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Massachusetts Insurance Defense Questions & Answers
0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Massachusetts on
Q: Have you every changed your liability insurance agent?

If so, what led up to that experience, and how did you do it?

2 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Massachusetts on
Q: Was in a car accident, insurance company didn’t cover me because they came to the conclusion I was doing gig work.

At the time of the accident, I was actually on my own time, not having any active orders assigned to me by Instacart. The app was opened in the background on my phone, but I wasn’t paying any attention to it. I was heading back to the supermarket to use the facilities when the accident occurred.... View More

Tim Akpinar
Tim Akpinar
answered on Aug 30, 2023

A Massachusetts attorney could advise best, but your question remains open for a week. Carriers can consider gig work to be non-personal use. An attorney could advise better with a copy of the carrier's denial. Good luck

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1 Answer | Asked in Consumer Law, Insurance Bad Faith and Insurance Defense for Massachusetts on
Q: Why don't life insurance prices vary by state?

Do different states not have different regulations or business costs? Is it because life insurance companies cannot discriminate on geography?

Tim Akpinar
Tim Akpinar
answered on Apr 8, 2022

This is something an insurance professional would know better than an attorney. The industry relies more on individual factors such as age, gender, health factors (history of disease, smoking, alcohol, etc.), and activities/line of work, etc. An insurance professional could offer a more... View More

2 Answers | Asked in Insurance Bad Faith, Insurance Defense and Car Accidents for Massachusetts on
Q: Can an insurance company deny coverage if the driver was unauthorized?

My parked car was involved in a hit and run accident. I do not have collision coverage so my insurance won't cover the damages. The police witnessed the accident and was able to get the license plate. The woman whose car hit mine was not driving at the time, but her son was driving. Her... View More

Peter N. Munsing
Peter N. Munsing
answered on Feb 7, 2019

Unless her son stole it he would be authorized. Its baloney. Suggest you provide estimates for repair, file a complaint with the insurance commissioner. Depending on the nature of the denial you may have claims under

Sec. 93 A of the MGL.

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1 Answer | Asked in Car Accidents and Insurance Defense for Massachusetts on
Q: In Massachusetts, do i have to be pressent if my insurance company wants to tow my totalled car from my driveway?
Christopher Tolley
Christopher Tolley
answered on May 31, 2018

I know of no law requiring you to be present but your insurance policy may require it, or your insurance company may ask you to be present so they are sure they have the correct vehicle.

Q: Can an attorney represent me to clear a bench warrant?

Hi there!

I was a student in MA back in 2015/2016. I was stopped by police and my insurance had lapsed. I thought I would receive a ticket but due to unforeseen circumstances I had to quickly move back home (to Florida where I currently reside). I changed my address and what not but I... View More

Joseph B. Simons
Joseph B. Simons
answered on Jan 26, 2018

It may be possible to avoid a trip to Massachusetts if you hire a criminal defense attorney here. No guarantee that the judge will agree to waive your appearance, but I have been able to do it successfully for several out-of-state clients.

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