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Florida Real Estate Law Questions & Answers
1 Answer | Asked in Real Estate Law for Florida on
Q: Buying property from seller in Divorce. Defendant wont leave property.

Im buying property from a seller in a divorce situation. One of the parties is refusing to leave home. Seller has filed multiple motions in court. Court requires a POA and a neutral 3rd party witness for Defendant's signature. Seller has lead me to believe this would close quickly but it has... View More

James Clifton
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James Clifton
answered on Mar 22, 2023

Without a court order, you cannot purchase the property. You definitely cannot purchase the property from only one party, especially if it is marital, homestead property. You cannot force one party to sell during the pendency of the divorce either. If you are using a real estate agent, this would... View More

2 Answers | Asked in Real Estate Law, Landlord - Tenant and Probate for Florida on
Q: Ejectment after being deeded property from a Will.

I was the executor of my father's will. He owned a non-homestead house in another county. I filed a probate case and was deeded the home after disposition. A half sibling (step brother to my father) has been living in the home for 17 years and was on the mortgage (not the deed). I am now... View More

Barbara Billiot Stage
Barbara Billiot Stage
answered on Mar 20, 2023

The step-brother may have been paying the mortgage and might have a claim for those payments as well as any money he invested into maintenance and repairs if he was not paying rent. It seems a bit unusual to me that he was on the mortgage but not the deed. Usually someone signs a mortgage to... View More

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1 Answer | Asked in Real Estate Law for Florida on
Q: I need to find out if I am covered on my insurance for the sprinklers in my condo I have insurance

I was told anything inside the unit os the condo responsibility. Insurance company is not reliable. Can you help me I have little money want want to be insured. I live in the bluffs marina.sprinklers and pipes are breaking. Thank you

Barbara Billiot Stage
Barbara Billiot Stage
answered on Mar 20, 2023

A condo lawyer would have to read the Declaration of Condominium and Bylaws for your association to give a proper answer. Generally, anything from the bare sheetrock out is the condominium's responsibility and anything from the sheetrock in, including paint, floor coverings and other... View More

2 Answers | Asked in Real Estate Law for Florida on
Q: I own a condo in Florida. The Condominium association is requiring all water heaters over ten years old to be replaced.

My water heater sits in a pan with a well maintained drain, so the risk of flooding in the event of a leak is mitigated. Can the board legally require replacement, under the threat of legal action to enforce? Our bylaws make no mention of an authorization to require replacement of water heaters... View More

Barbara Billiot Stage
Barbara Billiot Stage
answered on Mar 20, 2023

Probably. Most modern water heaters have a life of 10 years if you are lucky. The consequences of a water heater failing could be more than just a leak filling up a pan and could flood your unit, which would damage adjacent units. If the condo association adopted this under their Rules and... View More

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3 Answers | Asked in Real Estate Law for Florida on
Q: Is it legal in a real estate contract to inflate purchase price then have seller return money?

A buyer presented me with a contract with an inflated purchase price of $120,000 more. He is using a DSRC loan to buy it. He added an addendum stating I woud return $120,000 to him at closing for property management and maintenance. I was hesitant on signing and his broker told me because its a... View More

James Clifton
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James Clifton
answered on Mar 19, 2023

A DSCR loan is a debt service coverage ratio loan. It is a special type of investment loan that compares debt service, interest and principal paid on a loan, to the net operating income of the property. However, what this buyer is describing is mortgage fraud, and you definitely don't want to... View More

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1 Answer | Asked in Real Estate Law for Florida on
Q: Hello, I am looking to buy a property that is landlocked. I would like to know my rights for the access easement.

This property is located in Marion county, Florida

Terrence H Thorgaard
Terrence H Thorgaard
answered on Mar 17, 2023

If you buy that real estate, your rights to access it may well be addressed in Florida Statute 704.01 (way of necessity). For further information, review the statute here:

http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0700-0799/0704/Sections/0704.01.html

2 Answers | Asked in Real Estate Law and Estate Planning for Florida on
Q: My father passed away in Florida. His widow became the Life Estate Owner & I as his son became the Remainder Owner.

Can I take legal action against her if she refuses to pay taxes, insurance & maintenance of property?

Please advise! Thank you!

