Get free answers to your Foreclosure legal questions from lawyers in your area.
answered on Jul 10, 2023
Because the likelihood is that if you don't have funds to immediately reinstate the loan you are not going to get anywhere with the lender and you will have to file a chapter 13 to stop the foreclosure and give you 60 months to pay back the amount that you are behind on the mortgage. People... View More 
My sister and I live with mom and we are all on disability. I don't know what all we need to do for all of this and we can't afford and attorney. We need property taxes to keep from going into foreclosure. Any help will be appreciated.
answered on Jun 30, 2023
Go to this website and follow the steps to help your mother defer her Oregon property taxes:
https://www.oregon.gov/dor/programs/property/pages/senior-and-disabled-property-tax-deferral-program.aspx
If your mother lives in Multnomah County she may be eligible for free legal... View More
Can I ask him for a list?
answered on Oct 22, 2024
Did your mother pass away or did she hire a probate attorney? Were the expenses incurred by the attorney or someone else? More information is needed before your question can be accurately answered.
My loan Is a 30 yr for @$250,000 in 2007, it was payed down to $44,000 by 2019, as it stands is I owe @$22,000, and have missed the last 6 payments, also the market property value is above $600,000, on two tax lots with condo development on the adjoining lots behind our property. I believe they are... View More
answered on Jul 10, 2023
Ultimately a Chapter 13 bankruptcy is the tool to stop the foreclosure. I would suggest contacting Michael O'Brien in Portland. Doesn't really matter what town you are in. He may be able to help short of filing a Chapter 13 as well.
A building contractor that I individually contracted with put a mechanics' lien on the house where he performed work in Portland and is foreclosing. My son and DiL are the title owners of record, live in CA, and had no knowledge. I have no legal interest and acted as an implied agent, so... View More
answered on May 13, 2022
Everyone named in this action should hire their own attorneys to assist on this matter since everyone has their own interests in it. In order to have someone removed as a party, the proper motions need to be filed and granted - it's not as simple as just removing them.
You can find... View More
when i took over my fathers estate the loan got sold to another company. the new com[any accepted 2 payments from me then denied me making payments for about a year, stating that i was not someone on the loan that could be talked to. it took me a long time to get the information from them that they... View More
answered on Sep 27, 2021
Dear Asker,
I would suggest someone in the debtor/creditor world who likes creative cases with a few complexities.
Options might be.
Keith Karnes,
Tim Eblen
Michael Obrien
You can google those names with "attorney" and you'll find... View More
A brother who has recently passed was staying on property. There is a foreclosure on property due to neglect of paying a county property tax debt. What if any is the easiest way to obtain legal rights to pay off tax debt? And be the executor of property. Thank you.
answered on Dec 22, 2020
Probate is the legal process whereby a court oversees the distribution of assets left by a deceased person. Assets are anything a person owns with value, such as real property (home and land).
A probate is needed to clear title to land or a home that was held in the name of the deceased... View More
Also, if the bank will take the house for what's owed to them, can the surviving family take over the debt so that they can keep the house?
answered on Mar 17, 2020
The bankruptcy ends when the person who filed dies. The house not having been foreclosed now belongs to who ever inherits the deceased owner's interest in the house subject to other claims by the deceased owners creditors which may or may not require a probate to sort out. Any foreclosure... View More
answered on Feb 13, 2020
Yes - but I warn/highly encourage you to contact the foreclosure trustee or attorney and ask them for an up to date reinstatement quote when you are ready to reinstate and ask them for instructions as to where to send the reinstatement funds. If you just make a lump sum payment to the loan... View More
When my mother passed away without a will, she was in bankruptcy and trying to avoid foreclosure. The bankruptcy has just been discharged, but the house wasn't in it so it is still subject to foreclosure. I want to keep the house & assume the loan, and have submitted documents establishing... View More
answered on Nov 10, 2019
Once a mortgage is delinquent all sorts of additional charges get added on including Attorney's Fees and usually the only way to save the property is to pay all the past due amounts in one sum. If you don't have money to hire an attorney you probably don't have money to catch up the... View More
I just learned that my grandma's house is in foreclosure and scheduled for auction in about a week and a half on 6/20/19 due to an unpaid loan. If she were to file for bankruptcy, would it take the house off the auction block?
