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Indiana Car Accidents Questions & Answers
3 Answers | Asked in Car Accidents for Indiana on
Q: I was hit by a 4wheeler, my car was in a no parking zone. Her fault on accident report. Who is $ responsible for my car?

accident took place in Kentucky

Peter N. Munsing
Peter N. Munsing
answered on Oct 8, 2016

Car that is moving has a duty to watch out for stopped objects even if the object shouldn't have been there.If you have collision you can run it through your policy. If you were in the car and were hurt, contact a member of the Ky Justice Assn--they give free consults.

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1 Answer | Asked in Car Accidents and Insurance Defense for Indiana on
Q: I caused an accident without insurance. Is there any way for my license not to be suspended?

I caused an accident with a motorcycle less than a week ago. Couldn't provide proof of insurance at the accident, because it had lapsed over a month prior, but I do have insurance now. I'm aware I will probably face lawsuit and be stacked with lawyer fees, his bike, and medical bills. I... View More

Peter N. Munsing
Peter N. Munsing
answered on Sep 28, 2016

You need to conact an attorney who handles license suspension cases. Sometimes posting a bond will do it. The other person is primarily interested in insurance, not you. First up is making sure that the cancellation was correct. Second, be prepared to pay for their car damage.Usually what triggers... View More

1 Answer | Asked in Car Accidents for Indiana on
Q: My vehicle insurance adjuster comes to conculsion that they will claim 70% fault, and I disagree , should claim 0 fault

Was at stop light with several vehicles ahead of me. I was rear ended hard, pushing me into back of another vehicle. Lady in front said she felt 2 jolts. So conclusion, I hit first, which I did not. When hit & pushed into car in front of me, my vehicle was immediately jerking and I turned key... View More

Peter N. Munsing
Peter N. Munsing
answered on Sep 13, 2016

You can talk to a company supervisor. Make a claim for the damage with the car that hit you. Your company owes a duty to hold your interests paramount. Suggest you contact a member of the Indiana Trial Laweyrs Assn--they give free consults.

1 Answer | Asked in Car Accidents for Indiana on
Q: How do I get the insurance to get my car fixed to its original state if they are denying the damage?

My car was hit while parked on 3/19/16. The drivers insurance paid for $3,500 worth of damage. I received my car back on 6/30/16. I ended up taking it to a dealership shortly after to get inspected. The dealership told me it had major frame damage. The damage was on the left rear drivers side of... View More

Peter N. Munsing
Peter N. Munsing
answered on Aug 2, 2016

Have the dealer talk to the insurance company about issuing a "supplemental" If the shop you took it to was one that the insurance company told you to use that amps the claim. If they won't issue a supplemental, get an estimate from the dealer, send it to the insurance and confirm... View More

1 Answer | Asked in Car Accidents and Small Claims for Indiana on
Q: Was involved in an auto accident. The other driver was found to be at fault. No injuries. Her ins. co. won't pay all exp

Won't pay all expenses. Need a rental for 4 days. They'll only pay for 3. Estimate for repairs $1475. They'll only pay $1100. What are my options. Small claims court with the insured driver possibly?

Peter N. Munsing
Peter N. Munsing
answered on Jul 7, 2016

Assuming no collision, then : repairs (& rental)--have your repair shop talk to their adjuster. If they won't budge, file a complaint with the state insurance commissioners office. If you were injured, contact a member of the Indiana Trial Lawyers Association.

1 Answer | Asked in Animal / Dog Law, Car Accidents and Consumer Law for Indiana on
Q: Can our home owners ins be liable for a lady who hit our dog?

RANDOLPH county Indiana. We live in the country, not within city limits. Our dog was half on the road and half on our property. A lady was speeding down our road and drug the dog over 100 feet, did not stop. Went down the road about 1/2 or so and made a police report once she noticed her car was... View More

Peter N. Munsing
Peter N. Munsing
answered on Jun 30, 2016

Report it to your homeowners. Let them deny her. You may have a claim for the dog though in most states the value is minimal.

1 Answer | Asked in Car Accidents for Indiana on
Q: Hi. I was in a car accident. I was struck by a truck while i was stoped at a red light on the cross road.

I have no insurance and a suspended license. I was not at fault. Can i get any payout for my car being totaled and hospital bills and not able to work right now.

Adam Studnicki
Adam Studnicki
answered on Nov 14, 2015

A local injury lawyer can make a claim for maximum compensation.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation. It is impossible to...
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1 Answer | Asked in Car Accidents for Indiana on
Q: Who is at fault for the accident?

My 16 year old son was driving in Indiana with a Florida Drivers license, a car slams on breaks in front of him for no reason 40 ft. From the redlight with noone in front of him, they pulled onto the side of the road and took pics of both cars before the guy exchanges info he says he is going to a... View More

Adam Studnicki
Adam Studnicki
answered on Nov 11, 2015

If a settlement is not negotiated, a jury can decide.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation. It is impossible to evaluate a...
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1 Answer | Asked in Car Accidents for Indiana on
Q: What can be done with this new information?

