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Massachusetts Bankruptcy Questions & Answers
2 Answers | Asked in Bankruptcy for Massachusetts on
Q: In MA, can a chapter 13 creditor object to bankruptcy plan and make motion to dismiss in ONE document, or must be TWO?

I am a creditor in chapter 13 bankruptcy filing (2nd time around) and want to know if I can object to the petition and also make a motion to dismiss in one document -- or do I have to make two separate documents? If it's two separate documents, the objection would go to Debtor and Trustee on... Read more »

Timothy Denison
Timothy Denison answered on Jul 6, 2019

Two separate documents. Objection in one and Motion to Dismiss in second. Serve all motions on the trustee and debtor.

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1 Answer | Asked in Bankruptcy for Massachusetts on
Q: Can you go on vacation if you are already in chapter 13
Timothy Denison
Timothy Denison answered on Apr 25, 2019

You can, but probably not a wise idea unless your 13 repayment plan is 100%.

3 Answers | Asked in Bankruptcy, Copyright, Employment Law and Immigration Law for Massachusetts on
Q: I’m an aspiring lawyer, any advice?
Bruce Alexander Minnick
Bruce Alexander Minnick answered on Apr 24, 2019

Yes. Stop wasting time asking silly questions here on Justia.

Meantime, study hard, make really good grades, get an undergraduate degree that will be there to fall back on if you flame out, apply to as many law schools as you can afford to, if several schools accept you, select the one...
Read more »

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1 Answer | Asked in Contracts and Bankruptcy for Massachusetts on
Q: Commonwealth of Puerto Rico GO Bonds

Yesterday I posted a question about the above bonds and the "Omnibus Objection to claims filed or asserted by holders" of certain of these GO Bonds. I received an a nasty response from a supposed lawyer, Bruce Alexander Minnick. FYI Mr. Minnick I have spoken with two different... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Apr 4, 2019

Please accept my apologies if my professional advice was insufficient or came across as "nasty." I wish you all the best in your effort to collect on the general obligation bonds issues by Puerto Rico.

1 Answer | Asked in Bankruptcy and Government Contracts for Massachusetts on
Q: explain "Omnibus Objection to Claims filed or asserted by holders of certain COMMONWEALTH GENERAL OBLIGAtion bonds"

I own these P.R GO BONDS. I cannot understand the paperwork i received. please help me understand what is required of me.

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Apr 1, 2019

Anyone with enough money to invest in general obligation bonds issued by the Commonwealth of Puerto Rico should have enough time to call their bond broker and ask them to explain what is happening to all the bondholders.

Q: legal compensation for wrong defendant ?

BK case no: 11-43424-CJP, BAP No: MW19-016

Timothy Denison
Timothy Denison answered on Mar 8, 2019

What is your question?

2 Answers | Asked in Bankruptcy for Massachusetts on
Q: In chapter 13 plans, what happens if my town doesn't file a proof of claim for property taxes owed?

I finished a Chapter 13 plan (in Massachusetts) 6 months ago. I had claimed approximately $4000 in property taxes under the plan, my down filed a proof of claim for $2600. I made all the payments according to the plan, but now the town is saying I owe another $1400 in back taxes for which they... Read more »

Timothy Denison
Timothy Denison answered on Jan 14, 2019

If they filed a proof of claim for $2600 and you paid it and completed the plan, then you don’t owe the money. You need to put this back in front of the court and get an order against them for violating the stay.

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1 Answer | Asked in Bankruptcy, Civil Litigation and Civil Rights for Massachusetts on
Q: Auto Dealer Bankrupt | Did not deliver the car not giving the money back

Hello All,

My Sister who is doing her masters here in USA, She applied for a car loan and received a bank cheque. We ha

Timothy Denison
Timothy Denison answered on Jan 7, 2019

What is the question?

1 Answer | Asked in Bankruptcy and Family Law for Massachusetts on
Q: No asset Ch. 7 discharge in 2008 and two years later ordered to pay legal fees of ex spouse for services provided before

filing of Ch 7 -not support related & not found in contempt- I didn't list him as a creditor because he wasn't at that time, but I did serve him notice of my filing at the time - and he had already filed the motion for legal fees - but the judge didn't issue ruling for over 2 years -

Timothy Denison
Timothy Denison answered on Dec 27, 2018

You will have to reopen bankruptcy and add the lawyers a creditor. He should have been listed as a creditor in the original filing even though the amount owed may have not been liquidated at the time.

