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I was involved in an accident in Arizona with a bicyclist who came out of a driveway and collided with the side of my car. The police determined the bicyclist was at fault for not following the rules of the road. However, an attorney for the bicyclist has asked me to sign an affidavit requesting my... View More
answered on Nov 3, 2025
Yes, even if police found the bicyclist at fault, they can still sue. In Arizona, comparative fault lets someone recover partial damages even when mostly responsible.
Your insurer’s payment of medical bills doesn’t mean you’re legally liable, it’s a routine claims decision. Ask... View More
I'm listed on the title of a vehicle along with my son, who is the primary driver. The vehicle is insured with AAA, but the policy excludes coverage for using the vehicle for delivery services like DoorDash. Additionally, I suspect my son's girlfriend, who is neither on the insurance... View More
answered on Aug 15, 2025
An Arizona attorney could advise best, but your question remains open for almost two weeks. Your concerns are valid. Unfortunately, if a vehicle is used for activities that are excluded from coverage under the policy, that could leave you "out in the cold," and personally exposed to any... View More
I was involved in a car accident while turning left, and an oncoming car clipped me. As a result, three cars were damaged. I've reported my side of the story to my insurance company. My concern is whether I can be sued if my car insurance coverages are not enough to cover all the damages. What... View More
answered on Apr 4, 2025
An Arizona attorney could advise best, but your question remains open for a week. I'm afraid you could, but don't lose sleep over it - just be attentive to it. Your attorney assigned by your insurance carrier will probably warn you of this possibility and carry out the standard notices to... View More
Block traffic and their hazard lights are on, and I crash into them t-boning them, who's fault is it. 3 Lane road with a break in the median she's in the 3rd lane and I'm in the 1st lane the only safe place to pull over is in the median break. Her hazard lights were on as soon as she... View More
answered on Apr 10, 2024
An Arizona attorney could advise best, but your question remains open for a week. It's possible liability could be apportioned between both of you, depending on how the accident is evaluated by the insurance company investigator. If they didn't have insurance, check the terms of your UM... View More
Would lawyers be required? If so, who pays the lawyer fees?
answered on Mar 5, 2024
Addendum - I'm sorry, a minute ago I mean to write, "That doesn't NECESSARILY MEAN it's not possible... "
I inadvertently left out the words "necessarily mean." Good luck
Would lawyers be required? If so, who pays the lawyer fees?
answered on Mar 5, 2024
An Arizona attorney should advise, as this could be covered under state-specific civil procedure rules. However, your question remains open for two weeks. The short answer is "yes" in most jurisdictions nationwide. Sometimes interest is capped by statute, but claimants can sue for it.... View More
I was involved in a vehicle accident, and the insurance company has issued a check to me without my consent or agreement. They've only contacted me twice: once to submit photos and once to email their quote. I haven't signed or agreed to any settlement. What should I do next?
answered on Nov 6, 2025
It can feel unsettling to receive a check from an insurance company when you never agreed to a settlement. In many cases, insurers issue checks based on their internal damage estimate, but that doesn’t mean you’ve accepted the amount or that your claim is closed—unless you cash the check. If... View More
I was involved in a car accident last week in Scottsdale, Arizona. I only carry liability insurance on my car. During the accident, another driver ran a red light and t-boned me. The police took statements and spoke with witnesses, and the other driver was cited. I recently received a letter from... View More
answered on Oct 22, 2025
It’s important to act quickly when you receive notice of a lawsuit, even if you believe the other driver was at fault. Since you have liability insurance, you should immediately contact your insurance company and provide them with a copy of the lawsuit and any related documents. Your insurer has... View More
I hired a general contractor to repair my house in Arizona after a car crashed into the porch. The initial contract I signed on December 3, 2024, was based on an estimate higher than the insurance settlement payment. The contract states that payment from the approved insurance claim is binding to a... View More
answered on Sep 16, 2025
Based on the terms you described, your ability to cancel the contractor agreement without paying a fee depends on the specific language in the contract and whether the contractor has actually begun work. Since the contract ties the cancellation fee to the insurance payment and you mention that the... View More
I was involved in a hit-and-run accident this morning where someone hit my car and immediately drove away without me being able to see who they were. I haven't filed a police report yet, and there were no witnesses. My car has a significant dent on the left side, and I do have insurance... View More
answered on Jul 19, 2025
I’m really sorry you’re going through this—it’s frustrating and unfair when someone damages your car and takes off. The first step you should take now is to file a **police report** as soon as possible. Even though there were no witnesses, having a report on file is important for your... View More