Elkhart, IN | Monday at 12:38pm

14 year old son on the church van, kid's say he was driving to fast, he braked hard and son busted nose on the window as he was looking out. His nose bled over 30min, went to ER but not broken, son was picked up from school due to nose kept bleeding... View More

Adam Studnicki
Adam Studnicki
answered on Oct 3, 2015

Same question asked three times.

If there was negligence, you can sue. Talk to an injury lawyer.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your...
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1 Answer | Asked in Car Accidents for Indiana on
Q: What can be done if my son was in a church van going to fast and busted his nose due to braking fast?

My son and other children were in the church van, they said he was going really fast when all of a sudden, he braked fast to avoid hitting a car, my son busted his nose on the window as he was looking out, he bled for 20min then taken to the ER where he continued to bleed for another 15min. he... View More

Terrence H Thorgaard
Terrence H Thorgaard
answered on Sep 28, 2015

For the ER bill? Probably. File a claim with the church's automobile insurer. There may be no-fault personal injury coverage, otherwise it appears that the driver was negligent. But don't look for a large payday; I don't see much in the way of damages (other than, as I say, the ER bill).

1 Answer | Asked in Car Accidents for Indiana on
Q: Insurance claim from a accident they are in fault not my insurance don't wanna pay full cost of car totaled out

Wanna know can they do that ask me if I had gap insurance so my insurance would cover xtra cost now I'm without a car and lost the money I just paid from repairs a week before the accident $3600 and I still owe on the car any advice would help

Adam Studnicki
Adam Studnicki
answered on Jul 21, 2015

Not clear on your question. In many states, if your car was totaled, you are entitled to the fair market value at the time of the accident. If you were injured, talk to a local injury lawyer.

1 Answer | Asked in Car Accidents for Indiana on
Q: Difference in opinion of my vehicles worth. Claimant's insurance carrier is shorting me $1,000.00. What is my recourse?

Other party did not yield right of way and pulled into the path of my vehicle. I broad sided her. It totaled my 1994 Chev Silverado PU. The value of my truck was $3,000 before the loss. The insurance company wants to settle for $2,000.00. Like kind replacement vehicles are higher than the... View More

John M DeProspo
John M DeProspo
answered on Jun 17, 2015

Has the insurance company assumed 100% liability? That may be the reason the are offering you less.

2 Answers | Asked in Car Accidents for Indiana on
Q: Four college students drove on the highway going the same speed. Traffic got backed up, and there was an accident

Do the kids get charged?

Burton A. Padove
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answered on Feb 1, 2014

More facts will be needed before this question can be an swerved.

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1 Answer | Asked in Car Accidents for Indiana on
Q: In a car accident where everyone denies fault, is it best to go through your insurance or hire a lawyer?

2 car accident at 4 way stop. One car ran their sign. Over $3,000 damage to rear passenger side of one car.

Terrence Rubino
Terrence Rubino
answered on Apr 10, 2013

assuming you were not injured, the smartest and easiest thing to do is to go through your collision coverage with your insurance company. it will initially cost you the deductible. your insurance company will then pursue the other company for what it paid plus your deductible. if it collects, it... View More

1 Answer | Asked in Car Accidents for Indiana on
Q: My son was hit while driving my car. Can I sue for property damage, seperately, while he sues for injury expenses?
Timothy J. Deffet
Timothy J. Deffet
answered on Dec 14, 2012

Yes but usually they will be consolidated or brought together to save judicial resources.

1 Answer | Asked in Car Accidents for Indiana on
Q: Do i need an accident attorney due to being involved in accident to settle with insurance company?
Timothy J. Deffet
Timothy J. Deffet
answered on Dec 14, 2012

No. But studies have shown you probably get about 4-5 times more $ than without an attorney. The studies were done by guess who??? The insurance companies! They try to keep you from an attorney because they KNOW they will have to pay less if they pay you at all.

1 Answer | Asked in Car Accidents for Indiana on
Q: Can property and injury claims from an auto accident be filed seperately if the owner and driver are different in IN.?
Timothy J. Deffet
Timothy J. Deffet
answered on Nov 6, 2012

Yes. But in some circumstances if the claims are both filed in court they may be consolidated into one case to save on judicial resources.

1 Answer | Asked in Car Accidents for Indiana on
Q: Can litigation be handled in different courts in an auto accident with the car owner and injured driver being different?
Timothy J. Deffet
Timothy J. Deffet
answered on Nov 6, 2012

If you are asking whether a car owner (who's vehicle has been damaged) and the person who drove the car owner's vehicle (who was personally injured in an accident that is someone's fault) can be handled as separate claims, the answer is yes. Sometimes a car owner may be sued for... View More

1 Answer | Asked in Car Accidents for Indiana on
Q: In Indiana, I need to know what the laws says about an auto diminution in value claim. How to calculate.
Terrence Rubino
Terrence Rubino
answered on Jun 30, 2011

assuming the question is how is the damage to my car determined in an accent case, if it was totalled, the standard is the price that a willing seller would accept from a willing buyer. insurance companies often want to use various different appraisal services to justify a lower amount. if the car... View More

1 Answer | Asked in Car Accidents for Indiana on
Q: What is the jail time for reckless homocide?
Burton A. Padove
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answered on Mar 30, 2011

2-8 years

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