Get free answers to your Foreclosure legal questions from lawyers in your area.
The spouse was not on the deed (married 2 months) and another individual was added to deed. Mortgage has been paid 3 years following death of loan holder
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answered on Jul 17, 2024
Being a grantee on a deed does not make you liable for a mortgage indebtedness. Who signed that note or his estate will be liable for the loan.
answered on Oct 10, 2023
When in an active bankruptcy case, especially a Ch. 13, there is an automatic stay of any actions against the property of the debtor's estate and/or the debtor, to collect a debt.
In order to proceed with a foreclosure case in a non-bankruptcy court, the foreclosing creditor must... View More 
The notice states they are acting on behalf of US Bank, who she has also never had any accounts with. They name my Dad first in the notice, but he passed away in 2011. What step should she take first?
answered on Aug 28, 2023
See an attorney immediately. After the home is sold at an auction you cannot get it back. It may be there is a loan out there he signed for. It may be identity theft. But you really need an appointment immediately. At the start of a case there are defenses you lose if you don't assert them... View More
answered on Jun 15, 2023
It means what you did to become charged with a crime. Each element of any offense must be proven beyond a reasonable doubt.
hypothetically a close relative needs to file bankruptcy but I assume she will loose the home in the process so I will take over home and loan then rent it to them theory. The home mortgage is currently and no payments missed
answered on Dec 22, 2022
She won't necessarily lose the home, but it depends. If she has equity, if she's been up to date on paying her mortgage etc. Your relative would need to speak to bankruptcy counsel re the specifics of her situation.
Re you taking over, that is something you would need to request... View More
Purchase price. $132182
Cash down. $43082
Payments $23160
Appliances $ 3850
Balance. $65940. TOTAL EQUITY
Seller started Foreclosure suing me $11000
Non compliance House Insurance
Non... View More
answered on Aug 5, 2021
The claim against the seller belongs to your trustee in bankruptcy.
answered on Apr 1, 2021
All the foreclosure files are at the county circuit court clerks office.
You check the progress on your case at the court clerk's office.
It is also available on line if you have access to courtnet.
The docket is normally published on the court website but there... View More
$132000. I have not maintained Insurance instead put in a ADT Security that call the fire dept if fire or theft. I have been late on some monthly payments. I have paid a total of $66000 so far. I am disabled. He is pursuing Foreclosure. What can I do??
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answered on Mar 27, 2021
You need to retain an experienced KY mortgage foreclosure defense and bankruptcy attorney. Good luck. THIS IS NOT LEGAL ADVICE! YOU NEED TO SPEAK TO AN ATTORNEY WHO IS LICENSED IN YOUR STATE FOR LEGAL ADVICE. This is merely suggestions for you to think about in discussing your situation with the... View More
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answered on Mar 18, 2021
You really should really rephrase your question and provide more facts. THIS IS NOT LEGAL ADVICE! YOU NEED TO SPEAK TO AN ATTORNEY WHO IS LICENSED IN YOUR STATE FOR LEGAL ADVICE. This is merely suggestions for you to think about in discussing your situation with the local attorney.
I was served foreclosure papers in December 2015 I responded to the complaint and a hearing was scheduled June of 2016 resulting in a sale date for my property July 18, 2016. I worked out a trial loan modification with my servicer and made the trial payments June 2016-Nov 2016 the servicer... View More
answered on Jun 24, 2017
You need to find out how the notice of changed date was made. You need an attorney. Contact www.naca.net to find a consumer attorney near you. You must act immediately. You found out April and you are asking in late June? A court won't buy that. (Yes, I understand it's hard for a... View More
answered on May 17, 2017
A non Judicial foreclosure is when the court is not involved in the lender recovering the property. In some states a deed of trust is held by a 3rd party and when the property is not paid for the lawyer who holds the title will convey the property to the bank upon default. Kentucky is s judicial... View More
Also, if I CAN get caught up before it goes to court (or whatever) do they have to accept my payment and let me keep the house or can they refuse and go forward with the foreclosure?
answered on Jan 28, 2017
You only have to be contractually late to be in default. However most mortgage companies will start a foreclosure when you are 2 payments behind. It is a pretty stiff late charge and real damage to your credit. When the mortgage becomes 2 payments behind they will start to refuse to take your... View More
answered on Nov 17, 2016
When you pay off the balance of the loan after the home is sold. Foreclosing the home pays part of the debt. The balance is what you owe. If you dont pay this balance the lender may obtain a judgment and garnish the balance from any checking account or your wages. They may also be able to sell... View More
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