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The bank has requested a quit claim to put the other person on title of collateral property to get loan. Is that true?
answered on Apr 7, 2020
If two people are not married, a person (and his or her spouse) who owns the real property may give a mortgage of the property to secure a loan. The bank may have concerns about making a loan in which there is not an identify of interest between the owners of the collateral and the borrowers on the... View More 
answered on Feb 23, 2020
The question appears to indicate that an attorney in fact under a power of attorney signed an agreement to sell a house owned by the principal. The sale was not completed before the passing of the principal. For the most part, a power of attorney is not effective after the death of the principal.... View More
An offer has been made and accepted by me.
answered on Sep 30, 2019
The Kansas Constitution provides that, "A homestead to the extent of one hundred and sixty acres of farming land, or of one acre within the limits of an incorporated town or city, occupied as a residence by the family of the owner, togeth er with all the improvements on the same...shall not be... View More
Us several years ago. She has now changed to mortgage to an irrevocable trust with the beneficiary being my husband exwife and kids. The deed is still in our names. What happens when she dies?
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answered on Sep 10, 2019
If the house truly is in your name along with your husband, your mother-in-law's death will be of no consequence. The house will remain in your names when she passes. The unfortunate problem with that technique (lifetime gifting), however, is loss of the step up in basis at your... View More
My mother filed a TOD on her property after my father passed in 1990. One of my siblings passed away 10 years ago this September. The title company that filed the TOD did not put anything in it about rights of survivorship when they did the TOD for my mother. She had her Will updated after my... View More
answered on Jul 20, 2019
Your mother prepared and filed a transfer on death (TOD) deed after your father passed in 1990. In or about 2009, your sibling (implied to be a beneficiary of TOD deed), passed away. After your sibling's passing, your mother wrote an updated "will" that was notarized.
A... View More
My mom is acting as her own agent at her house closing. On the authorization to issue funds form, she was given three options: receive a check at closing, send a check later by UPS/USPS, or get the funds wired to her bank account. She chose to receive a check at closing, only to then be told that... View More
answered on May 14, 2019
The normal course of a real estate transaction involving an escrow agent is for the deed and buyer’s funds to enter escrow (with all executed documents) and for the deed to be filed and for the escrow agent (title company, typically) to confirm that no documents have been filed since preliminary... View More
I understand that a joint tenancy postpones the selling of a home to satisfy a lien. If I am a joint tenant on my mom's home, then she dies, the home passes on to me, the house cannot be taken and sold to satisfy the lien. Then I add my son on as a joint tenant and when I die, also, the house... View More
answered on Dec 27, 2018
It is not unusual for a mortgage and/or a promissory note to have a provision that accelerates the debt obligation upon the transfer of an interest in the property to another person. To answer your question, you would want to know the specifics of the promissory note and mortgage in question. As... View More
My mom owns a home free and clear. There is an $80,000 income tax lien on it. If she makes me a joint tenant, will the house pass to me without the lien?
now he is selling the house "by owner". I am the executor. As executor, do I have the right to sell this house? Legally- can he sell the house and keep the money? What about the loan?
answered on Jun 19, 2018
You describe a set of circumstances in which the details (facts) will be critical to answering your question. You should consult with an attorney licensed in the state in which your mother's estate is located.
A deed making a present transfer and recorded prior to the grantor's... View More
We are wanting to do a cash out refi but having trouble getting the house to appraise high enough. We are looking at alternative options for getting cash out of the house. I owe 313$ house appraised at 385$ can I sell to my husband for this amount?
answered on Jun 19, 2018
In Kansas, a spouse has full legal rights to sell a piece of property to another spouse. You could also transfer the house to your spouse without value. From your question, however, it would appear that the real question is whether you could complete such a sale and your husband obtain financing... View More
answered on May 9, 2018
There are several issues that would pertain to a "rent to own" agreement that would depend upon the terms of the actual agreement. You should consult with an attorney, sharing with her or him the documents pertaining to the agreement.