My vehicle was involved in an accident while being driven by someone who is not listed on my insurance policy, though they had permission to use it because I was unwell. Both my primary insurance and GAP insurance have denied my claims, without a clear reason from GAP insurance. Appraisals and... View More
answered on Jul 4, 2025
You have several options to address these denials and manage your vehicle situation. First, carefully review the exact language of your insurance policies, particularly clauses about permissive use; insurers often deny claims involving drivers not specifically listed but might still owe coverage if... View More
I filed a homeowners insurance claim for hail damage to my house. My roofing contractor had to hire an independent appraiser because the insurance company initially refused to pay out the claims but later agreed. The roofer's contract stipulated that no out-of-pocket costs would be incurred by... View More
answered on Jun 1, 2025
You're right to question this—especially since your contract with the roofer clearly stated you wouldn’t be responsible for out-of-pocket costs. If you informed the contractor ahead of time that metal garage doors weren’t covered by your insurance, and he went ahead with the purchase... View More
I live in Arizona and own a home without a mortgage, which I have listed for sale. I'm considering a bridge loan from a private lender in Utah, facilitated through an Arizona-licensed broker. The lender doesn't have an Arizona NMLS registration, but the broker does. The loan terms are... View More
answered on May 14, 2025
You're right to be cautious when it comes to any financial deal involving your home. In Arizona, whether an out-of-state lender needs to be registered with the NMLS often depends on the nature of the loan and whether it's considered a consumer-purpose loan. If the bridge loan is strictly... View More
I am a licensed independent insurance agent/broker in Arizona and considering obtaining an adjuster's license to work as a public adjuster. The state DOI allows dual licensing. My plan is to work as a public adjuster for persons or businesses where I am not the producer, only after a claim has... View More
answered on Apr 13, 2025
Dual licensing as an insurance agent/broker and public adjuster in Arizona can be tricky due to potential conflicts of interest. While the state does allow dual licenses, the concern arises with the possibility of jeopardizing your existing relationships with insurance companies. Insurance carriers... View More
answered on Feb 9, 2025
An Arizona attorney could advise best, but your question remains open for a week. In most cases, the short answer is "yes." In some cases, the insurance carrier could be delighted at a claim being dropped. If it's a claim that resulted in investigation by their SIU, it could be up to them. Good luck
During a monsoon, 2 trees fell, 1 on my trunk and the other in front of my car creating a collision. It was if I ran into a brick-wall. The car ins company acknowledged this as a 'catastrophic event' and paid under comprehensive cov: $4,590 for vehicle damage and $840 for rental. They... View More
answered on Dec 10, 2024
An Arizona attorney could advise best, but your question remains open for a week. This might be difficult to get a definitive response for in a public Q & A forum. If you reached out to attorneys in your state, they would likely ask to review the policy thoroughly before advising on whether the... View More
During a monsoon, 2 trees fell, one on my trunk and the other in front of my car creating a collision. It was if I ran into a brick-wall. The car ins company acknowledged this as a 'catastrophic event' and paid under comprehensive cov: $4,590 for vehicle damage and $840 for rental. They... View More
answered on Dec 4, 2024
An Arizona attorney could advise best, but your question remains open for a week. I'm sorry about your accident. Your injuries sound serious and I hope you are recovering.
This could be something difficult for attorneys to offer a quick short answer to. It could depend on your policy.... View More
i was recently in a car accident in az . ended up running through a red light and the other guy was making a left hand turn at the same time. although i believe if i didnt have to slam on the breaks i would have made the light even though i should have probably slowed down and stopped i am not... View More
answered on May 26, 2024
An Arizona attorney could advise best, but your question remains open for two weeks. Until you are able to consult with a local attorney on V&TLs, the statute should be continuously enforced if it became law. Good luck
I since have had my license suspended and an sr-22 put on me because of the buyers failure to transfer the title in their name or register it. Why do I have to pay for their mistakes.
answered on Jul 8, 2023
Not 100% sure of AZ law, but in CA, on sale, the seller sends a notice of transfer to the DMV in order to give notice of the sale of the vehicle. I recommend you contact several attorneys in your area that practice this type of law, as soon as possible. Thank you for using Justia ask a lawyer.
my card on file was on auto pay, i received a new card and didnt notice the insurance hadnt been paid. i never received any form of notice informing me the payment was declined. resulting in the cancellation of my insurance.
answered on Jan 22, 2023
If your insurance was canceled due to nonpayment of the premium, you’re going to have to pay for the repairs or buy a new car out of pocket. I wouldn’t expect insurance to cover it.
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