Michael David Siegel's answer No. There is no need for the will or probate. The accounts go to you, and the annuity, on presentation of the death certificate, will go to the beneficiaries. If there is nothing else, you are done.
Michael David Siegel's answer You owe it, or there will be a tax foreclosure. The bank might pay it, but if they have not yet, the bank is not likely to do so in the future. The tax foreclosure goes like a regular foreclosure.
Michael David Siegel's answer If the house was sold at foreclosure, you have to be formally evicted to get out. But, the case is over and you are going to have to leave. Sometimes to avoid eviction, the buyer will pay you to leave more quickly, but you cannot go to court.
Michael David Siegel's answer Answer the summons. Your bank account can be frozen if there is a judgment. You might be able to unfreeze it with an exemption. Do not send a letter. Answer the case. Now that the case is in court, and payment arrangement should be in writing and a court order.
Michael David Siegel's answer If you are in bankruptcy, you do not have good credit. Also, you cannot do anything with your mortgage without court and trustee approval. Thus, the advice you are getting makes no sense all around. If no foreclosure has started, it takes years to foreclose. If you want to sell in the Spring, you will have plenty of time. The problem is in bankruptcy that takes court approval as well. Your bankruptcy lawyer needs to review whether your case is helping you at this point.
Michael David Siegel's answer You can call anyone you want. It is America. However, title insurance is complex, and not the kind of case that lends itself to pro se representation unless you know what you are doing.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.