James Clifton
PREMIUM
James Clifton
answered on Mar 11, 2023

You could bring an action for waste and include a request for an injunction that would prevent further waste by forcing the life tenant to make repairs, pay taxes, and otherwise keep the property in good order. A partition action may not always be available depending on how the life estate was... View More

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1 Answer | Asked in Real Estate Law for Florida on
Q: When does my co op board have to give specific dollar amount about for a special assessment before expecting payment?
Barbara Billiot Stage
Barbara Billiot Stage
answered on Mar 10, 2023

The process is for the board to give notice of a meeting 14 days in advance of the meeting to vote on the special assessment. Once the assessment is approved the board needs to send out a notice to the owners of the special assessment. There is no specific law of when the assessment can be... View More

2 Answers | Asked in Contracts and Real Estate Law for Florida on
Q: What remedies available to seller if title company did not pay & 30 days has lapsed & no proof of payment or tracking no

Seller sold property and title company handle closing. On Feb 7th 2023 title company assured seller that a Cashiers Check was Prepared and sent to him via regular mail.

30 days has elapsed and seller did not receive his check nor can the title company provide copy of Cashiers Check or a... View More

Jane Kim
Jane Kim pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 8, 2023

There are legal remedies available, of course.

The title company must follow the acceptable accounting principles, applicable Florida Statutes and the Florida Administrative Code to maintain accurate records of their financial transactions, including records of all escrow transactions, and...
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1 Answer | Asked in Real Estate Law, Civil Rights and Landlord - Tenant for Florida on
Q: I let someone stay with me a month for free, now they are trying to have mail sent to establish residency. What can I do

What can I do to stop them from ever entering the property again.

Charles M.  Baron
Charles M. Baron
answered on Mar 8, 2023

1. Give written demand to leave (either immediately or give a deadline of your choice), and keep a copy; good to give verbal demand as well;

2. If the person refuses, read Fla. Statutes Section 82.035 (which is online) - that provides a remedy of having the police order the person to...
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1 Answer | Asked in Real Estate Law and Probate for Florida on
Q: HOMEOWNERS ARE BOTH DECEASED without a will. Mortgage was with USDA with a recapture sole surviving son and daughter in

Son and daughter in law cared for aging parents (homeowners) until their deaths. No WILL. Son continued to pay the mortgage payments until mortgage was paid off. Home developed a slab crack and insurance was cancelled. Home burned to the ground Jan 1 2018. there is no building just land. My... View More

Jane Kim
Jane Kim pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 7, 2023

Here is from a basic Google search:

Please call our Customer Service Department at 1-800-414-1226 or 1-800-438-1832 (TDD/TTY Hearing Impaired Only) to find out if your loan is subject to recapture or to receive payoff information.

There is no way anyone can address the rest of your...
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1 Answer | Asked in Real Estate Law and Landlord - Tenant for Florida on
Q: If my partner moves in with me and pays rent and improvements is he eligible to received any profit from sell of my home

I own a home in manatee county Florida. I allowed my partner to move in with me. He pays half the bills in form of a rent check to me monthly. He also paid half of getting my main electrical box replaced ($2900.00).

Barry W. Kaufman
Barry W. Kaufman
answered on Mar 7, 2023

Were you to sell your house, he would be invisible to the title company, as he is not on the deed. He would not be entitled to share the profits of the sale, as he would be if he co-owned the home.

Whether he can sue you for some amount as compensation for the contributions he has made, and...
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1 Answer | Asked in Land Use & Zoning, Landlord - Tenant, Real Estate Law and Tax Law for Florida on
Q: Is an HOA liable for known misrepresentations made by a home developer, on HOA controlled property?

If the HOA knew of the misrepresentations, intentional fraud, right? If they didn't know, negligence fraud, right? And any related parties aware and benefiting from said misrepresentations are conspirators, no?

Barbara Billiot Stage
Barbara Billiot Stage
answered on Mar 4, 2023

Generally, no, but that answer could change depending on the misrepresentations. If any of the misrepresentations conflict with the language in the HOA documents, which are public record, the HOA would not be liable because owners are deemed to have read the HOA documents whether they actually... View More

1 Answer | Asked in Contracts and Real Estate Law for Florida on
Q: Can we have a lawyer make a contract to pay off the rest of the mortgage amount just between us and a mobile homeowner?

