my original lawyer is no longer around
answered on Aug 1, 2018
Hire a new lawyer to settle the reaff issue and you should be fine.
filing for bankruptcy the only way to get out of paying for it?
answered on Jul 30, 2018
It is likely that he cannot discharged that debt if it is part of a domestic support obligation from your divorce. Check with an experienced bankruptcy attorney near you and see if you can’t force him to pay it.
answered on Jul 9, 2018
If it is a Chapter 11 reorganization, most employees should be safe and keep their job and most benefits. If it is a Chapter 7 liquidation, then you need to contact a local bankruptcy attoney to discuss your options.
Parents havent paid mortgage in 10 yrs, dad died in January, mums wages cant afford it. I moved back in and cam barely help with $400 a month.
2nd son wants to move out.
Both parents havent filed or paid taxes in years
answered on Jun 21, 2018
Have your mom contact a bankruptcy attorney. It will be difficult, if not impossible, absent a refi or influx of cash, but they Wil be able to cover all her options.
answered on Jun 18, 2018
It should not affect your discharge as you can voluntarily pay any debt any time, but you should consult a local bankruptcy attorney before you pay anyone.
answered on May 30, 2018
Creditors should stop calling you within a week of the filing of the bankruptcy. If they do not stop, just give them your bankruptcy case filing number as well as the name of your attorney and his or her phone number
exemption, even if the home was in his name?
answered on Feb 1, 2018
Depending on the terms of the auto contract you may very well be liable. It also depends on whether your cousin gives the car back to the creditor or decides to keep it and pay the loan.Read the contract carefully and it will address the default of the loan and what happens. Talk with a bankruptcy... Read more »
answered on Dec 22, 2017
If it is a federally backed student loan, it will not be discharged unless you can prove before a bankruptcy judge severe undue hardship which is very difficult.
I have debt that exceeds $25,000.00, most of which is now in collections, with some headed to small claims court. I am also in the process of filing for a mortgage modification as I am 3 months behind in my mortgage. Should I wait until the modification is completed prior to filing bankruptcy or... Read more »
answered on Nov 17, 2017
You can probably do a loan modification in conjunction with the Bankruptcy. Most Bankruptcy Courts have a Loss Mitigation Program which does exactly that. Check with Counsel in your jurisdiction, and you should be fine
answered on Aug 14, 2017
The federal bankruptcy laws provide for exemptions. Certain property and equity in property can be protected. You should consult with an experienced local bankruptcy attorney to discuss this. You need to disclose all of your assets, debts and income. Good luck.
answered on Jul 7, 2017
I believe that if the child is under 18 and a dependent then yes they would be discharged if the obligor parent files
answered on Jun 16, 2017
The very first step should be to contact a local bankruptcy attorney and schedule a consultation. Many will provide a short consultation at no charge, so be considerate and be prepared.
Many attorneys will have a worksheet for you to fill out and bring to your appointment. You need to... Read more »
Started Ch13 with a lawyer who can no longer practice, we are trying to finish our ch13 and file the proper paperwork.
answered on May 9, 2017
Congratulations you are almost done. Yes, you can file the motion on your own. You need to have completed an approved financial management course and filed the certificate before you file the motion for discharge. You should check the local rules for what is required. Your Chapter 13 Trustee... Read more »
bankruptcy discharge as regular student loans?
answered on May 3, 2017
Private student loans may be dischargeable if certain criteria are met. The debtor must file an adversary proceeding against their creditor and meet the standards in what is called the Brunner Test. In Brunner v. NewYork State Higher Education Services Corp No. 41, Docket 87-5013 outlines the... Read more »
answered on Apr 12, 2017
No there is no minimum amount of debt required in order to file for bankruptcy; however before you consider filing for bankruptcy it is important to determine whether you can pay the owed debt without the need to file. If you cannot pay off your debt within a reasonable amount of time and without... Read more »
I became unemployed and homless is there a way not to pay the loan considering situation
answered on Jan 18, 2017
You might be able to file for bankruptcy. You might be able to use federal student loan forgiveness laws to not pay the student loan, depending on the type of loan and school you attended. The best first step is an Initial Consultation with an Attorney. You can read more about me on my law practice... Read more »
answered on Jan 22, 2016
That depends on a couple of factors. How much, and when they started contributing. Let me know if you still have questions.
A little over a year ago, I requested a loan modification agreement while I was employed full-time. January 2015, I lost my job and filed for unemployment where I collected for 6 months until my benefits ran out. Unfortunately, I still have no job. There was a 3 month trial period, which my sons... Read more »
answered on Jan 22, 2016
That is a tough one. It is true that you can qualify for a modification once every 12 months, HOWEVER, if there is a change is circumstances, then you could always apply again. I would call the bank and find out what your options are. If you still need help, feel free to call me.
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