Ask a Question

Get free answers to your Bankruptcy legal questions from lawyers in your area.

Lawyers, increase your visibility by answering questions and getting points. Answer Questions
Missouri Bankruptcy Questions & Answers
2 Answers | Asked in Bankruptcy and Contracts for Missouri on
Q: Hello, my girlfriend filed for bankruptcy and has started already paying the trustee. We moved right after and we owed

Rent. I can’t pay it now I’m locked out can she still be hit with the bill even after she has filed bankruptcy or will it go straight to me. Which I’m ok with?

Timothy Denison
Timothy Denison
answered on Dec 16, 2024

She can reject the lease under her bankruptcy and just walk away (if it’s a Chapter7). The debt would then fall to you to pay.

View More Answers

2 Answers | Asked in Appeals / Appellate Law, Landlord - Tenant and Bankruptcy for Missouri on
Q: Does a federal stay order on eviction that is being taken under advisement stop the state court from cont eviction?

I filed bankruptcy and the state court kept going with my case even though I had a stay order, the eviction lawyer filed a motion to lift the stay we had a court date I argued for it to remain in effect and the federal judge has taken it under advisement and the ruling has not been made yet. In... View More

Timothy Denison
Timothy Denison
answered on Dec 11, 2024

Yes, until or unless the federal judge grants relief from the stay.

View More Answers

2 Answers | Asked in Bankruptcy and Real Estate Law for Missouri on
Q: I took my name off of my parents payed off house and put in my two daughters name and one has to file bankruptcy

My daughter has her original last name on the deed but now she married and has a new last name what can we do to protect the house sine the new husband has to claim also.

Anthony M. Avery
PREMIUM
Anthony M. Avery pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 4, 2024

That daughter's BR could force a sale of one/half of the property. BR Trustee owns all non-exempt property on filing of Petition. Hire an attorney now to advise.

View More Answers

2 Answers | Asked in Bankruptcy, Civil Litigation and Collections for Missouri on
Q: Will a check written to me clear if cashed anywhere other than my bank? Lien placed on accounts.

I am being sued by a creditor. I received a check in the mail and wanted to know if the creditor will have access to those funds even if I cash it at a check cashing company and not my bank?

Martha Warriner Jarrett
Martha Warriner Jarrett pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Sep 27, 2024

The best place to cash the check is at the bank it was drawn on, but you'll will generally need two pieces of identification to do so.

View More Answers

2 Answers | Asked in Bankruptcy for Missouri on
Q: if filing bankruptcy separate from your spouse, will you have to sell any joint assets, such as a home or car?
Timothy Denison
Timothy Denison
answered on Sep 23, 2024

It would require a careful analysis of each debtors information in order to answer that question.

View More Answers

2 Answers | Asked in Bankruptcy for Missouri on
Q: Is it true that the chapter 7 trustee can sell my home that is paid off? I am married and only I would file in Missouri.

We live in Missouri. The home is paid in full. I’m being told because we bought the home together 3 months before we were married, that even if my husband doesn’t file the 7 trustee will sell the home we both own. True?

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Apr 30, 2024

I work in PA, not Mizzou, although my daughter lives in St. Louis.

Both PA and MO authorize "tenancy by the entireties", e.g., a non-severable by one joint ownership, with right of survivorship.

In PA, you should be good if only one of you files for bankruptcy relief...
View More

View More Answers

1 Answer | Asked in Bankruptcy for Missouri on
Q: I got a garnishment because of credit card debt from a card that defaulted 7 years.

I wasn't notified of judgement or a court date. Is there anything that can be done?

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 25, 2024

I'm sorry to hear about your situation. When facing a wage garnishment due to a defaulted credit card debt, you have a few potential options:

1. Verify the garnishment's validity: Ensure that the creditor followed proper legal procedures and that the statute of limitations on the...
View More

1 Answer | Asked in Bankruptcy for Missouri on
Q: How do I figure out the fair market value on a real estate property that is owned?

Also am I able to deduct from the fair market value of the property with things that are wrong with the home? I have been told we can only have 15k in equity 30k if filing together. We owe 68k on the home but online it says fmv is 155k in 2023 or 116k in 2022. I personally don't think... View More

Timothy Denison
Timothy Denison
answered on Oct 4, 2023

You probably should have it appraised and work backward from that number, especially if you’re convinced it’s not worth that much.

1 Answer | Asked in Bankruptcy for Missouri on
Q: If I am in the process of receiving section 8 housing. I have already been approved, etc.

I am currently looking for a house to rent, would I include that on my chapter 7 bankruptcy since it hasn't been received yet, just approved and am still looking for somewhere to rent. If I do would I include it in Schedule I: Your Income, line 8f? The other governmental assistance line?... View More

Timothy Denison
Timothy Denison
answered on Sep 28, 2023

Yes. You should list both in your petition.

1 Answer | Asked in Bankruptcy for Missouri on
Q: When filing for a chapter 7 bankruptcy do I need to include all vehicles that are in my name even if its not my vehicle?

