Get free answers to your Foreclosure legal questions from lawyers in your area.
answered on Jan 31, 2018
You probably don't have access to LexisNexis or WestLaw so try https://scholar.google.com. Click on the "Case Law" and "New Jersey courts" radial buttons. Search for "doctrine of equitable conversion" OR "equitable conversion doctrine". After hitting... View More 
lienholder has lien on 1 landlocked, 2nd lot vacant, driveway. Twp merged 2nd lot with abutting lot which is also undersized vacant lot under Doctrine of Mergers. Lienholder Complaint foreclosing prop address which includes both lots.
I argued with twp assessor this was not correct app of... View More
answered on Jan 29, 2018
You need to speak to an attorney. You have very complicated issues surrounding your property, and no attorney is going to be able to guide you through how to solve your problem without first reviewing your file. Reach out to an attorney who focuses on tax liens and real estate.
I had a rental property that was sold at sheriff sale in NJ--foreclosed on by first mortgage co. I know that NJ statute N.J.S.A. 2A:50-8 says that the junior lien holder only has 1 year to sue or debt is time barred. However, does this statute only apply to property that was primary residence... View More
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answered on Jan 28, 2018
What you really need to be concerned about is filing a Chapter 7 Bankruptcy to wipe out any personal liability for your debts. You have been lucky so far, but don't push your luck. Chapter 7 Bankruptcy is not simply filling out forms. Trying to handle this matter yourself is not wise. You do... View More
Hi, i won a bid on auction.com for a foreclosed property the property is being sold as is where is, i would like to know when i need to have a title (i conducted a title search but it still didnt come back) from one side i dont want to lose the deal in the other hand im scared of signing contract... View More
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answered on Jan 24, 2018
Any time, prior to purchasing a foreclosure, you need to retain an experienced mortgage foreclosure defense attorney, who will have the expertise to help you avoid problems with foreclosed properties, which can have devastating financial consequences for the uneducated and unprepared. To properly... View More
I've been in the HOME for 3 years and never missed my rental payment. I have a lease that expires May 31 2018. Do I stay and honor that lease and pay rent for property that's up for a sheriff sale. Or can I break my lease and move
answered on Jan 18, 2018
Your lease protects you. The buyer of the foreclosure sale will have to honor it. He would even be on the hook for your security deposit. Once your lease expires you would then become a month-to-month tenant of the new landlord. At this point, the new owner may request a rent increase. It is... View More
I moved out of the house 05/2011. I moved to Tx 3 years ago. I was in the process of buying a house and just found out that the said property went into pre foreclosure 08/2014, it is still under pre foreclosure. I can't get a mortgage because the title is still under my name. My question is,... View More
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answered on Jan 16, 2018
You need to retain an experienced NJ mortgage foreclosure defense attorney to handle this matter for you. Pick the best lawyer you can find and remember one rule: a good lawyer is generally never cheap, and a cheap lawyer is generally never good so don't choose based on price.
I filed Chaper 7 not keeping the home as it is underwater. Trustee said case will be closed in 30 days but I have not seen discharge papers am I still obligated to pay mortgage. The mortgage company just sent a order for hearing to remove the stay, date of this hearing is in 25 days. I thought I... View More
answered on Jan 9, 2018
If you want to stay in the house you need to pay. If you do not, then you do not. The clerk at holiday time takes a little more than 30 days to process papers.
mortgage companies attorney wants $10,200 not $8,200 we owe , says penilties etc... but we have been trying to pay backed amount owed since December 2017 mortgage company statement issued $8200. This attorney keeps giving us the run around saying he will call us back and ever does . We are scared... View More
answered on Jan 3, 2018
You have several options. I recommend speaking to an attorney directly about your specific issues. Most foreclosure defense law firms will give you a free consultation specific to your situation if you call.
