Get free answers to your Bankruptcy legal questions from lawyers in your area.
I have a car worth about $500.00 and used second hand furniture with very minimal value. I have little else. Can my creditors garnish my Social Security (I get $1,470.00 per
month - net).? Can they possibly attach what little personal property I have?
answered on Feb 1, 2019
You have certain exemptions under state law which can protect your property. They CANNOT garnish your social security.
• How do I prove residency to show
the 180 days?
•. If they sue me during the non-
Payment period, what legal action
can they take against me?
answered on Feb 1, 2019
Apply for a Florida license as soon as you get there. Issue date is proof. Same with utilities. Establish as soon as you get there. You have to certify on your petition under penalty of perjury that it’s true. If and when they get a judgment, they can garnish your wages and attach your real... View More
That would be in about 8 months.
(Need time to get settled & all).
So:
What action could my unsecured
Credit cards companies & medical bills take against me in that 8 months, if I stop paying now. (No payment starting February)?
Can they go after my... View More
answered on Feb 1, 2019
They can sue you for nonpayment of the debt, although usually that takes more time than 8 months. Once you move to FL, you’ll have to wait 180 days before you can file there so you might want to consult s bankruptcy attorney in MD and see about filing now.
2017. One of the creditors keeps returning the check to the trustee so the final report has been pending since March 2018. How long can this keep going? I can’t get a discharge without the final report.
answered on Jan 19, 2019
Have your lawyer make a motion for the final report to be rendered.
My minor son in 2013 informed me he has been awarded a scholarship be a college in New York and since he is a minor he need his adult parents to sign the form. I reluctantly signed because their are great colleges here in Maryland. I never heard from him since then.
Last year a student... View More
answered on Dec 6, 2018
Do you have a copy of what form you signed? The servicing company will provide a copy if you ask. Once you get it and read it, is it a Plus loan guaranty form? Is it your signature on it? Can you read and write the English language? Did you read the form before you signed it? Did you have the... View More
answered on Nov 30, 2018
Presuming you qualify for a Chapter 13 and can make the plan payments, yes.
answered on Nov 16, 2018
If you include them in the bankruptcy, and it is a Chapter 7 yes. If you file a Chapter 13, you must complete the Plan, and anything they do not get, is wiped out
Do i have any other options? I heard I could do a debt in lieu of foreclosure by handing in my keys. HOW long do I have to do this before I have to move out. These loans were bought during the write off days of the mortgage bust and now I am at risk of losing my house because the new companies... View More
answered on Nov 14, 2018
A deed in lieu of foreclosure simply means you hand over the keys and deed and move out, but you must first get in writing that the mortgage company releases you from personal liability on the remaining balance of the mortgage. You'll have to cut that deal with the first mortgage holder, and... View More
answered on Oct 31, 2018
Yes, but it really depends on your overall financial situation rather than just one debt.
I filed bankruptcy in 2016 and it was discharged in May 2017. I was injured medically in August 2017 and filed suit. So I never even was injured until 3 months after my bankruptcy discharged. Now the paralegal is telling me they may put a hold on my settlement due to the bankruptcy. My thing is... View More
answered on Oct 19, 2018
If it is a post discharge injury, they have no right to withhold your settlement. Highly unlikely that it will be withheld.
Is filing for bankruptcy my best option?
answered on Oct 12, 2018
Probably but you need to consular a local attorney who can review your entire financial situation.
answered on Sep 25, 2018
It should not affect them at all as they are exempt under the Federal Exemptions
answered on Sep 16, 2018
Easily. They apply for them again because creditors know you cannot file chapter 7 again for 8 years so its a safe bet.
answered on Sep 1, 2018
You normally would include them unless you have a need or reason to pay them outside the plan.
answered on Aug 30, 2018
All assets that are exempt under the applicable sections of the bankruptcy code.
answered on Aug 17, 2018
All assets that you can protect using your state or federal exemptions.
answered on Jul 30, 2018
Based on what you have written, and as I understand your question.....the short answer is no.
If you are reffering to a Chapter 7 Bankruptcy in which you properly listed a creditor and it received proper notice of your bankruptcy, then the creditor could not collect on a debt that was... View More
answered on Jul 20, 2018
Depends on the basis for the lawsuit and whether it is against the company.
Beacon Power Corporation Case # 11-13450 (KJC) Now sold a second time as an extremely valuable asset. http://beaconpower.com/news/
http://beaconpower.com/wp-content/uploads/2018/05/Convergent-Energy-Power-Acquires-40-MW-of-Flywheel-Projects-%E2%80%93-Convergent-Energy-Power.pdf
answered on Jul 8, 2018
File a notice of appeal in the bankruptcy court and pay the filing fee. That will perfect your appeal to the United States District Court in Maryland.
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