When filing chapter 7 bankruptcy in Missouri must I include all vehicles that are in my name, regardless if they are not mine nor in my possession? I am asking because I bought a few auction vehicles for relatives, they paid for them. I am worried that if I do they could be taken away from them... View More

John Spalding
John Spalding
answered on Oct 2, 2023

Hi there, as to the first question, the answer applies universally (i.e. regardless of jurisdiction). Yes, you need to disclose all assets in your name. This includes vehicles that you're letting others borrow/drive/possess. Additionally, if you intend to file a bankruptcy petition, you... View More

2 Answers | Asked in Bankruptcy and Business Law for Missouri on
Q: What happens when you declare bankruptcy for your business? Will they come after personal assets?
W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Aug 4, 2023

If your business is a sole proprietorship, then yes, when you file for bankruptcy relief, all assets and liabilities of both you and your business are submitted to the bankruptcy court and subject to the claims of creditors.

If your business is in corporate form, and you've been...
View More

View More Answers

2 Answers | Asked in Bankruptcy, Contracts and Civil Litigation for Missouri on
Q: In 2019 I hired and paid a bankruptcy attorney to file chapter 7. Recently learned it was never filed.

A collector tried to have me served for civil court but had an old address in the wrong county. That case has been canceled but they now have my correct address. When I originally hired the attorney there was no equity in my home. Since then the market has changed and there's to much equity... View More

Ronald J. Eisenberg
Ronald J. Eisenberg
answered on Apr 27, 2023

You should confer with an attorney about pursuing a lawsuit against the bankruptcy attorney. If what you state is accurate, and I have no reason to doubt it, his failure to file the bankruptcy case caused you damage. Plus, he took your money.

Unfortunately, his failure to file is not a...
View More

View More Answers

1 Answer | Asked in Bankruptcy and Tax Law for Missouri on
Q: In Missouri- my chapter 13 plan states that if I file jointly the debtor may retain 1500. Is that of the total refund?

2nd year filing taxes with chapter 13, but 1year married. Jointly my tax return will be $3063. My plan states that if I file jointly debtor may retain $1500- is that from the total $3063 or do they take in account some of the refund is my husband's? I have seen it separately and my husband’s... View More

Timothy Denison
Timothy Denison
answered on Apr 9, 2023

File separately.

2 Answers | Asked in Bankruptcy for Missouri on
Q: Hey! I was wondering if I needed to include past food stamps I received in my bankruptcy even if I no longer receive?
W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Nov 27, 2022

In a word, yes. For both Schedule I and the "means test" reflected in Official form B-122, your annualized income from all sources includes food stamps (note that the means test reaches back six months from the date of filing of the bankruptcy).

View More Answers

1 Answer | Asked in Bankruptcy for Missouri on
Q: I was vested in beloit corp pension before there bankruptcy. How do I find who took over the pension now

I'm close to my retirement age. I have not received any information on this sense they went bankrupt

Timothy Denison
Timothy Denison
answered on Sep 11, 2022

Contact the bankruptcy trustee. They may be able to tell you the name of the current plan admin and the status of it.

1 Answer | Asked in Bankruptcy and Real Estate Law for Missouri on
Q: I am buying house from private party due to health reasons have to file bankruptcy can home owner refuse to honor origin

al contract.

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Aug 22, 2022

You don't give enough facts to allow good advice.

If your purchase contract is in writing, and is a longer term installment contract, you should be able to affirm it as an "executory contract" once you file for bankruptcy relief, and that's even more so if you are...
View More

1 Answer | Asked in Bankruptcy for Missouri on
Q: Can a chapter 13 plan be extended longer than 5 years?

I have been paying for 58 months on a ch. 13 plan. My lawyer just emailed and said I owe $7500 more dollars. I pay $750 a month. They asked if I wanted to pay a lump sum or try to extend my payments for 6 months Nothing has changed since I filed and I made every payment. Is this common?

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Jun 14, 2022

I looked into this for a client last fall, and the cases seem pretty clearly to say that the five-year period for a Ch. 13 confirmed plan cannot be extended beyond five years.

It may be that some creditor(s) have filed proofs of claim enlarging the amount you must pay to be current on,...
View More

1 Answer | Asked in Bankruptcy for Missouri on
Q: What can I do as a person currently in a chapter 13 and ATT has drafted a payment on a closed payment method?
Timothy Denison
Timothy Denison
answered on Jun 16, 2022

Move to hold them in contempt for violating the bankruptcy stay.

2 Answers | Asked in Bankruptcy for Missouri on
Q: Contemplating bankruptcy questioning whether I would lose my House

Also not really any equity the home if was to sell. Usda done a moratorium to defer payments it is back to where I am making payments but I am a few behind credit report shows loans in forbearance

Malissa L. Walden
Malissa L. Walden
answered on Apr 29, 2022

When you file for bankruptcy any property you own will be classified as exempt property or non-exempt property.

Exempt property is safe during the bankruptcy.

Non-exempt property can be sold for the benefit of your creditors.

Each state is allowed to decide what exemptions...
View More

View More Answers

1 Answer | Asked in Bankruptcy for Missouri on
Q: I have POA for my Father. He cosigned a loan for me several years ago and I have to file chapter 7, will he be liable??

He resides with me and when he cosigned my loan, he was in good health and I did not have POA then.

Timothy Denison
Timothy Denison
answered on Mar 23, 2022

Yes. He is still liable.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.