If you co-signed the creditor/debt collector can collect from either of you or all of you. You all owe the entire debt - although if one pays it off entirely, the others no longer owe the debt.

If you try to settle the debt for less than the full balance, be sure to get it in writing that... View More

Assuming you are right in that ONLY your mother signed the lease and you didn't guarantee it in any way, then yes, they could TRY to go after her estate, but if there was nothing in her name alone at the time of her passing, there are no estate assets for them to attach.

Look carefully... View More

Probably. I would need some additional information to accurately answer your question. I am assuming your husband had a repayment agreement with the creditor or debt collector after a judgment was entered in court. Most of the time, creditors will honor that payment plan and not take any... View More

I suggest that you consult with an attorney and take this conversation offline. I don’t have advise I would want to provide in a public forum.

As the vehicle's registered owner, you (and your insurance if you had any at the time) are responsible. Did you, or are you willing to, file a police report stating that your husband took your car without permission? That's about the only way you'll be off the hook here.

You... View More

See the following:

http://www.michigan.gov/treasury/0,4679,7-121-44402_44404-107013--,00.html

It sounds like the estate and this potential lawsuit are based in Michigan. Thus you need to repose this question under the Michigan ask a lawyer section as Michigan law will control as to if the court there will have jurisdiction over you.

Just so I understand, who is this "someone" who obtained a judgment against you? Is this "someone" the same person as "they" who may have filed bankruptcy?

Is this "someone" the same person as the "he" who is going to put a lien on your... View More

You CAN appeal, but there must be a basis for that appeal. In other words, you can't just appeal 'because you think it is the wrong decision' you have to have a legal reason WHY the judge / jury came to the wrong conclusion. If you don't understand what that means, you REALLY... View More

That information facilitates a public records search, i.e. a search for assets by differentiating the debtor from another with a similar name.

The only simple answer to your question is: Hire an attorney. You could also possibly see if the court will allow you to appear at a hearing by telephone. If you need to file a written answer, you can do so by mail.

Bring the Summons and Complaint to the court that issued it and asked the clerk if the documents are from an existing file.

In a criminal case where there is a possibility of jail time, the court, if you are indigent, will provide for you a lawyer.

They got a judgment for the 5k so the time to argue it's not merited by the damage etc is over.(make sure it was a judgment).

Baisically, you have to work out a payment. A really good step would be to invest a small amount into getting legal advice from an attorney who handles license suspensions.

There are limited reasons for which one may sue someone in bankruptcy. It is an expensive process and the results are not always successful. In order to sue in bankruptcy one must file an adversarial proceeding within the parameters of both reasons and time restrictions. If one is successful in... View More

Over the past 20 years I have heard this problem several times. The only debt solution program that is guaranteed to work is either a chapter 7 or a chapter 13 bankruptcy. Often times the first several payments sent to many of these debt solution companies end up paying the fees due to the debt... View More

It's not clear from your question whether you have in fact been sued or the creditor has simply threatened to file suit. You also don't say whether or not you've discussed the issue with Lowe's and whether they acknowledge that you did not take delivery on the water heater. It... View More

You need to hire a family attorney in Alabama and have a full discussion about this. Basically, committing crime and being sent to prison does not diminish your child support obligation. It is considered a voluntary act, a unilateral change in circumstances which does not entitle you to a... View More

The Fair Debt Collection Practices Act requires the collector to advise you of the name of the original creditor. Failure to do this in the original communication or within 5 days of the initial communication is a violation. You can certainly write to the collector and ask who the original creditor... View More

Place a lien on the court file. Ask your attorney to assist you to notify and confirm that all attorneys involved with the civil suit are aware of the Judgment.