Basically, a lot of lenders do not want to give out loans for mobile homes. So as a solution, we want to have a lawyer create a contract between us and the owner of the mobile home so we pay him the deposit immediately. but pay off the rest of the amount with interest monthly. just like a bank but... View More

Jane Kim
Jane Kim pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 3, 2023

Of course it is possible and advisable. A lawyer can advise you on the type of document needed, and it will depend on whether your mobile home is considered real property. Regardless, it can either be a mortgage or chattel mortgage, or a note to repay debt.

It is a good thing you asked...
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1 Answer | Asked in Real Estate Law for Florida on
Q: Florida warranty deed. If either party passes away, does the survivor automatically receive the others 50%?

Single family residence in Miami-Dade county. The deed for the property is on my name and my mother's name, she lives there full time, claims homestead, while I live in another city in FL. If either party passes away, does the survivor automatically receive the others 50%? The deed identifies... View More

James Clifton
PREMIUM
James Clifton
answered on Mar 2, 2023

Not under the current circumstances. You hold title as tenants in common. You would need to have a deed that shows you and your mother as joint tenants with right of survivorship.

1 Answer | Asked in Real Estate Law for Florida on
Q: Who is responsible for a drain clog in FL rental.

Plumber says “may be wipes” septic pumped and guy who pumped says “saw some wipes” in tank. Renter denying they use wipes and doesn’t want to pay bill. Plumber uncovered entire line to sewer. No cracks, tree branches in lines. Worked fine after clog removed. Septic guy pumped tank and... View More

Barry W. Kaufman
Barry W. Kaufman
answered on Mar 1, 2023

You should take your lease to an attorney to determine who might be responsible for that sort of thing.

1 Answer | Asked in Contracts and Real Estate Law for Florida on
Q: What would be the estimated cost (legal & governmental) to divide a current HOA into 2 separate HOA's ?

Manatee county, Florida. Background: HOA of 99 residences, 66 single family homes, 30 villas, with dissimilar services, separated by a county highway. HOA Board controlled by SFHs. Services denied or delayed by HOA Board to the villas.

Barbara Billiot Stage
Barbara Billiot Stage
answered on Feb 27, 2023

It depends on the language in the HOA documents and any shared amenities. It's impossible to say how much it would cost because it would likely require litigation if the board is not in agreement. It could cost anywhere from tens of thousands of dollars to up to $200,000 or more if it goes... View More

3 Answers | Asked in Real Estate Law, Estate Planning and Probate for Florida on
Q: Can an owner QC the deed of their property to someone if that property is listed in their Trust to go to someone else?

If someone has an irrevocable Trust for their home that is paid off, can that person sign over a quick claim deed on their home to a different person? My mother in law passed away last year. She has a Trust that gives the house to her 3 children. However in 2020, one of her grandchildren had... View More

James Clifton
PREMIUM
James Clifton
answered on Feb 27, 2023

In order for the property to be considered part of the trust, known as corpus, the deed to the property must be in the name of the trust. In this case, it sounds like the settlor, the person who created the trust, had not transferred it to the trust and still owned it in her individual name.... View More

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2 Answers | Asked in Real Estate Law for Florida on
Q: Is an amendment to condo docs enforceable against an owner who votes against it?

Amendment requires 75% approval and passes but I vote against it. Am I grandfathered in under old docs?

Barry W. Kaufman
Barry W. Kaufman
answered on Feb 27, 2023

No, you are not grandfathered because you voted against the amendment. The amendment itself would have to specify those would be grandfathered under the previous rule.

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1 Answer | Asked in Real Estate Law for Florida on
Q: I hope someone can get back to me asap. These are 2 of several urgent issues. Real Est law seemed the best category.

(1) Back in November 2022, I received a Cease & Desist Letter effective immediately and permanently to send emails for the health, safety, and welfare of the Management Team. If I didn’t do what they told me, they would file litigation against me. The 9 or 10 emails in a 5-month span that... View More

Barbara Billiot Stage
Barbara Billiot Stage
answered on Feb 27, 2023

You didn't post a question. A cease and desist letter isn't really worth the paper it's written on. It is only effective if it's a court order from a judge but it is a warning the association may pursue legal action against you.

The management company may be deflecting...
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