1 Answer | Asked in Bankruptcy for Massachusetts on
Q: My daughter is professor at Harvard Medical. Was contractor for Medical Simulation Corp. Completed work. Never paid

Told by CFO they are bankrupt. How & where do we file a claim? Have searched bankruptcy filings but can't find anything. Total owed is $5000. Thanks, Joe G.

Timothy Denison
Timothy Denison answered on Dec 15, 2018

You will have to find the bankruptcy filing. Once located you can file a proof of claim for her wages in that proceeding. She is a creditor so if she hasn’t received notice of bankruptcy filing, they probably haven’t filed.

2 Answers | Asked in Bankruptcy for Massachusetts on
Q: How long will I have to pay off a hospital bill if I file for bankruptcy or does it go away entirely?
Stuart Nachbar
Stuart Nachbar answered on Dec 7, 2018

If you have filed for a chapter 7, after reciept of the bill, so it is part of the bankruptcy, then it goes away

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2 Answers | Asked in Bankruptcy for Massachusetts on
Q: Is there a set amount that I need to be in debt for to file?
Stuart Nachbar
Stuart Nachbar answered on Nov 16, 2018

No, there is not a minimum amount of debt required to file a Bankruptcy

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1 Answer | Asked in Bankruptcy for Massachusetts on
Q: I have a jeep financed through victory lane motors in Massachusetts and they filed bankruptcy do I still have to pay

on my jeep and how do I obtain my title

Timothy Denison
Timothy Denison answered on Oct 24, 2018

You should inquire of the Trustee in their bankruptcy how and where to make payments and how and where to obtain your title.

2 Answers | Asked in Bankruptcy for Massachusetts on
Q: I have already filed chapter 7 bankruptcy in massachusetts , one of the companies was QVC in pennsylvania they would not

allow me to purchase something with my debit card because of the bankruptcy,is that legal

Stuart Nachbar
Stuart Nachbar answered on Oct 22, 2018

Yes, it is legal, to deny a purchase due to previous filing. Not part of the listed banned discriminatory actions prohibited by the code.

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1 Answer | Asked in Bankruptcy for Massachusetts on
Q: Can I be denied a student loan before my parents have filed for bankruptcy?
Timothy Denison
Timothy Denison answered on Oct 19, 2018

No.

2 Answers | Asked in Bankruptcy for Massachusetts on
Q: I was approved for a trial modification for my mortgage. I was forced to file Chapter 13 to avoid forcloseure.

The only significant debt was the mortgage arrears. We are starting the trial modification and are unsure whether or not we need to continue paying on the Chapter 13 while in the trial modification.

Stuart Nachbar
Stuart Nachbar answered on Sep 26, 2018

Yes you need to keep paying the chapter 13 trustee to remain the bankruptcy.

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1 Answer | Asked in Bankruptcy for Massachusetts on
Q: How much will filing for personal bankruptcy actually cost me?
Timothy Denison
Timothy Denison answered on Sep 16, 2018

Amounts vary widely, but roughly $335 for filing, $20 for pre- and post classes, $33 for credit report, and $500-1500 in attorney fees.

1 Answer | Asked in Bankruptcy for Massachusetts on
Q: Do people ever file for bankruptcy several times?
Timothy Denison
Timothy Denison answered on Aug 24, 2018

Yes.

1 Answer | Asked in Bankruptcy for Massachusetts on
Q: my bankruptcy was discharged on 1/13 but myhouse was not suppose to be include. now the bank says i need a reaffirmation

my original lawyer is no longer around

Timothy Denison
Timothy Denison answered on Aug 1, 2018

Hire a new lawyer to settle the reaff issue and you should be fine.

1 Answer | Asked in Bankruptcy for Massachusetts on
Q: My ex-husband filed for bankruptcy after our divorce. We had a loan in both of our names that I can't pay on my own. Is

filing for bankruptcy the only way to get out of paying for it?

Timothy Denison
Timothy Denison answered on Jul 30, 2018

It is likely that he cannot discharged that debt if it is part of a domestic support obligation from your divorce. Check with an experienced bankruptcy attorney near you and see if you can’t force him to pay it.

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