Get free answers to your Foreclosure legal questions from lawyers in your area.
On July 5, 2018, They have filed for final foreclosure in Hudson County. How long before I have to move. Can they just show up and lock me out of my home
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 16, 2018
No they have to provide notice and you still have both time and options. You need to retain the right type of attorney to handle this matter for you. Only a mortgage foreclosure defense and bankruptcy attorney has the expertise to prevent you from having more problems than you can possibly imagine.... View More 
My wife passed away and I fell behind on my mortgage payments. My lender wants to foreclose. So I filed chapter 13, I now have a job making plenty of money to pay my mortgage & the back arrears. My daughter just got a good paying job and my brother all who live with me are now helping me pay... View More
answered on Jul 13, 2018
Hire a competent bankruptcy attorney in NJ and your chances of retaining the home are pretty good if the income info is correct.
My first lawyer told me to sign a paper which was a deal he made with the investor's lawyers to give me six months to sell my home. In the meantime I got a job that pays enough for the mortgage & the back arrears over a period of 55 months. Which I have been doing to bring my mortgage... View More
answered on Jun 11, 2018
Have your new lawyer look at it but you can likely avoid selling your house especially if you can prove your first lawyer had a conflict of interest with your creditors. You may be able to simply dismiss your bankruptcy and foreclose action by your creditors.
The house is selling new owner wants my apt on 1st fl. I was told in nj I have 3 months to move from day of closing. The closing is literally 16 days from today and I have a notice at my door saying I have 2 months from today to vacate. is that legal to give me a move notice before actually... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 1, 2018
You need to retain an experienced mortgage foreclosure attorney/landlord-tenant attorney who can review your lease and the foreclosure documents and explain your rights. You should not be restricted by geographic factors. Pick the best lawyer you can find and remember one rule: a good lawyer... View More
answered on Apr 13, 2018
You need to talk to an attorney about the specifics of your situation. People have to be served prior to a sale. You may have a cause of action to stop the sale, but without specifics there is no way to know for sure.
There has been a lot of fraud and cover ups. I found it all. No assigned note only half reassigned Mortgage. The case was opened under a bank that sold it 2 years prior. So much more.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 11, 2018
Justia policies preclude any type of direct solicitation. Your situation, complete with all your documents to substantiate your allegations requires an in person consultation. Obviously the Court, if you are correct, that a Motion to Vacate Judgment is required, there are certain standards you must... View More
He took out a mortgage and forged my name on it, so the lawyer represent the financial institution is suing me because I hold the deed and they are suing my husband, because he took loan out and forged my name. There is a case management coming up, I don’t have a lawyer represent me, am I legally... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 7, 2018
Then you need to appear and request more time to get an attorney. You need to retain an experienced mortgage foreclosure defense attorney. Trying to represent yourself in Court is a bad idea. Not only are you emotionally involved, but you are not a trained attorney. You do not know the Court Rules,... View More
I filed Chapter 13 bankruptcy to save my home. The investors who own my mortgage got their lawyers to find away around it and now want me to sell my home in six months or they will foreclose. In the mean time I got a job making three times as much as I was at my last job. I can now pay my mortgage... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 2, 2018
It is simple, the investors want to cash out, but depending on your total circumstances, retaining the right type of attorney will probably solve the problem. Only a mortgage foreclosure defense and bankruptcy attorney has the expertise to prevent you from having more problems than you can possibly... View More
My wife and I bought our house with her brother in 2009. He then got married and was buying a house so my wife and I had to refi which we did in 2013. Now we come to find out when we were foreclosed on recently he received the legal papers as well b/c he's still on the mortgage documents.... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 27, 2018
Your situation is not something that can be answered in this forum. You need an in person consultation. You need to retain experienced mortgage foreclosure defense counsel. Only a mortgage foreclosure defense attorney has the expertise to prevent you from having more problems than you can possibly... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 24, 2018
You can stop repeating this question and retain counsel, who can possibly help you.
