No.
The only significant debt was the mortgage arrears. We are starting the trial modification and are unsure whether or not we need to continue paying on the Chapter 13 while in the trial modification.
Yes you need to keep paying the chapter 13 trustee to remain the bankruptcy.
Amounts vary widely, but roughly $335 for filing, $20 for pre- and post classes, $33 for credit report, and $500-1500 in attorney fees.
Yes.
my original lawyer is no longer around
Hire a new lawyer to settle the reaff issue and you should be fine.
filing for bankruptcy the only way to get out of paying for it?
It is likely that he cannot discharged that debt if it is part of a domestic support obligation from your divorce. Check with an experienced bankruptcy attorney near you and see if you can’t force him to pay it.
If it is a Chapter 11 reorganization, most employees should be safe and keep their job and most benefits. If it is a Chapter 7 liquidation, then you need to contact a local bankruptcy attoney to discuss your options.
Parents havent paid mortgage in 10 yrs, dad died in January, mums wages cant afford it. I moved back in and cam barely help with $400 a month.
2nd son wants to move out.
Both parents havent filed or paid taxes in years
Have your mom contact a bankruptcy attorney. It will be difficult, if not impossible, absent a refi or influx of cash, but they Wil be able to cover all her options.
It should not affect your discharge as you can voluntarily pay any debt any time, but you should consult a local bankruptcy attorney before you pay anyone.
Creditors should stop calling you within a week of the filing of the bankruptcy. If they do not stop, just give them your bankruptcy case filing number as well as the name of your attorney and his or her phone number
exemption, even if the home was in his name?
Yes, if you are using the property to live in or on .
Depending on the terms of the auto contract you may very well be liable. It also depends on whether your cousin gives the car back to the creditor or decides to keep it and pay the loan.Read the contract carefully and it will address the default of the loan and what happens. Talk with a bankruptcy... Read more »
If it is a federally backed student loan, it will not be discharged unless you can prove before a bankruptcy judge severe undue hardship which is very difficult.
I have debt that exceeds $25,000.00, most of which is now in collections, with some headed to small claims court. I am also in the process of filing for a mortgage modification as I am 3 months behind in my mortgage. Should I wait until the modification is completed prior to filing bankruptcy or... Read more »
You can probably do a loan modification in conjunction with the Bankruptcy. Most Bankruptcy Courts have a Loss Mitigation Program which does exactly that. Check with Counsel in your jurisdiction, and you should be fine
The federal bankruptcy laws provide for exemptions. Certain property and equity in property can be protected. You should consult with an experienced local bankruptcy attorney to discuss this. You need to disclose all of your assets, debts and income. Good luck.
I believe that if the child is under 18 and a dependent then yes they would be discharged if the obligor parent files
Spouses, whether traditional or other can file jointly
The very first step should be to contact a local bankruptcy attorney and schedule a consultation. Many will provide a short consultation at no charge, so be considerate and be prepared.
Many attorneys will have a worksheet for you to fill out and bring to your appointment. You need to... Read more »
Started Ch13 with a lawyer who can no longer practice, we are trying to finish our ch13 and file the proper paperwork.
Congratulations you are almost done. Yes, you can file the motion on your own. You need to have completed an approved financial management course and filed the certificate before you file the motion for discharge. You should check the local rules for what is required. Your Chapter 13 Trustee... Read more »
bankruptcy discharge as regular student loans?
Private student loans may be dischargeable if certain criteria are met. The debtor must file an adversary proceeding against their creditor and meet the standards in what is called the Brunner Test. In Brunner v. NewYork State Higher Education Services Corp No. 41, Docket 87-5013 outlines the... Read more »
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