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I have between $20,000-$30,000 of debt and would like to know if I would be able to file Ch. 7 bankruptcy and around what would be the upfront fees, if I'm able. I filed Ch. 13 in 2015, but due to job loss, it was dismissed. I'm pretty sure none of it is secured debt. I didn't know... View More 
answered on Aug 24, 2018
You should be able to file a chapter 7 if your chapter 13 was dismissed. Chapter 7 is a complete discharge of your debts and a liquidation of assets - note that a lot of assets are protected, but only a local bankruptcy attorney can do a complete analysis and give you an accurate answer.... View More
If I were to file bankruptcy due to medical reasons, would said bankruptcy legally affect my wife at all ? Would she have to file with me ? We reside in the state of Tennessee. Thank you.
answered on Aug 21, 2018
She would not have to file with you, but her income is considered in determining whether you're eligible for chapter 7.
answered on Aug 17, 2018
Highly unlikely since she is probably a joint debtor on some of the debt and entitled to notice.
My daughter's father has filed for bankruptcy. I received a notice in the mail that I need to reach out to DHS about continuing to receive my payments. There is also a part that says I may wish to attend the hearing, but I am unsure if this is necessary. Also, there are several outstanding... View More
answered on Aug 16, 2018
Although many debts can be eliminated or reduced in bankruptcy court, child support is not of them. In that sense, there is no need to worry too much about his bankruptcy since the support obligation cannot be changed by the bankruptcy court. However, he could likely avoid the medical bills, so I... View More
And should I quitclaim a house that my parent quitclaimed to me (13 years ago) back to the parent if I now need to file a bankruptcy? (I also own a home, but, mine has a mortgage.) My father's home does not.
answered on Jul 27, 2018
If you convey the property back to them, it is a preference amongst creditors and you would have to wait at least 2 years before not reporting. Better plan might be to take a loan against their property and pay off all your debt.
I have call so many time to talk to somebody but all they tell me is the bankruptcy lawyer have to handle it now. They said they sent his job papers so the payments can come out of his check still nothing so wat can I do so my kids can get their money they need please help me Im lost
answered on Jul 16, 2018
You should have continued to receive support during and after the bankruptcy. Should hire a local bankruptcy attorney to look into it for you.
He file in December last year so they wouldn't get his taxes and now he just wont pay. He havent paid in almost 2 years besides $100 in April and he has a job and we have been to court a few times but since he file bankruptcy its like wont no money come out his check
answered on Jul 16, 2018
No. Filing bankruptcy does not stop his obligation to pay child support for the kids. It is a domestic obligation that is not dischargeable.
Could I lose the house?
answered on Jul 9, 2018
His bankrupty will not affect any of your awards in divorce court. Any property you were awarded there will stay with you. As for the house, if you were awarded it in the divorce, you will also keep it.
name solely. Im the guarantor. She claims she doesnt owe me half cuz she included in bankruptcy? Can she?
answered on Jun 25, 2018
The debt to the provider may be dischargeable but her debt to you is a domestic support obligation which is not dischargeable. You can make her pay you through your divorce action.
A life insurance claim, the face value of the claim is $17,500 but has $20,000 in interest added to it. Will I be able to keep any of this money?
answered on Jun 11, 2018
Depends on Whether you’ve filed yet, how much you owe, and which exemptions you’re using. But the answer is, probably yes.
She makes minimum wage and hs nowhere else to go after bnkruptcy. But her weekly rent is very high and the live-in landlord often brings home strangers. The bedroom does not have strong lock.
answered on Jun 3, 2018
Probably, so long as it is civil in nature and not criminal and is not for restitution or recompense for s criminal AC.
My wife does not work but has credit cards in her name. How does this factor into the disposable income calculation?
answered on May 19, 2018
Yes. If you are paying them. You may want to consider her going to. Contact a local bankruptcy attorney to asses the situation for you.
I am 64 years old, live in TN, I'm in very poor health. I do own my home but nothing else of value. I owe around $35,000 in credit card debt. I receive $835 per month in SSDI. Will I lose my home in a Chapter 7 bankruptcy? I have seen that TN only allows $12,500 in equity on a home. Plus the... View More
answered on May 14, 2018
You Would probably do best by applying for a home equity loan, paying off the credit card, and repaying the home equity loan at a much lower interest rate and payment. Credit card interest rates are astronomical and you will likely never pay it off but a home equity loan would probably make it... View More
My 70 year old mom Has a monthly repayment plan of over a $1000. Heiress to the point where she can not even make ends meet a her main fear is that ever since she pursued the Avenue of bankruptcy or her age did she has too much equity in her home and it she would lose it is there an exemption they... View More
answered on May 10, 2018
Contact a local bankruptcy attorney in your area and consult with them. There are exemptions for certain amounts of equity. You may be able to convert her to a Chapter 7 and still keep the house.
I had to pay 300$ to get out jail I have paid my lawyer the 1500$ for my bankruptcy but haven’t been to court yet to finalized it but now I have a worthless check charge the check was for 1500$ I have never been in trouble or in jail and have a clean record I want to know what I need to do now... View More
answered on Apr 26, 2018
The automatic stay does not operate to stay criminal prosecutions for criminal acts. While the stay would prevent the creditor with the worthless check from proceeding against you civilly, it does not stay criminal action for the crime of writing the worthless check. The worthless check debt most... View More
answered on Apr 7, 2018
It is on your credit report for 7 to 10 years depending on the agency and the chapter filed
The attorney forged documents stating he was conducting actions on behalf of client, later it was discovered he was doing nothing, on which he plead guilty (he did the same to many others).
The client was defaulted and then never granted appeal do to the inactions of said attorney. The... View More
answered on Mar 7, 2018
I have not researched it, but I wouldn't think simply acknowlediing a debt- without making a payment or any other action would restart the statute of limitations.
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