They original lender of my private student loans wrote them off and sent them to collections. I checked my credit score on Credit Krama and it listed other federal and private student loan debt but the others where under collections by national collegiate student loan trust. I am on disability and... View More 
answered on Jun 15, 2018
The private student loan may be dischargeable under hardship if you have been found disabled by social security. You will need an attorney for that.
Been out of work since 9/17, foreclosure has started. I called laurel legal services for free help but was told I'm not eligible since I'm out of work. Can't they work out terms while you find work or get disability? I am so afraid I don't know what to do and I have no money at... View More
answered on May 23, 2018
To qualify for a chapter 13, pursuant to the statute, you must have regular income. It is a requirement of a chapter 13 that you have a regular steady income.
The issuer has made repeated promises to pay (verbally and via text) but has an excuse every time. Today we are scheduled to meet her to be paid in cash. It is likely she will, again, not show. It is our belief that the issuer knew the check was not covered at the time of issuance. Can we... View More
answered on May 10, 2018
If you truly intend to turn the matter over to the police, then communicating that fact to the debtor shouldn't be a violation of the FDCPA. Telling her that she'll be imprisoned and her assets seized if she doesn't pay? *That* would be a violation.
Best of luck to you, and... View More
I am the defendant in this case I sent bye certified mail to Magistrate's Office and collections office a request for production and have not yet received the certified notice that they received my request for production
answered on May 1, 2018
First, from your question, I can't tell if you are the plaintiff (creditor) or the defendant (debtor) in your collections case. That would be important information, right?
Second, your question is really too broad to even begin to answer. I'd liken it to going on a... View More
Car was financed thru Condor Capital. I contacted them on 3 separate occasions requesting they pick up the vehicle. During that time their vehicle contract license was taken away. The balance of the car and the missed payments are no longer on my credit report. I don't want to open up any... View More
answered on Apr 24, 2018
Contact Cary Flitter, Esq. at 888-668-1225 or consumers@consumerslaw.com. Great guy and his firm is in Narberth, and they have specific experience with Condor Capital. Please tell him I referred you to him, and best of luck!
After me for her past bills from before are marriage is this true.Also the bill collection people want to no my income and my information is this legal ? If not what can I do ?
answered on Apr 17, 2018
Bill collectors say LOTS of things - and they're not always honest. No, you are not responsible for your spouse's pre-marital debts. And no, you don't have to supply ANY information to bill collectors. In fact, you don't have to talk to them at all.
In addition,... View More
I had luekimia when I was 2 year's old. My mother got SSI for me by saying that I was terminally when I wasn't. Why is that debt put on me now as am adult??
answered on Feb 20, 2018
Should be no debt at all. Who says you owe money? If it is an overpayment, then you need to file a waiver saying it is against equity and good consience to charge you for money that she took when you were not at the age of consent and had no participation.
24 yr old community college student signed up for 4 online courses, but because of long-term terrible problems living with mother & father had to leave the family home to find an apartment. Thus she withdrew from school, but was not entitled to any refund. She received no instructional... View More
answered on Oct 25, 2017
Contact the Education Law Center in Philadelphia. They generally don't deal with college issues but may, and can suggest who you should contact.
Can any instrument be negotiated by two or more parties to be considered tender to pay off a debt between them, or do they have to follow that law, or code on what has to be used as the legal tender? thank you!
answered on Sep 12, 2017
In a famous example a check was written on the back of a cow.
Basically you just say pay however many dollars it is. Dollars presumes the legal tender known as the dollar. Get all caught up in reserve notes and the like and you are in coin collector land (paper edition).
KISS rule... View More
The property is jointly owned by us and we purchased it after we got married. I was unaware of the lien as my spouse hid it from me. I looked up one of the records and it showed that the case had expired in 2016. Does that lien still exist? Also, spouse just passed away recently and according... View More
answered on Sep 12, 2017
They shouldn't have. May be an unfair debt collection. Contact a consumer attorney--either attorney Bernard Ruub in Sewickley if you are in the west, or a member of naca in the east.
answered on Jul 13, 2017
Yes they can if they can prove it is her account as well and that she is the same person, meaning maiden name vs married name.
This is not a tax lien. Its in the state of PA.
How long does a judgement lien/levy hang over your head? When can you stop worrying about them coming to collect personal property.
There was a judgement made in June 2012. Aug 2012 the sheriff came and collected all the... View More
answered on Jun 19, 2017
Generally 6 years then it can be revived. You can declare bankruptcy. Might want to get a conuslt with a consumer lawyer to find out what your options are.
answered on Jun 5, 2017
Yes, the account can be attached unless you can show that the funds in the account are exempt funds.
The funeral director is telling me I gave him a verbal agreement that the funeral bill was going to be paid, but my step mother signed for the services and a acual contract. They are threatening to take me to a magistrate for the bill balance.
answered on May 9, 2017
There is something called the parol evidence rule. The parol evidence rule provides that evidence of additions or clarifications to a written contract, will not be permitted to prove the terms of the contract. The written contract governs the agreement between the parties. However, in order for... View More
answered on Feb 15, 2017
I assume its for a bill. They can collect the bill. If you are the person that asked about a NY health organization suing in PA look at my answer there. Find out what its about. If you had insurance, Medicare,Medical assistance then they should be paying. Do not ignore the case. File an "appearance"
answered on Nov 3, 2016
I am not 100% certain that I understand the question; however, child support can be deducted from your workers' compensation benefits. If your child support obligations are be temporarily suspended due to no income, you would of course have to notify child support of your change in... View More
So I was served papers, (well, my roommate was since I was at work) over a $500 medical bill I thought my old insurance co. would've paid. They had paid for everything else during my visits. This is from an old employer. I have already responded to the request, and plan to go myself without... View More
answered on Oct 16, 2016
one afternoon. check with your insurance. If they should've paid consider joining them in. Big issue is did your insurance pay or not.
answered on Sep 15, 2016
They have to get a judgment. Contact a consumer attorney to find out if there are defenses. www.naca.net
Are hospitals on PA allowed to file hospital liens on things such as auto accidents? Thank you!
answered on Sep 14, 2016
Yes. Any health provider or health insurer that pays for medical treatment for an injuryhas a lien for any injury case that comes from the injury that required the treatment. In the case of car crashes the insurance on the car for medical coverage comes first. They don't have a lien. Medicare... View More
I have been looking for employment as a paralegal and submitted my resume to a Scranton law firm who immediately contacted me via email the next day for an interview. I have fallen into financial straits and have fallen behind on medical and credit card bills. After reviewing the request for a... View More
answered on Aug 18, 2016
If it's the lawfirm that does debt collection it may not be anything other than their standard letterhead. Research the law firm.
If your other bills were refereed to them you would know. I don't know that it's illegal as you sent a resume to them--they didn't reach out... View More
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