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3 Answers | Asked in Real Estate Law, Probate and Estate Planning for Maryland on
Q: As personal representative of closed estate should l sell house even if 3 heirs want to keep house in family?

There are 6 heirs. There is no more money to pay taxes, repairs etc. 3 heirs want to stop sale. I want to sell asap as is

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on May 1, 2020

In estate administration with real estate, one of two things should happen: either real estate gets sold and cash proceeds disbursed to heirs after paying expenses OR all the expenses get paid and any real estate gets deeded to the heirs. Sometimes one or more of the heirs will "buy... View More

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3 Answers | Asked in Real Estate Law, Tax Law and Business Law for Maryland on
Q: I own a sngl-mbr LLC (reg'd in FL). I own a home in MD. I want to rent it entirely to my LLC to operate business. Legal?

Is it legal for me to rent out my Maryland state home to my LLC (Registered in FL)? My LLC's principle address is the same as my Maryland home, but now I want to rent the home entirely to the LLC and move out. I would live somewhere else, but use the home for business purposes only. Given the... View More

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on May 1, 2020

"is it legal" might depend. If you are asking whether you can operate a business out of a residential address, that usually depends on the zoning. In some counties you will need to get a Zoning Certificate of Use before commencing any operations. In many counties, an owner-occupant... View More

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1 Answer | Asked in Real Estate Law and Landlord - Tenant for Maryland on
Q: Are landlords allowed to go & maintain rental properties under the stay-at-home order in MD, if properties are vacant?

Tenants are moving out, but as an owner/landlord, I need to switch out locks, clean, and maintain the residential rental property. As an owner, if my rental home is vacated, am I allowed to go, under the current COVID-19 MD stay-at-home order?

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Apr 21, 2020

At the outset, we are working under a totally new set of rules and while attorneys can attempt a reasonable stab at interpretation, no one has had the ability to see how things would play out if challenged. Under the Maryland order, employees and owners generally may go on-site to non-essential... View More

4 Answers | Asked in Estate Planning and Probate for Maryland on
Q: I have just been notified that my bilogical father passed away. He had no will and I'm the only living heir

I have had no relationship with him nor anyone for almost 50 yrs. Apparently he really didnt have anything. A crappy car, bank acct. I live in TN his estate is in MD. My question is what do I do? I'm not spending a penny to do anything for a stranger for might be nothing in the end. Help

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Apr 21, 2020

It is not possible to get assets titled in the name of the deceased person without opening an estate. When someone passes in this state with less than $50,000 in total assets, the estate counts as a "small estate" with a streamlined process and usually less expense than a regular... View More

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1 Answer | Asked in Real Estate Law for Maryland on
Q: Can a mortgage company add fees to the loan that raises the balance, but not list the amount of the fee

Our mortgage was sold last year to another lender, and the new Servicer inflated the loan balance, but not listing the amount or what it is for

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Apr 17, 2020

A lender can only charge what fees the loan documents allow. While a borrower should carefully check the paperwork signed, normally if a mortgage is being paid on time the only charges allowed by the loan documents will be principal and interest plus any escrows (taxes/insurance). A borrower... View More

3 Answers | Asked in Landlord - Tenant and Real Estate Law for Maryland on
Q: Can a tenant legally remain in a property that is being sold?

I am in the process of buying a house. The house is currently occupied by tenants. The tenants were given notice of the home being sold by the sellers on April 1st, giving them 30 days to move out. The tenant refused to let our inspector inside the house due to COVID-19 risk, but agreed that the... View More

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Apr 15, 2020

There are two intertwined questions in the scenario. First, can a tenant "legally" refuse to leave if their lease is up and they've been given proper notice? Assuming the appropriate notice has in fact been given, legally, "No."

That said, the second and...
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3 Answers | Asked in Land Use & Zoning, Real Estate Law and Estate Planning for Maryland on
Q: How Do You File For Eminent domain In Maryland Is It That I Go To The Court Or A Special Place / Online / Dref My Oun.

Regarding Baltimore City and and St Mary's Country

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Apr 8, 2020

Eminent domain is a governmental action initiated when the government wants to take over real estate for some public purpose (for instance, to build a highway ) and a private person cannot "file for" it. If a private person feels they have possession or ownership rights to a piece of... View More

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4 Answers | Asked in Real Estate Law for Maryland on
Q: My dad died without a will owning land with his siblings, his only sibling alive is selling it now who gets my dads part

My mom also passed he had bo will she did

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Apr 7, 2020

It will depend on whether the siblings owned as "Joint Tenants" or as "Tenants in Common." One way, the surviving sibling owns 100%, the other way, each sibling who died would still have a share that would go through their estate(s). A probate estate would need to be opened... View More

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1 Answer | Asked in Family Law for Maryland on
Q: How can I find out if my sister has power of attorney over my 91 year old grandfather&what kind of POA she may have?
Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Mar 31, 2020

While family may have a natural desire to know what planning documents an elderly relative has in place, those details are private and there is ordinarily no obligation for a grandparent (or other planner) or the person named as attorney-in-fact to reveal the details to any other relative.... View More

1 Answer | Asked in Land Use & Zoning for Maryland on
Q: Neighbor claims Right-of-Way, and blocks back yard driveways. How can I find out who legal owner of the road is?

