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ok i have old balance since 2012 debt with protofollio recovery,i got garnished where lawyer fees and 75$ garnishment fee included so its exceded 15% of my pay check,yet after 7 month of garnishment i got fired,then after a year this protofolio recovery wants to start again with the same balance... View More 
answered on May 9, 2019
This question (or rather, these questions) are to complex and convoluted for anyone to make sense out of. I suggest you get someone to help you compose a legible explanation in chronological order, eliminating unnecessary commentary and then post it as a new question(s).
Im expexting over 6k back
answered on Mar 31, 2019
If you have exemptions left, you may protect some or all of it with your exemptions. If not, the trustee will likely distribute it to your unsecured creditors. You should discuss this with your babktmruptcy attorney immediately.
My wife and I found ourselves in a considerable amount of debt in the last year because I had to take time off from my job and recuperate from surgery that I had. We just couldn't keep up with everything with the small amount of income that was coming in. We tried to do the right thing and... View More
answered on Mar 29, 2019
What you did was give away an asset that belonged to you prior to filing bankruptcy.
Giving away the house is no different than giving away money or stocks and bonds.
The Trustee has a right to get that house back and sell it to pay the creditors.
The Trustee won't have... View More
We used money from sell of home to pay debt, work on and furnish a home we have financed. We are buried in debt now and went from 2 job household to one job household. We could afford pmts on home the house and a vehicle and that is it.
answered on Mar 2, 2019
If you sold it to your son for the true market value, the answer is yes. However, if it was not a legit arms kength transaction, you should not file before consulting a competent bankruptcy attorney.
I filed Chapter 7 Jan 2018 . I did have a vehicle at the time (Used vehicle) i got in 2017. I wanted to keep because i needed transportation. The car is not good and costs thousands of dollars to fix and i no longer want or can afford. Is there anything that i can do to change that reaffirmation... View More
answered on Feb 15, 2019
Unfortunately, if you reaffirmed the debt, you’re stuck paying it unless you can. Egotists some kind of settlement with the lender. Consult your bankruptcy attorney for options but I think you’re going to have to pay for it.
answered on Feb 7, 2019
Your question is really not that clear. If a judgment has been entered against you for a Driving on Suspended Ticket, you typically just have to pay the fine or deal with failure to appear. Driving on Suspended is a Class A Misdemeanor which is punishable by up to 364 days in jail and up to... View More
answered on Jan 7, 2019
The home will be property of the bankruptcy estate. Depending on the value of the home and your exemption will determine if the bankruptcy trustee will take the home and sell it. You really need a local bankruptcy lawyer to advise you of your options. Good luck!
Or means test
answered on Dec 3, 2018
Pension income is exempt although it can be used in the means test calculation as to whether there is presumptive abuse.
answered on Nov 23, 2018
Most statutes of limitations are 15 years if a written contract and 5 years for an oral contract.
answered on Nov 9, 2018
In most cases, the answer is no, it does not. There are certain limited instances that it does, and I suggest you consult with a live bankruptcy counsel in your area
answered on Oct 26, 2018
Your question is very complicated.
Illinois allows certain exemptions, such as for homestead.
If you sell for under market or give away assets prior to filing, the trustee can get those items back and sell them and pay your creditors with the money.
Check with a bankruptcy... View More
I am seeking some financial help and/or, Pro-Bono, or very low cost legal representation in a Divorce case filed against me in Lake county IL.
My husband left " for a new Job" one year ago, leaving our 11y,o daughter ( w/Autism) & me behind. It was our intention to join him... View More
answered on Oct 13, 2018
Check with legal aid and the local bar association where the case is filed. They can help you find a lawyer.
answered on Oct 12, 2018
7 or. 13 could help but you need to have a local attorney review your financial situation.
over $16,000 in debt, plus over $10,000 on car load, and a mortgage to pay.
answered on Sep 28, 2018
Check with your local bar association or legal aid society.
https://ibb.co/nqMAj9 this is basically a notice about a 10 year old debt asking for validity or being sued. The debt is apparently over $16,000+ and I don't remember anything about it.
I need these calls to stop and leave me alone. I do have a federal loan situation, so I know those... View More
answered on Sep 27, 2018
No. Either the debt is valid or it is not. Demand verification of thr debt under USC 1692. They must cease calling and contacting you until they comply.
answered on Sep 19, 2018
If you can show where the money went I to your account and how it was used, you may be able to defend trustees claim.
Now atty says trustee want to settle for 15k. this sounds like extortion to me. What is going on?
answered on Sep 19, 2018
Need more info and explanation as to what the 15 k claim is for.
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