Get free answers to your Insurance Defense legal questions from lawyers in your area.
answered on Jul 8, 2017
Review it with a lawyer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney such as myself. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my... View More
I was hit by another driver. The dealership will only honor my lease if it is repaired there. The other driver's insurance is saying they will only pay for aftermarket parts, and not the new ones the dealership will use. Can I sue them for the difference?
answered on Jul 5, 2017
Ask the dealer for the lease language that says you must repair the vehicle at its shop. If that is indeed a requirement, then get it fixed there. If the other driver's insurance won't pay, sue in Small Claims court. You cannot be forced to purchase aftermarket parts, regardless of its... View More
Wife went to eye doctor, checked with insurance about clinic, checked with clinic about insurance everything okay. First visit to doctor was okay, insurance paid their portion we paid ours, 2nd visit clinic did procedure on wife, they had a different doctor do it. No one at the clinic informed us... View More
answered on Jun 15, 2017
You can always negotiate. However, you do owe for the service, regardless of insurance.. The insurance info is usually posted in the doctor's office. Wouldn't hurt to check.
answered on May 16, 2017
There are federal and state laws that apply. What type of issue do you have? More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and... View More
I am being charged with a DUI but not yet convicted. I have a criminal defense attorney defending my case who might get the charges dropped or lowered. My insurance has denied my claim in regards to my policy which states: While the insured auto is being used in the commission of a crime .This... View More
answered on Mar 10, 2017
Your question is loaded with issues, but not a lot of background information about the claim itself.
The short answer is: it depends. What kind of claim did you make? For car repairs? Something else?
Insurance policies have many parts to them. There are first the insuring clauses.... View More
I live in a HOA, recently while raining my roof leaked and caused lots of damage. I called the property insurance company to file a claim. Today I received an email for the HOA stating that the insurance company advised them they had a $5,000 deductible and it would be in their best interest to... View More
answered on Mar 6, 2017
Are the repairs you're being asked to make your contractual duty to the HOA, and are such repairs logically required to be completed so that the roof can be fixed? Or is there no physical causal connection between the two? More details are necessary to provide a professional analysis of your... View More
answered on Feb 16, 2017
Were you found to be at fault? Did your insurance coverage apply to your liability? More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials,... View More
I've already given two seperate recorded statements and one written, this claim has gone on for months and today i recieved notice from the insurance company's attorneys that im scheduled to be examened under oath at their law office, i need advice
answered on Feb 5, 2017
It's a good idea to have a lawyer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my... View More
was involved in an arson whereby her car was lt on fire along with two other in a parking lot in anaheim. she called the police and called the insurance company. since that time she hasn't been very informative. what consequences am I facing. she has been paying the car payment through her... View More
answered on Nov 22, 2016
Unless you are on the loan as cosigner, you aren't on the hook for anything. If your car insurance didn't have comprehensive, then you could be out a car, unless the fire was the fault of the lot owner.
answered on Sep 19, 2016
You get your policy. Don't have it? Ask. You consult a member of CAOC--they give free consults In the meantime don't give statments to the other insurance. Get a hold of the police report. Some exclusions are not proper under state law. Others are misapplied. Not knowing your case a... View More
My parents were involved in a car accident for the first time. Two children were in the crash so the insurance shortly sent them checks for the car seats. My parents received a $100 check for one of the car seats & a $900 check. Since it was the first automobile accident they had been involved... View More
answered on Aug 7, 2016
If someone else was involved they have an injury claim and should get a free consult with a member of CAOC.
Basically, the company overpaid. Assumoing its their insurance a court would give them the amoujnt less cost of car seats--your parents would otherwise be "unjustly... View More
Her hip was damaged during a previous surgery, after which she had 2 hip scopes by that surgeon, who had to re-tack her labrum. During the 2nd hip scope he decided to shave the hip bone and now she has hip dysplasia and suffers from severe pain day and night. Her insurance company had denied a... View More
answered on Jul 18, 2016
Chances are there isn't a good legal solution but a political one--you have to work with the Medical Society, patient organizations and your state and federal representatives to get support for regulations that limit the insurer's right to overule the decisions of specialists. In the... View More
Small claims court or potentially more due to insurance bad faith. Insurance said" what he told you at the scene doesn't matter...what matters is what he tells us" I have audio evidence
answered on Jun 29, 2016
What really matters is how the cop wrote it up. Suggest you contact a member of caoc.org--they give free consults.
What they did isn't bad faith but perhaps a violation of an unfair insurance practices act.
As a Fitness instructor, more specifically a CPT and CrossFit coach, I recently found out that some of my fellow co-workers do not have a CPR/First Cert from an accredited source. I was wondering what the liability given something happens would be to our gym, in terms of personal liability, gym... View More
answered on Apr 29, 2016
For any type of tort or personal injury case, there are four elements to be established: 1. Duty; 2. Breach of Duty; 3. Causation; and 4. Damages. Certainly, a trainer should be licenses and trained according to industry standards, state laws, and local laws. If there is a training or... View More
2 sisters have financial poa and 2 sisters have medical poa for 94 yo mom in California. Sisters with financial poa refuse to pay agreed upon hourly wage for caregiver hired by sisters with medical poa.
answered on Jul 30, 2015
Not clear what the question is. A local probate lawyer can assist.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It is not legal advice, and it may not work for your... View More
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