He made another neighbor cut off about a two-foot section of their driveway because it was on his road. He is refusing access to this road. It is classified as a Right-of-way. He says he has a lawyer and is trying to make neighbors sign a form saying they will remove all encroachments and not... View More

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Mar 31, 2020

To the question "How can I find out who legal owner of [a particular road or property] is?" A survey and/or a title search can usually answer the question. A title search goes through the land records and can reveal whether someone lawfully owns X sq. feet of land or show whether or... View More

1 Answer | Asked in Real Estate Law for Maryland on
Q: i am trying to find out in the state of MD how much a broker is allowd to charge on a residental purchase of a property
Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Mar 31, 2020

Whatever the broker and the property owner agree to. Maryland law does not mandate any kind of brokerage commission for private sales, though there usually are reasonable and customary "norms." If you call several brokers you will probably get a pretty good sense of the normative range... View More

2 Answers | Asked in Estate Planning for Maryland on
Q: How can I find out the contents of the will of an elderly parent who is still living but will not reveal the contents?

There is a deceased spouse who is also joint owner of the will and three adult children are the beneficiaries. The main asset involved is a house that has been paid off.

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Mar 24, 2020

Maryland law allows planners to maintain absolute control and privacy over their own Wills -- so long as they are living there is no obligation whatsoever to disclose the contents to anyone else.

Wills are typically (though not always) stored in the Register of Wills' vault - the...
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2 Answers | Asked in Probate for Maryland on
Q: My mother died with no will and her only asset is car worth less than 20,000. What can I do?

My mum passed away leaving only a car with a trade in value of $17000. The car has been paid off by credit insurance but the bank has reposed the car and would not release it to me until I prove am authorized to be given account information. I am the only imediate family member residing in the... View More

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Mar 31, 2020

Typically you'd need to open an estate and get "letters of administration" to have legal authority over assets titled in the deceased person's sole name.

Maryland has a streamlined process for small estates and if the only asset is a car worth less than $20,000, it will...
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1 Answer | Asked in Real Estate Law for Maryland on
Q: I put a double security n rent as well as a holding fee never signed a lease but landlord wont return money what do I do

He said I had to pay for blueprints n other work he had done while we were trying to come to an agreement. That shouldn't be on me for improvement to his building correct. He has 12 grand my entire savings. I m a single mom who is still out of work I need my money back

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Mar 10, 2020

The answer will vary dramatically depending on whether this was a commercial or residential lease.

Residential leases have very clear guidelines on how a security deposit is handled and strict timeframes for return of the deposit. Commercial leases on the other hand generally are up to...
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2 Answers | Asked in Real Estate Law for Maryland on
Q: The appraisal just came back low on the home I am selling. My real estate agent said only the buyer can contest. Why?

I responded by telling her it was my understanding I could challenge the buyer's appraisal by having my agent call the lender. My agent agreed to make the call. However, I'm concerned as to why my agent was untruthful with me about my right to contest. The home is under contract, but... View More

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Mar 10, 2020

Thanks for your post.

Federal law requires that lenders give a copy of the appraisal to the BORROWER for residential loans. This is an expansion and relatively recent change in the law - historically lenders didn't give copies of the appraisal to anyone, including the buyer/borrower,...
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1 Answer | Asked in Real Estate Law for Maryland on
Q: What specific legal services will I need to sell my house directly to a buyer without involving a real estate broker.
Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Feb 24, 2020

Typically you'd want an attorney to help draw up the contract (or review a contract presented by a buyer) and advise on mandatory disclosures. Depending on the situation an attorney might also assist with negotiation and/or attend settlement if so desired.

By law the buyer has the...
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2 Answers | Asked in Estate Planning for Maryland on
Q: Options for transferring retirement accounts to heirs?

There are no designated beneficiaries on the accounts.

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Feb 19, 2020

If a retirement account has no beneficiaries, it usually defaults to the estate of the deceased. An estate attorney can help navigate the process of estate administration and you're encouraged to seek legal advice if you are the personal representative listed in the Will (or family member of... View More

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2 Answers | Asked in Criminal Law and Estate Planning for Maryland on
Q: When does the beneficiary receive a copy of the Will?

Executor is one of the 3 benificary. 2 siblings have seen the Will only telling the third that the house is listed to be divided equally. 3rd has not seen the Will. Has asked for a copy & is ignored. The individual passed away 12/14/2019. What happens when a house is involved in an inheritance... View More

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Feb 14, 2020

As another attorney noted, a Will is a matter of public record once an estate is opened. Additionally, once an estate is opened notice is specifically sent to all interested persons in the estate. The law does not set an exact time to open an estate after someone dies, but a personal... View More

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2 Answers | Asked in Real Estate Law for Maryland on
Q: Is "joint tenants unto the survivor of them, their heirs and assigns" same as "joint tenancy with right of survivorship"
Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Feb 13, 2020

Yes. (though it should read "...joint tenants and unto the survivor of them, their heirs...")

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1 Answer | Asked in Estate Planning for Maryland on
Q: Are there any circumstances where a PR/Beneficiary must wait a time period before selling estate property?

My mother's estate was opened in VA in Jan. She owned a home in MD. I am being told there is a mandatory 6 months waiting period per MD law so that Creditors can file a claim. However I was under the impression the property could be sold immediately but the proceeds would then be held in... View More

Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Feb 7, 2020

Maryland law does not mandate waiting 6 months to market/sell property, but proceeds should not be disbursed to heirs until 6 months have passed, any payments are prioritized according to the order set forth in MD law and the court has approved the accounting.

While not legal advice, I...
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