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answered on Oct 20, 2020
You are asking the wrong question, of the wrong people. You are asking people who are experts in Workers' Compensation law about bankruptcy law. The three big categories of debt which generally cannot be discharged in bankruptcy are as follows: Court-ordered child support; debt which... View More
So in August I have gotten a ticket for no insurance. But I had brought proof of insurance to bring to court on September 23rd, they said I have gotten the insurance too late about it. So I have to pay a fine and on court supervision. Today October 19 I had court for a terrible accident on... View More
answered on Oct 19, 2020
If your insurance was active on 9-12-20, you should* be alright. Understand that the officer did NOT cite you with "speeding," he cited you for going too fast for conditions. 15 mph can be "too fast" on ice. You can hydroplane at 30-40, depending on tires and vehicle weight... View More
as a contractor, I do not have worker compensation insurance. I hire people to do the job. how can I protect myself from job site injuries happening to any of the laborers.
answered on Sep 28, 2020
Easy. You require that any Sub provide proof of WC insurance BEFORE you agree to do business with them and keep a copy on file. This does not mean that you MAY be on the hook if the Sub's WC coverage lapses and someone is injured. It's the best you can do.
answered on Sep 23, 2020
The work performed by an attorney is often not apparent to the client. You also need to recognize that you may not be entitled to any refund from the first attorney. The much better course of action is to meet with the attorney and give them an opportunity to let you know exactly what they have... View More
$25.000 left for pain & suffering. Can i despute this?
answered on Sep 17, 2020
You need to restate your question in terms that we can understand. A "judgment" can ONLY be rendered by a Court. If you really mean a "Judgment" of $25,000.00, you have an attorney and should discuss this with him/her.
Insurance companies CANNOT Lien anything. They... View More
I was at a light when someone honked and accelerated quickly as I did and tried to cut around me quickly getting very close to my car without using a turn signal, I didn't allow them to pass until we were both well over the legal limit and although I should not have we both drove recklessly as... View More
answered on Sep 15, 2020
The important thing here is that you recognize that your behavior was ill-considered and could well have ended in your arrest/and or loss of your driving privileges. Let it be a lesson learned. Wherever you are, stay there for the evening. No officer is going to issue a ticket for behavior that he... View More
I know president Trump just passed a new animal abuse law
answered on Sep 7, 2020
No President has the authority to pass any laws. That is the exclusive province of Congress. I cannot speak to Federal Law, but Indiana State Law (IC 35-46-3-12.5) protects against Domestic violence animal cruelty
Sec. 12.5. A person who knowingly or intentionally kills a vertebrate... View More
We had a verbal agreement that he would help with all the repairs. He has decided not to return to our home because his mother bought him a car (just turned 16) and doesn't like he would be grounded from the car at our home until the repairs are done to my car.
The mother is... View More
answered on Sep 1, 2020
You ask: "Is it too late to report the damage?" Too late to report the damage to whom? If I understand you, correctly, you are saying that a 15-year-old drove one of your cars into your house, damaging both the car and the house. You also state that you made a "verbal... View More
If a vehicle is traveling down an alley to a road and must cross a sidewalk to get there who would have the right of way between the vehicle and a pedestrian walking down the sidewalk? Note the vehicle came to the intersection where the sidewalk is located before the pedestrian crossed into the... View More
answered on Aug 27, 2020
In such a situation, the pedestrian ALWAYS has the right-of-way. If a pedestrian walks into the side of your car, that's on the pedestrian.
Can a police officer be at fault for giving a speeding charge and not a disregarding a stop sign? What if that same officer has been harassing the one charged?
answered on Aug 27, 2020
Your question is not stated clearly enough to give you a definitive answer. If you are saying that a moped was proceeding straight, through an intersection for which it had the right-of-way and the car entered the intersection from the other road, failing to stop at the stop sign, the vehicle that... View More
answered on Aug 27, 2020
Sorry for your loss. If you mean that she was in a fatal accident while traveling in a car insured by your father-in-law, that has nothing to do with it. You have the right to pursue a Wrongful death suit against whomever caused her death. If she was a passenger, you are entitled to the policy... View More
She has placed me in a Nursing Home and I have no say in anything. She does not respect my rights, she just treats me as if I don't exist! Her attorney appointed an attorney ad-lit-um for me who I have not heard from for over a year!
answered on Aug 2, 2020
Conversion is just a fancy word for steal. If you suspect that your guardian-ad-litem has stolen your property, simply request an accounting. The guardian's failure to account for ANY part of your property would constitute a breach of his/her fiduciary duty to you and subject the guardian to... View More
answered on Jul 8, 2020
Who's auto insurance denied what claim and under what circumstances? Who was at fault? These questions and more would need to be addressed before anyone can advise how you should proceed. If you don't have a written denial, the claim is NOT denied and you certainly cannot sue the... View More
Lady pulled out in front of him.grandson and great grand kids OK.She had no insurance. His insurance Progressive is offering him $4500 for his classic car that's worth way more than that. They gave him $2000 for lost work and injuries and $750 for each child. they are low balling him on car.... View More
answered on Jun 18, 2020
You say that he processed an uninsured motorist claim (called a UM claim) with his own carrier so he's done. He did that INSTEAD of suing the at-fault driver. When you pursue a UM claim, you give YOUR insurance the right to sue in your stead and they will do so. If you do not agree with... View More
What other options are available if speed bumps are illegal?
answered on Jun 1, 2020
YOU CANNOT install ANY type of traffic regulation on ANY public road. Contact INDOT for more information.
The car is a total loss. The insurance company is offering me a settlement amount that will pay off my outstanding loan, but leave me almost nothing for a down payment on a replacement vehicle, so I'll have to deplete my savings to get another car, and even if I get the same year, make and... View More
answered on May 22, 2020
You owe it to yourself to discuss your case with a personal injury attorney to determine what they can do for you. Our fee is based on recovery for injuries so it would not affect any recovery for damage to your vehicle. That said, it is rare that your car would be totalled without you sustaining... View More
My family was rear ended in Jan 2020 and they had no proof of insurance at the time of the accident so it was a mandatory court appearance and we were encouraged to appear. In court he submitted insurance to the court, getting the ticket dropped, but when I submitted our outstanding bills to the... View More
answered on May 19, 2020
Go to the prosecutor who handled the Hearing in February and provide him with your correspondence from the other driver's insurance company stating that the insurance was not in effect on the date of the accident.
If the Defendant has any motivation to drive, legally, he will pay... View More
My brother took my car without my permission and another car hit him on the eway. But my brother doesn’t have a license or ID so he ran because he was scared of going to jail. I don’t want to press charges on my brother at all but I want my car fixed. He was able to get a picture of her ID and... View More
answered on May 19, 2020
If you can prove that the accident was the fault of the other driver AND if she had insurance, her insurance will pay for your car.
If your brother lives with you and he is not on your policy, you had to expressly exclude him from coverage so your insurance will fight the claim. Even if... View More
I know this sounds like a simple question but what if have insurance for your own vehicle. can that insurance pay for the damages.
answered on May 14, 2020
It depends on many factors. On the one hand, you cannot own 4 cars, insure only one, and expect that you are covered for all four. The insurance company would cry "fraud." On the other hand, if the uninsured car belonged to someone else, and you do not drive it regularly, the damage to... View More
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