Filed but now dismissed. I am the only heir. If I get administrator from surrogate
Court - can I then stop the auction this is in Union county NJ b
answered on Mar 5, 2018
You will need to move quickly. As of 2014, the Consumer Financial Protection Bureau has a rule that makes it easier for anyone who inherits a home to get on the mortgage and qualify to make payments. Federal law also prohibits lenders from requiring the loan to be paid in full whenever a mortgage... View More
I filed for chapter 13 bankruptcy. Now I have a job making more then enough money to pay my mortgage. I have a attorney who just gives me yes or no answers. My lender (investors) told me I have six months to sell my home or they will foreclose. Shouldn't the NEW job and larger income help me... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 1, 2018
You need to retain the right type of attorney to handle this case. Only a mortgage foreclosure defense and bankruptcy attorney has the expertise to prevent you from having more problems than you can possibly imagine. To properly answer your questions and address your concerns, the best way to... View More
I filed for Chapter 13, but some how my Lender's lawyers found a way around it, now they are giving me 6 months to sell my home or they said, they will sell it at Sheriff's sale. I tried everything from talking to the investors to trying to get a loan modification and even tried to get... View More
answered on Feb 18, 2018
This is really a question you should be asking the lawyer handling your bankruptcy. They should have an answer.
They say my wife is her fathers heir so she is also responsible and so am I since I am her spouse. This house is located in the state of New Jersey.
Are we responsible for a mortgage that we never signed for?
answered on Feb 14, 2018
You are not responsible, however your wife would have the option of being a part owner subject to the mortgage since her father passed. If the house could be sold for a profit and pay off the mortgage your Wife would be able to share in that money.
If your wifewants nothing to do with the... View More
answered on Feb 12, 2018
The fastest NJ foreclosure I have seen was about 180 days. The longest has been close to 6 years. It really comes down to the competency of the law firm foreclosing and the defense that is put up against the attorneys foreclosing.
So incompetent attorney versus competent attorney equals... View More
answered on Feb 2, 2018
Contact a member of the NJ Assn for Justice. Understand if it was a murder, chances are it will not make sense to sue the person that did it, unless someone else is involved, because there will be no money to get at the end from which to pay the lawyer--people that murder usually don't have... View More
There are no affordable rentals in or around the town my 3 children go to school.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 2, 2018
You can certainly try, however even if you are successful, that will only be for a brief period of time. You need to file a Chapter 7 Bankruptcy to eliminate the personal liability for this debt and other dischargable debts.
answered on Jan 31, 2018
You probably don't have access to LexisNexis or WestLaw so try https://scholar.google.com. Click on the "Case Law" and "New Jersey courts" radial buttons. Search for "doctrine of equitable conversion" OR "equitable conversion doctrine". After hitting... View More
lienholder has lien on 1 landlocked, 2nd lot vacant, driveway. Twp merged 2nd lot with abutting lot which is also undersized vacant lot under Doctrine of Mergers. Lienholder Complaint foreclosing prop address which includes both lots.
I argued with twp assessor this was not correct app of... View More
answered on Jan 29, 2018
You need to speak to an attorney. You have very complicated issues surrounding your property, and no attorney is going to be able to guide you through how to solve your problem without first reviewing your file. Reach out to an attorney who focuses on tax liens and real estate.
I had a rental property that was sold at sheriff sale in NJ--foreclosed on by first mortgage co. I know that NJ statute N.J.S.A. 2A:50-8 says that the junior lien holder only has 1 year to sue or debt is time barred. However, does this statute only apply to property that was primary residence... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jan 28, 2018
What you really need to be concerned about is filing a Chapter 7 Bankruptcy to wipe out any personal liability for your debts. You have been lucky so far, but don't push your luck. Chapter 7 Bankruptcy is not simply filling out forms. Trying to handle this matter yourself is not wise. You do... View More
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