The condo has a reverse mortgage from my mother, the condo has equity left over after mtg payoff. They want to begin foreclosure process 12/20/17. I need to negotiate to stop immediate foreclosure and allow us 6-9 months to sell the condo. We have no other assets.They won't give me a... View More
answered on Dec 18, 2017
Fortunately, the bankruptcy process is not fast. It can be completed in roughly 180 days. If you hire an attorney the time will be expanded if you exercise all of your rights for the proceedings. Most foreclosure attornies will give you a free consult and walk you through all of your options.
We both moved into a home with intentions on renting. The home ended up being put into foreclosure before any lease was signed. The bank now owns the home. He is stating he is my landlord and he is trying to evict me from a home no one legally obtains but a bank. Can he proceed and take me to... View More
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answered on Dec 11, 2017
You need to at least consult or retain the right type of attorney. You need to retain an experienced mortgage foreclosure defense attorney or a landlord tenant attorney to learn exactly what your rights are. This is not something that you can handle on your own, or get precise answers in an on line... View More
I did not reaffirm the home in Chapter 7. Foreclosure Court said they were not aware of the Filing. Was I suppose to include them on the mailing matrix. I need the stay there so they do not proceed with foreclosure at this time. The only thing I received was the initial complaint months ago from... View More
answered on Dec 11, 2017
You were not supposed to include the court. You were supposed to include the bank's lawyer in the case. Send the Notice of Filing to them as you proposed. The matter should be stayed until your case is over.
I already filed bankrupty Pro Se. And had my Hearing. But I need an attorney to tie up the loose ends. And I need them Pro Bono
answered on Dec 11, 2017
Contact the Bankruptcy Court. they can give you Pro Bono hotline
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answered on Dec 1, 2017
No! They cannot do so. A Case Management Conference is just about scheduling.Do not even think of handling a mortgage foreclosure case on your own, or there will be grave consequences. Only a mortgage foreclosure defense has the expertise to prevent you from having more problems than you can... View More
This is in regards to a commercial mortgage held in New Jersey. I'd also like to know how long this process takes and how much time the mortgagor has to fight it/draw out any proceedings.
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answered on Nov 19, 2017
Mortgage foreclosure is a very technical area of law. It requires a lender who forecloses on a property to follow very strict procedures. If you do not retain mortgage foreclosure counsel, you will probably not be able to successfully foreclose.If the borrower retains experienced mortgage... View More
Is there anything I can do?
answered on Nov 18, 2017
You should talk with an attorney as soon as possible that understands foreclosure law and bankruptcy. You may be able to redeem your home, but your time is limited.
She lives on Camden Police pension and VA disability pension with no savings. She has reverse mortgage probably with negative equity. How can she get out of the property ownership and avoid being continually fined for it's violations.
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answered on Nov 3, 2017
Call the Court and/or the Sheriff's office and ask. Or you can you retain counsel to handle this for you.
Thank you Mr. Siegel - the landlord does not have my security, she told me a long time ago. Should I just let her take me to court and then let the judge know I have the rent just didn't know who to pay? She keeps texting me the notice from the foreclosure papers telling me I need to still... View More
answered on Nov 2, 2017
Let her take you to court, but be prepared to pay rent to somebody. Do not blow the rent money so when time comes to pay, you have it.
owner in foreclosure, she told me to stop paying her, to save my money just in case. Now she wants to file bankruptcy to delay the process and asked me and the other tenant to pay $1000 to pay her legal fees, not for rent. I refused and now she is threatening to evict me and harassing me via... View More
answered on Nov 2, 2017
Do not pay her. You can take her to court for the security if you are allowed to have it. It depends on when your lease is up. If she is harassing you then you can report it to the police. Legally, you are best to write her and tell her in light of the foreclosure you will escrow the rent until... View More
The property is in NJ. My deceased mother and brother signed for the property. He let the property go into foreclosure. Now myself, my sister and other brother are being sued. We have no interest in this property. Is this possible without a legal document showing we have interest in it?
answered on Oct 31, 2017
You really should ask this question in Justia › Ask a Lawyer › New Jersey › Foreclosure, because the laws there may be different. But yes, it is likely that you were properly sued because you co-signed the mortgage note. If, in the foreclosure, the property is sold for less than what is... View More
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