Can she keep that or no?
answered on Apr 2, 2018
Depending on what other assets she has, she may be able to exempt some of it. The bankruptcy petition asks whether she anticipates receiving money, so if she answered no to that, it may be an issue if she wasn't being truthful. The trustee may demand that she turn over this money. Best thing... View More
The original creditor charged it off
answered on Mar 8, 2018
Assuming the 3 year SOL applies to your debt, the 3 years starts to run from the later of: date you first breached the agreement to pay (defaulted); the date you last made a payment on the debt; or the date you last acknowledged that you owed the debt. Suit must be filed before the SOL expires to... View More
answered on Feb 27, 2018
Possibly, but you also have a limited time to object to the garnishment of your account and assert your statutory exemptions from attachment. You may be able to release all your funds. Just one such exemption, D.C. Code 15-501 (a)(3), provides that you may exempt up to $8,925.00 of any property... View More
I have a federal court sentence against me in 2012 and I have fulfilled that sentence , does chapter 13 bankcruptcy will affect me in MD.
answered on Feb 14, 2018
No. Bankruptcy is civil and has no impact on criminal cases.
I recently found out I have a judgment that is affecting my drivers license so this is something I need to pay. About 8-9 years ago my ex and I were sued in Maryland District Court and I had a default judgment entered against me and she did not. We were never served with any papers to appear in... View More
answered on Feb 3, 2018
The original judgment may have been $6,600, but it’s been accruing 10% postjudgmemt interest annually since then, meaning it’s probably doubled by now. If the judgment creditor has never tried to collect on the judgment, you might let sleeping dogs lie, at least until 12 years have gone by... View More
answered on Feb 1, 2018
Yes, that is one of the main benefits of a bankruptcy filing. What is called the "automatic stay" goes into effect when your case is filed and it acts as an injunction against any contact with you by a creditor in most cases. Talk with a lawyer and see if bankruptcy would be a good option... View More
now the finance company wants me to pay the remaining balance and auction fees.in our settlement agreement she has 100 percent financial respondsibility to the car . what can i do to keep from paying the balance?
answered on Jan 16, 2018
If the settlement agreement was entered as an order, or otherwise approved by the court, send the finance company the divorce settlement and see what they say.
Information provided for informational purposes only and should not be taken as legal advice.
Prior to the case closing I had not filed my 2016 taxes. The trustee requested I file them in efforts to retain my refund(if there was one). I owed 2014 taxes and was in a dispute with IRS regarding the amount, so I delayed filing 2016 due to this. Anyway, the draft of my 2016 taxes showed another... View More
answered on Jan 10, 2018
I think your idea to contact the trustee first and ask them how they want to handle it is appropriate, and makes sense before you do a lot of work reopening the case.
Information provided for informational purposes only and should not be taken as legal advice.
My mom is the cosigner. Do I have to turn the car in or can I continue to pay the payments under my mom and keep the car?
answered on Jan 10, 2018
You have various options in bankruptcy with regards to the vehicle - reaffirmation, redemption, surrender. However, as long as you continue making payments, the bank is unlikely to repossess your car, so you might not need any of the previously mentioned options. If you have a bankruptcy attorney,... View More
answered on Jan 2, 2018
Chapter 7 will get rid of most debts. It will not remove most taxes, student loans, alimony and child support. See a bankruptcy lawyer near you to determine if bankruptcy would be a good option for you. Hope it works out. Good luck!
I represented myself. Do i need to contact the collection agency?
answered on Dec 14, 2017
Some creditors have a process in place to automatically send back any garnishment taken after you filed bankruptcy. However, not all do. You (or your attorney) need to contact the collection agency.
Information provided for informational purposes only and should not be taken as legal advice.
answered on Dec 6, 2017
Filing fee is 335, plus any additional fees counsel charges for credit counseling, credit import and general counsel fees
answered on Nov 21, 2017
If someone borrowed money for a car and put up the car as collateral then the lender may have rights to repossess the car, wherever located, and it is unlikely that keeping a vehicle at a college campus will keep it out of the grasp of repossession. The limits of what a repossessor can do without... View More
Is it worth going bankrupt with my credit score still being decent? If they are granted the judgement, and I cannot pay, then what? I have no substantial assets other than a small IRA. My total cash is just a couple thousand and I own my car. I am self-employed and make little enough that I qualify... View More
answered on Nov 21, 2017
Maryland law offers exemptions from collection so that a modest amount of property can be exempt from a judgment creditor's reach. Note, however, that the exemption is not automatic and must be timely made/requested by the judgment debtor.
Someone facing collection has several options.... View More
But, the motion for a complaint was filed before the statute of limitations date. So the statute expires before the actual court date but after the lawyer filed the complaint. Will I be able to use the statue of limitations as a defense in court, since it will have passed by the time we go to court... View More
answered on Nov 17, 2017
No Statute of Limitation is a defense only for the filing of the Complaint.
answered on Oct 8, 2017
Your question does not contain enough information. Contact a local bankruptcy attorney and schedule a consultation. You can search for an attorney using the Justia "Find a Lawyer" link at the top of this page.
answered on Sep 15, 2017
You have to list all debts you have in your bankruptcy schedules. You can agree to reaffirm certain debts if you wish and the creditor agrees. This means you would be responsible for the debt and would not get rid of it in bankruptcy along with all your other debts. Talk with a bankruptcy lawyer in... View More
answered on Sep 6, 2017
Possibly, it depends on the type of debts that you have, and could also depend on when you incurred them. An experienced bankruptcy attorney in your area can review your debts with you to determine which debts can be discharged in bankruptcy.
She also has a MD state tax debt as well.
answered on Sep 6, 2017
Potentially yes, but this can be complex as there are more factors involved than what you included. You should see an experienced bankruptcy attorney in your area. You may need to obtain the tax transcripts for any years that taxes are owed for your attorney to analyze it.
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