Actual owner didn't know I lived there til a few years ago. Now it in probate. I'm in Kansas. Help I don't want to leave
answered on Apr 24, 2018
Adverse possession is recognized as a way to become an owner of a property. The person occupying the property must do so in a hostile, actual, exclusive, open and notorious way for a continuous period of fifteen years. K.S.A. 60-503. A person with a superior interest in the property may file an... View More
My parents sold a piece of property using a quitclaim deed and the buyer convinced them that they would receive the funds the following day. The deed was recorded by the title company and the buyers have not paid the seller any funds to date. It has been about 45 days since the deed was recorded.... View More
answered on Apr 24, 2018
Your parents should consult with an attorney as soon as possible. There are reasons why a small claims case might not be the optimal course of litigation. There are some unanswered questions that would be better discussed in a confidential communication with an attorney.
My niece was orphaned by her mother and abandoned by her father. Her father is remarried with a step child. Wondering if she, as now an adult, has rights to any of his estate when he dies? Dad left her at age 7, mother died at age 16. I raised her until able to be on her own. She has fetal alcohol... View More
answered on Apr 23, 2018
If a valid will exists, the interests of children, as heirs at law, may be superseded. If a valid will does not exist, an heir at law continues to be an heir and may have an interest in the estate, despite having been abandoned. If the father were he to marry again, the new spouse would have... View More
Is there a specific legislature that allows realtors to preform all of the tasks of closing a real estate sale without a lawyer present?
answered on Apr 23, 2018
There is not a legal requirement that an attorney be present during a closing process of purchasing a home. The challenge, however, is that realtor cannot and should not provide legal advice. Issues may arise during closing for which legal advice is needed.
Whether a seller or a... View More
My mother has rights to land that her deceased spouse gave her upon his death. On one piece of land, there is a cell tower that she wants to sell. To complicate matters, the land that the cell tower is on has been willed by her deceased spouse to his nephew when my mother dies. Can she sell the... View More
answered on Mar 2, 2018
If a person owns a life estate in a piece of real property, that person would not have the power to sell the real estate outright without the person with the remainder interest participating as a seller in the sale. The tower may be a fixture that, once affixed to the property, becomes a part of... View More
I have a house that belonged to my Mother and Father My mother has been in a nursing home for the last 10 years with advanced dementia due to Alzheimer’s. My father passed way in 2015.My brother is mentally handicapped but functional. I have DPOA on all three.
answered on Feb 23, 2018
You should consult with an attorney as soon as possible. The details of the transaction leading to the sale of the house are not clear from the limited information stated in the question. An attorney-in-fact operating under the powers vested in him or her by a durable power of attorney (DPOA) has... View More
The judgment is against the husband
answered on Nov 14, 2017
Generally, if Husband had a judgment debt and his Wife was not also a debtor of the same judgment, his judgment would not be enforceable against the Wife or her separate property. This also means that if she owned a home and Husband was not also a title owner, a judgment lien recorded against... View More
Property and now are claiming that there is no negotiations because the relocation company wants it all done. We have never heard of this, we know they require the work done on the employee home sale, never with the Inspection of the purchased property by employee. Is this valid or legal?
answered on Sep 20, 2017
A typical residential real estate transaction in Kansas is structured to provide an limited time for an opportunity for an inspection to be conducted after the agreement is signed. Typically, there is also a procedure that allows the buyer to request repairs to address issues found. The seller may... View More
So my parents paid cash for a house for me. Instead of doing a traditional loan, if they were to deed the house to me and I cash out refinance to give them the money they wanted for the house and I can use the rest of the cash for improvements or paying off debts.
would they pay gift tax... View More
answered on Sep 1, 2017
If your parents transfer the house to you, you take out a loan and pay to them a part of the fair market value of the property, the difference between the fair market value and your payment is a "gift." Your parents' gift does not create a taxable event for you. Your parents may have... View More
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