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Effective when the divorce was finalized/on record, she was to takeover the payments , deed, etc as she remained in the house
She did not make payments. Left the house for a year. Came back and lived there again for a year without making payments and as the 24 month time frame in which... View More
answered on Sep 13, 2018
It is a divorce question, not a real estate question. Your decree governs and remedies are in that case.
if so, how does this affect timeline?
answered on Sep 12, 2018
They are doing it to accelerate the timeline, especially in counties that are very slow. Diversity jurisdiction allows them to do it.
after paying everything I owe i got a letter from the building lawyer demanding rent. what should I do? call him and inform him that maintenance was fully paid or should I call the management?
WAMU started the action in Jan 08; sold the note to EMC Apr 08, then the case lagged. 1) didn't the case die when WAMU sold to EMC??
answered on Sep 4, 2018
One lender can take the place of another. Was the case ever dismissed along the lines? You may have other defenses that you are not aware of. Have an attorney review your complete case.
I called mr cooper (freddie mac) to discuss loss mitigation. answered some of there questions on the phone (VERY general...no income info etc.) and 5 days later got the response "we are unable to offer you a modification because in performing our underwriting of a potential modification we... View More
answered on Aug 19, 2018
This is a very bureaucratic process. Keep appealing and filing for it. However, maybe you do not qualify based on something more obvious, like it is not your primary residence.
He passed away in Aug 2017 and the house is still not foreclosed on. I tried to deal with the bank but because his will had my mom (they have been divorced for many years) as the beneficiary they will not talk to me. Its been over 900 days since last payment was made. Why is it taking so long?
answered on Aug 5, 2018
They need someone to sue. The divorce nullifies the bequest to your mom. If your dad was sole owner, you need to bring an estate administration to deal with the bank. If there is no equity, it may not be worth the effort, and just let the property go. No one is presently in position to be... View More
money to pay the taxes but the house is in the final stages of foreclosure?
answered on Jul 20, 2018
Talk to an attorney. Go over all of your options. Depending on your equity in your home you have different options.
Many attorneys will not charge you for a consultation. Talk to address many as you can. Develop a plan.
My mother passed away three months ago, her home is in foreclosure. In her will listed as #1 , it simply states that her funeral be paid by the sale of her home. I her son paid in " full " for her funeral. I have a older brother who we do " not " communicate at all. I just want... View More
answered on Jun 7, 2018
If the house has no equity, you do not get money for the funeral from it. You do not get a lien. If there is equity, sell the house to get the proceeds. You might be able to get a few bucks by doing a short sale to cover these costs if the will is probated.
My mother has passed and her home was in foreclosure. I still live in the home just need to know how long after the sale date i have to get out.
answered on May 29, 2018
A few months. However, you can approach the buyer and agree to a move out date. This avoids the buyer having to do an eviction. The sooner you leave, the more you can get in a settlement. Not a lot, but enough to make a deposit on the next thing.
answered on May 9, 2018
You should give the complete index an attorney to look up your case and explain where it stands. What you just described does not get to the meat of what is happening.
Pre-Note means the case has been disposed of before the "Note of Issue was filed."
The case may have... View More
My parents obtained a mortgage in 9-2003 from first financial bank and in 11-2004 the bank sold the note to Option One. Parents were not notified. Mortgage was never signed. note went from 312 to 369. parents never questioned the increase and has stopped paying due to being disabled for 5 years... View More
answered on Apr 27, 2018
Your parents need to sit down with a Foreclosure Defense attorney to go over all of their options. An attorney will need to review all of the documents associated with the suit. There are defenses your parents may have, but if they do not answer the complaint the right way they may wave these... View More
answered on Apr 13, 2018
If you have a valid lease, you most likely can stay. But, as with anything there are exceptions. Talk with an attorney about your specific situation.
loan is now with Bayview Financial. Bayview won't pick up
the phone. Even their website is broken so I can't register and send a message. I read online that its hard to talk to someone at Bayview, and they lose documents, and sneakily start the foreclosure process on your home.... View More
answered on Apr 11, 2018
I understand your frustration. It is hard to get a straight answer when you want one from most loan servicers.
You may want to try different phone numbers and emails if you can find them. The normal ones my firm uses are: customerservice@bayviewloanservicing.com 1.800.457.5105
I am named executor of my deceased parent's estate, however, I have not submitted for probate due to an insolvent estate. There is an underwater house with mortgage that has since gone into default. Loan was sold by Beneficial to a trust via Select Portfolio Services who is the servicer of... View More
answered on Mar 26, 2018
Your situation is too complex for this forum and requires an in person consultation and a review of all documents. This may require more than one type of attorney.
answered on Mar 14, 2018
No. Not being able to pay is not going to help. It may count for something, but you still need to be able to make a regular payment approximating the real payment, were there no default. The Federal giveaways that helped more are over.
The owner was a very kind lady who died 2 years ago and had a reverse mortgage on her home. Her son, who never contributed financially prior to her death is one of the additional tenants and we do not get along. He wants me to leave the house but I would like to know if or what my rights are as a... View More
answered on Mar 13, 2018
You have no rights as a tenant, except a court order is needed to throw you out. As there is no landlord as the title owner is dead, no one is in a position to evict you. Once the house is sold at foreclosure, there will be an owner who will evict you.
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