the Marshal/Sheriff who can search for and seize any assets you may have. Obviously, if you have nothing, there is nothing to take. However, keep in mind that this includes salary income and money in bank accounts.... View More
The house value is probably less because it does need several repairs. We'd like to keep our car to (still paying as we got it after our old car was totaled a few months ago.)
answered on Jul 16, 2018
Depends on many factors, including equity in house. Contact a local bankruptcy attorney who can help you make the right decision.
Discharged in 2012, do I do anything about this or will it just make it worse.
answered on Jul 1, 2018
If you have made your mortgage payments on time you should file a dispute and request the credit bureau to include an explanation on your report. Unless you signed a reaffirmation agreement that was approved by the Court the lender will not report anything to the credit bureau. If you did not... View More
she said we have two weeks to be out and i lost my job she knew that we are only behind for the month of june she notorized this paper herself calling it a legal document more or less and said we had two weeks to get out and if we weren't out then she would have a 24 hr eviction notice.
answered on Jun 21, 2018
No. If you are behind on rent your landlord may post what is called a 10 day notice to pay up or quit the premises. That gives you notice that if you do not make your rent current within 10 days then she has the right to file for an eviction. Landlords in Indiana are required to post this notice... View More
my debt issues though. Will my bankruptcy still be valid?
answered on Jun 18, 2018
If you filed a chapter 7, then no worries as it looks at income at the time you filed. If a chapter 13, talk to your attorney due to plan payments
I have my PHD. My loans total approximately $200,000. I am aware of the brunner test. We have no hope of buying a home or car, let alone a small vacation. Our son's Autism Academy is very, very expensive, with insurance paying a small amount. He will most probably have to receive treatment for... View More
answered on May 31, 2018
While the student loans are generally not dischaegeable, you can file and ask the court to consider your circumstances and the undue hardship. They could be reduced but not likely completely discharged.
promotional value of the voucher is good for three years (ending June 21, 2015) but that the paid value of the voucher never expires. I found my credit card statement with the purchase showing on June 28, 2012, and the company name is exactly the same as it appears for the current company, but... View More
answered on May 10, 2018
EVEN THOugh the middleman declared bankruptcy, the company is still liable for the service sold bc they were the one providing it. They owe you the paid value of the voucher, in whatever form that may be.
hardship or payment plan options ? lake county Indiana
answered on Apr 12, 2018
For the most part, a bankruptcy is an "all or nothing" proposition, meaning you have to give up all your credit cards and unsecured debts in exchange for the debts being wiped out.
answered on Apr 7, 2018
Must have standard regular income. Must have less that 350,000 in general unsecured debt and less than 1.1 million in secured debt
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