Get free answers to your Insurance Defense legal questions from lawyers in your area.
answered on Oct 30, 2018
The California Department of Insurance oversees the insurance industry in your state. It has counterparts in other states.
Tim Akpinar
answered on Oct 10, 2018
I don’t practice in California, but your question hasn’t been picked up in four weeks. A fundamental reason for purchasing insurance is so that the carrier will defend you against claims by parties alleging that they have been harmed by you. A consultation with an attorney in your state should... View More 
answered on Jul 15, 2018
You have not explained what is going on, nor what you want to be answered.
answered on Jun 15, 2018
It depends on the language of the policy. You would have to read it, or have an attorney read it. This is a very poor idea. Please reach out to a mental health counselor, your pastor/priest, and/or family members. Suicide causes immense pain for your loved ones.... View More
I'm traveling through from ga and I bought a van out of Los Angeles planning to sell it for money. I got pulled over in it like a week later and received a citation for no insurance. It wasnt registered but they didn't say anything about that. A couple of days later it got sold. They want... View More
answered on Apr 24, 2018
though more info is need.................as a rule jurisdiction lies with the location of the act.
this is the same problem OJ had with his vegas arrest.
he wanted case back in LA but no dice and his custody was there too and not in Calif
answered on Apr 24, 2018
more info is needed
you do not do.....your lawyer does.
either a private lawyer or a public defender.
share your reasoning for wanting to change jurisdiction.
however, jurisdiction lies with the location of the crime........not your residence...........OJ had the... View More
- we're unsure at what point in the process we should hire an attorney.
answered on Apr 13, 2018
If you have liability insurance, talk to your insurer about it. They will probably not assign you an attorney until a lawsuit is filed, but should be advising you. If you do not have insurance, you should retain an attorney immediately. Mistakes made early in the process can really come back to... View More
as i understand, this is an "owner's type" of SR-22 and my insurance company doesn't give out operator's designations. if my parents give me permission to drive their car and im not EXCLUDED on their ins policy as being barred from driving - could i get in trouble with the... View More
answered on Mar 1, 2018
If you live with your parents you should be a named insured to operate their vehicles. Check with your parent's agent to confirm coverage for you if/when you drive.
My attorney contacted me on the 26th of January stating we settled and they would be sending out a couple of release forms for me to sign and yet almost 3 weeks later, still nothing. Is this normal?
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answered on Feb 14, 2018
Once a case is settled, it may take several weeks to even a few months to get all of the paperwork signed and the bills / liens resolved. If there are no medical bills and there are no medical or other liens, the process can go a bit quicker. Also, the insurance company typically sends over the... View More
My truck was stolen from My driveway and involved in a hit and run. The insurance company told me that they can't cover it under the comprehensive but that it would be covered under collision but I would have to admit to a dui. Why would any insurance company tell someone to lie? I have called... View More
answered on Jan 22, 2018
Sounds like your insurance company doesn't believe you regarding the theft.
If you are unfairly denied the benefits under the policy, you sue the insurance company for bad faith.
answered on Jan 12, 2018
Add up all your out-of-pocket medical expenses, such as Dr. bills, pharmacy bills, and other expenses related to treating your physical injuries; add up the lost income you suffered resulting from the loss of time from work; calculate the value of the pain and suffering you have experienced; then... View More
answered on Nov 22, 2017
the answer would be face on the facts...........when you say properly what happened?
how were you served?
did you evade service?
did you move and not leave forwarding?
you can always make a motion to set aside and the judge based on the facts presented will decide whether to grant.
Owner, contractor, and HOA insurance all notified but each claim the other shares liability. What are my rights as a third-party claimant? My own insurance does not fully cover the loss. Someone else is responsible. I don't want to start reconstruction until I have money to reconstruct.
answered on Nov 20, 2017
Not sure what your theory is against the HOA - if there is one, they can be included in a lawsuit. Otherwise, you can sue the upstairs neighbor (and their contractor since you've already uncovered who they are). The insurance companies have a duty to try and settle a loss after liability has... View More
Homeowners Insurance company is asking for a lot. They want me to create a spreadsheet of thousands of items, describe each of them, document their age and put a value on it. This will take months of full-time work. I am wondering if I can just ask for a percentage less of what they owe and not... View More
answered on Oct 13, 2017
Unfortunately, that won't do it, although you may be able to handle the necessary paperwork in a way that takes a lot less time than you anticipate. The amount of coverage really doesn't determine the amount of your claim, except to put a cap on it. Of course, if you have $400K in... View More
I was on my way to wrk and can show intent of good faith i was in the very process of getting my insurance literally my broker was texting me the rates at the exact same time i was in the accident what effin luck I have my lawyers firm wouldnt havent anyone to my house if they didn't think i... View More
answered on Oct 11, 2017
Ask your attorney. You are paying him. The rest of us are internet strangers to you. Why would you come to us?
My truck was sideswipe by another truck. No damage on his. No injury. IT was a 3 lane traffic I was on a left lane only traffic, he was on the middle lane. I was moving towards the intersection to make a left turn and did not see the truck to my right also was making a left turn until I was hit in... View More
answered on Oct 5, 2017
It depends on the witness and all of the facts. The insurer should talk to the witness if it hasn't already and make a determination. If the insurer's denial is final, you can sue the other driver in Small Claims court. Bring the photos, police report, estimate for repair of the... View More
options? I'm represented by a different attorney.
answered on Sep 19, 2017
Attorneys are forbidden by the rules of professional conduct from contacting people regarding a matter in which the person is represented by counsel. You should inform your attorney of this attempt.
They are both CA residents. The collision happened on a country road in Nebraska.
The adjuster wants to talk to the driver. What should she be concerned with? She was not cited.
answered on Aug 24, 2017
If it's the adjuster for the insurer of the car she was driving, she has an obligation to cooperate. If it's the adjuster for the insurer of the other car, she should not give a statement without consulting with a Nebraska attorney. Regardless of which adjuster it is, if and when she... View More
Lets suppose I enter a plea agreement that dismisses a hit-and-run charge.. However, my insurance company paid the hit-and-run claim or the personal injury claim.. Will my driving record be affected?
answered on Aug 3, 2017
Your driving record will show a collision resulting in bodily injury. It is entirely your insurer's right to determine whether to pay a claim and how much to pay, even if it affects your driving record.
attorney I'm supposed to speak to in order to defend me, but does this attorney actually represent me and have my best interests in mind, or are they beholden only to my insurance company?
answered on Jul 29, 2017
They represent you. You are their client, although the insurance company is paying the bill.
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