Easily. They apply for them again because creditors know you cannot file chapter 7 again for 8 years so its a safe bet.

You normally would include them unless you have a need or reason to pay them outside the plan.

All assets that are exempt under the applicable sections of the bankruptcy code.

All assets that you can protect using your state or federal exemptions.

Based on what you have written, and as I understand your question.....the short answer is no.

If you are reffering to a Chapter 7 Bankruptcy in which you properly listed a creditor and it received proper notice of your bankruptcy, then the creditor could not collect on a debt that was... View More

Depends on the basis for the lawsuit and whether it is against the company.

File a notice of appeal in the bankruptcy court and pay the filing fee. That will perfect your appeal to the United States District Court in Maryland.

Not unless they are more than three years old and the returns have been filed.

Yes. The children raise your household income allowance as dependents and help you with the means test. Claim everyone sent you have in calculating the means test for household family size, income and average.

No. All debts must be listed, although you can always choose to reaffirm (keep) the debt in question.

To protect personal and real property from being seized by the bankruptcy trustee and sold to pay creditors, the debtor must apply one of several exemptions available. Maryland's wild card exemption allows bankruptcy 7 debtors to exempt up to $6,000 in cash or other property AND up to $5,000... View More

To file Chapter 13, you must have regular income to contribute to at least a partial repayment plan. Chapter 13 is usually used where you have property you could lose if you filed a Chapter 7. If you have property requiring protection but can adequately be protected with your exemptions, Chapter 7... View More

You need to have a job or other income to be able to repay at least a percentage of your debt to your creditors. Chapter 13 is generally used when you have property you might otherwise lose in a Chapter 7.

One option would be to see if you should refinance your house. Only do this if it makes sense financially. Don't do it just to get a mortgage company to report payment to a credit bureau.

To answer your question I would need some more details on the letter and what legal proceeding have taken place. Your reference to a the bankruptcy makes me suspect the property may be one that you owned and now has gone to foreclosure. You may want to do a search and see if an eviction has been... View More

Your father will have to list this account as an asset in his case. The question is how can he protect this asset with exemptions he has to protect assets. If he is filing a Chapter 7 bankruptcy the Trustee can take the nonexempt assets to distribute among the creditors. If he transfers an the... View More

If your bankruptcy plan, or discharge, has not gone forward yet, the penalty may be that your bankruptcy is dismissed. Other facts would have to be known before answering your question further.

Until you turn them over.

Unless you are in the arrears on your mortgage, your home will not be effected by filing bankruptcy. Prior to filing bankruptcy however, it is essential that you speak with an attorney to ensure you are able to adequately protect any equity in your home from creditors. In Maryland, homeowners are... View More

Hmmm. I'm thinking intentional acts to hide income from a Bankruptcy Trustee...might be what is known as Bankruptcy Fraud! Have you checked to see if the settlement is exempt? Never hide any income from the Trustee.