I got in a car accident and didnt have adequate insurance so the other parties insurance submitted a judgement against my license. I setup a payment plan and got my license reinstated but after getting laid off and missing a payment they suspended my license and want total due in full before... View More 
answered on Jun 30, 2016
Talk to an attorney out there who handles license suspensions.
Five hundred of it is on a document that we had signed by a notary but the rest was in good faith. I have text messages dating back to the beginning of all these loans and two recorded messages where she admits she owes me the amount.
answered on Feb 28, 2016
Hard to say definitively without additional information. Although a written contract is better for many reasons, many types of contracts in Arizona can be oral. Oral contracts can be harder to prove.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in... View More
less than wholesale value so can this be a defense?
answered on Jan 13, 2016
More information is needed about the nature of the sale. A consumer protection, debt collection, debtor's rights or bankruptcy lawyer can assist.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is... View More
my TCF checking account is overdrawn 900 dollars in several returned checks from several different retail stores. i am also 22,000 dollars in debt with out making minimal payments. my concern however is with the TCF bank and the bad checks. I also have a criminal history with 2 prior historical... View More
answered on Nov 23, 2015
Although overdraft fees are an unsecured debt, the bankruptcy law specifically excludes NSF checks from being discharged. You should list the debt in the bankruptcy schedules anyway, but most likely the debt will survive. Also, if the NSF check is not made good quickly, the store MAY submit it... View More
I have a little over $14k in debt, divided uo between 11 collection accts. The highest being a little over 1k to school, 8k for a car repo, and 2k for broken lease. I currently make $30k annually before taxes, I have a car payment and other household bills my boyfriend and I share, I'm afraid... View More
answered on Nov 8, 2015
There are legal, financial and personal preference aspects to your question. Best to sit down with a bankruptcy lawyer and go through the details and options.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general... View More
answered on Oct 11, 2015
All civil claims have legal deadlines, but more information is needed to determine what deadline period applies in your situation.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and... View More
This was a parking ticket on my daughters car that was registered in my name.it was her car but I had to put it in my name . This was paid and nothing was ever said again until now some 14 yrs later is this still a valid.
answered on Aug 30, 2015
Not a lot of debt collection lawyers in Arizona answer questions here. You can look for a lawyer using the Find a Lawyer tool on Google.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal... View More
Yesterday i discovered there was a freeze/hold on my bank account. When i called my bank they gave a number to call. It was the number of a constable in NJ. i have lived in AZ 16 years. The constable gave me the number to the credit collection agency. When i called they informed me it was an old... View More
answered on Aug 19, 2015
A consumer protection of debt collection lawyer should be able to assist. You should try to determine if the debt is even still valid. The collection agency is required to comply with the Fair Debt Collection Practice Act.
Please Take Notice: I am not your lawyer unless we enter into an... View More
More detail
Yesterday i found out there is a freeze/hold on a joint account i use. The funds in this account belong to father of my kids. It can be verified threw direct deposit pay stubs. As I am understanding it someone opened a Verizon phone account in 95 in NJ. The address provided i am... View More
answered on Aug 19, 2015
A consumer protection of debt collection lawyer should be able to assist. The collection agency is required to comply with the Fair Debt Collection Practice Act.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information... View More
I received a solicitation from a bank and was given a credit card without a co-signer. A 3rd party debt collector sued me for the debt years later, and I lost. I represented myself for this case because I couldn't access ANY of my funds to pay an attorney (bank froze my accounts). I still feel... View More
answered on Aug 17, 2015
Contracts entered into by minors may be voidable in certain situation, and it may be too late here. Talk to a local consumer protection or debt collection lawyer about your rights and options.
I received a solicitation from a bank and was given a credit card without a co-signer. A 3rd party debt collector sued me for the debt years later, and I lost. I represented myself for this case because I couldn't access ANY of my funds to pay an attorney (bank froze my accounts). I still feel... View More
answered on Aug 17, 2015
Contracts entered into by minors may be voidable in certain situation, and it may be too late here. Talk to a local consumer protection lawyer about your rights and options.
Judgement won against in New Mexico, though we are Arizona residents
answered on Aug 5, 2015
Judgments often accrue interest. Check with a lawyer to review and advise.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It is not legal advice, and it may not work for... View More
These units were not authorized to be here. I did abandoned paperwork months ago but did accept rent on them. Now he will not answer and is late on paying
answered on Aug 1, 2015
Talk to a local collections lawyer about your rights and options. A strong letter from a letter may help.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It is not legal... View More
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