Yes and no. Civil fines and criminal fines/restitution are found in different code sections (criminal fines are found in the criminal code). Both systems operate the same manner and have similar collection procedures and penalties for non-payment. Criminal fines (unlike civil) can impact other... View More

It sounds like you assigned the title, but did not transfer (or pay off the debt). If this is the case, you likely are liable for the debt--even if you do not own the car. Depending on the nature of the transfer you can sue the woman (this should be a two factor consideration--1st legal merits and... View More

If the item (the puppy) has been clearly identified, you have provided full payment, and all other conditions of the sale have been met by you, you have fully performed on an agreement with detrimental reliance. The agreement is locked; the breeder can seek your approval to void the agreement (i.e.... View More

Since the store is private property, they have the right to restrict access to the store. If the store does not want you or your boyfriend to enter, it is advisable to accept their request.

False advertising claims require the following elements (all must be meet for a legitimate claim): (1) false/misleading statements about a product; (2) deception (or tendency to substantially deceive); (3) the deception is material; (4) likelihood of injury to a party; and (5) interstate commerce... View More

Contracts can be drafted to prevent a cancellation. If you feel that fraud/misrepresentation occurred, you can contact a lawyer to review your case.

If you have reached an impasse the only option that I see is a lawsuit. Depending on the amount of required repairs, you case may qualify for small claims court (relaxed court procedures and typically the parties are not represented). For more creative claims (such as breach of warranty) you will... View More

See my prior answer. If you have possession of the vehicle you are correct that you cannot drive/insure the vehicle until you have title (or consent from the sister-in-law). If you happen to know where the vehicle is registered you can contact the county office about receiving a duplicate title... View More

Collection agencies often skirt the law. In most states, they can lawfully contact relatives and sometimes neighbors/employers. Lawyers are different because they are restrained in some collection tactics, but they can easily file a lawsuit to collect. There can be legitimate reasons to contact... View More

Assuming she is the person on the title, there is no way to force the sale unless a contract/bill of sale was signed by you and the sister-in-law. Even if a valid contract was signed, the only way to enforce specific performance (give the car for payment) would be a court order. Note, if she is not... View More

Generally speaking, you do not need consent to have a life insurance policy on a person provided that you solely pay for premium (it is theoretically possible to take out a policy on a total stranger that you have never met). Be aware that if you sign a separation agreement that agrees to not... View More

The bank should have provided you with an explanation of how the error occurred and how much the claimed error is in dollars. If they provide documentation and are correct, you will have to pay the missed payment(s). However, you cannot be charged interest or penalties (unless there is evidence of... View More

Without knowing all the facts I cannot make a definitive statement. However, 2 days notice (without any prior notice) is arguably unreasonably too short. As for reporting, there is not a state agency that oversees landlord tenant disputes directly. You can contact the Colorado Attorney... View More

Check the contract that you signed. If the charge is in excess of the stated price (and there are no exceptions), the increased charge does not make sense. You can challenge the charge, but the party can bring a collections lawsuit--you can defend the claim with the information that you provided.... View More

Check the "terms of service" or contract that you signed--this will define how termination/cancellation is covered. Colorado's 3 day cancellation law relates only to: (1) door-to-door solicitations; (2) telemarketing; and (3) mortgage loan offers. Even then, these cancellation rights... View More

Unfortunately, mistakes with titles are not that uncommon. Usually, you just send the titles back (like you suggested). If the second loan is also with the same bank, this could explain the bank's requirement of a power of attorney (which by itself is an unusual request). Strictly speaking,... View More

Hard to say from your facts. You will need to contact a lawyer to get specific advice.

You will need to contact a lawyer. There are specific requirements for private party repossessions. A error or mistake can result in a criminal charges. I recommend that you contact a lawyer.

As a general rule, the answer is yes you can be charged for the "cleaning" of the care. The repo company must return the items taken from the car to you.

The opt-out provision is a type of "adhesion contract". This is not standard practice for lease agreement. Depending on the circumstances the auto-renew is arguably unenforceable.