My husband is on disability as well as our son. Our home is paid off but we are very behind on property taxes and the county has given my husband until the 22nd of this month to pay at least $4000.00 of the $13,000.00 he owes or they will get the foreclosure process started. Our home is in my... View More
answered on Sep 4, 2018
Dear asker,
As an attorney and member of the Oregon state bar who you have not hired I need to make you aware that the below information is the general thoughts I have on the topic without having met with your or reviewed any documents, etc. It is not specific advice and I am not your... View More
I rent a forclosed home with a 1 year lease agreemwnt that ends in oxt on july 7th the sheriff auctioned the house nobody beat the credit bid so the bank owns it again obviously i no longer gave to oay my previous landord or do I? Furthermore if the house is in a desirable area but in a state of... View More
answered on Jul 25, 2018
First it is important to be quite sure that the house was actually auctioned. Receiving a notice of sheriff sale posted on the property with a date for the sale does not mean the sale actually happened. sales are often postponed or thhe owner files chapter 13 and brings the property out of... View More
The creditor appeared out of no where after 8 years with out any collection effort. Added in compounded interest and is in the process of trying to foreclose on my property. He received a decision that said he could sale my portion.
answered on Jun 21, 2018
That is really an Oregon collections uestion rather than bankruptcy question. Consult a local attorneywho can properly advise you.
answered on Nov 18, 2017
This is not a general real estate law question. It is a landlord tenant law question. Try reposting this as a landlord tenant law question. There are also a lot of articles on the internet about this new Portland Law, so you can google the topic and read the articles you find. Be aware that... View More
My family and I have lived in the same residence for 7 years with a friend. Our friend died 3 months ago. He had a will but it was stolen by his son. He is not initiating probate. Our friend had a mortgage on the house with OCWEN. A title company said the house was foreclosed on in 2015 in a... View More
answered on Aug 18, 2017
The first thing to find out is whether the house really was foreclosed and to confirm the current owner. You may want to approach the current owner and inquire about renting/renting to own/buying the home if you are interested. The danger, of course, is you will be calling their attention to the... View More
I have a home that I lived in from 2009-2015. I retired in 2016, and bought a condo in a different part of the state, and have since rented out my home. I travel frequently - other parts of the state, overseas, family vacation home, and stay with family in other states. I'd say my breakdown of... View More
answered on Jun 14, 2017
According to this article you can rent your FHA insured home once you have lived in it as your primary residence for one year. http://homeguides.sfgate.com/can-rent-fha-loan-3231.html I honestly don't know how accurate this article is so you probably need to confirm this with a HUD loan... View More
I want to keep my home as my primary residence and use my condo as a second residence, despite having to live there for work. I also want to rent my primary home without jeopardizing it's status. How do I do this?
answered on Jun 13, 2017
If you are asking about what qualifies as a primary residence when you go to sell the property so you don't have to pay capital gains taxes, you will need to ask your CPA. This is a tax question. My basic understanding is that you have to have lived in the property for two out of the last 5... View More
answered on Apr 27, 2017
Since there are liens for different things and the answer may depend on the value of the house relative to any other secured creditors, judgment liens, or other liens, you should probably talk to a bankruptcy attorney and get their analysis of the situation. You don't have to file bankruptcy,... View More
the house is otherwise paid off
answered on Apr 27, 2017
Since there are liens for different things and the answer may depend on the value of the house relative to any other secured creditors, judgment liens, or other liens, you should probably talk to a bankruptcy attorney and get their analysis of the situation. You don't have to file bankruptcy,... View More
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