Get free answers to your Collections legal questions from lawyers in your area.
Installation was set to begin the week of September 26th. installers arrived & I questioned them on what exact directions were they given for the bathroom intallations. After their compliance with my request, I noted that they were given incorrect information concerning the specifics of one of... View More 
answered on Sep 30, 2022
Dollar to a donut says that in your contract/estimate/invoice/ etc., there's mention of a restocking fee. Restocking fees are common in that business.
I got accepted into a university, weeks pass and I get my grant to buy books and supplies. a short amount of time before the semester starts they say they made an "error" and put me in an earned enrollment program and cancel my classes not allowing me to reenroll in the current semester... View More
answered on Sep 23, 2022
I'd advise you to do 2 things:
1. make an appointment with a lawyer who handles general civil matters, and take all of the documentation who have so the attorney can make a professional assessment of your situation. It may mean you calling around to everal lawyers and several... View More
Small Claim/ Civil Garnishment: If a creditor gets a judgment against a garnishee for failure to comply (not filing a garnishee answer), and the garnishee pays judgment in full, Can the garnishee then go after the Debtor for these funds?
answered on Jul 26, 2022
It's possible. The proper thing to do when paying off a Court-ordered debt is to have the judgment creditor sign a Satisfaction of Judgment and file it with the Court.
That said, if you have a record you made the payment, you should notify the Court right away that you have paid it and... View More
Sounds like an illegal scheme to me.
answered on Apr 22, 2022
It could be!
I have received several offers of employment that included collecting and redistributing money, and every one of them was a dud. The usual ploy is that they send you a bogus cashier's cheque by courier, as you to clear the check (through your trust account, of course),... View More
I am claiming extreme financial hardship and have a date set for the hearing.
I am being sued in Wisconsin and live in a Arizona. I was served papers at my apartment in AZ.
answered on Dec 24, 2021
This looks like something that a Wisconsin attorney could advise best on, but your post remains open for two weeks, and time is probably of the essence in your actions. Since these things can require responses in the order of around 20 or 30 days in many jurisdictions, reposting your question in... View More
The debt has been sent to collections and as she has no contact with her ex-husband (she has tried but he is currently a fugitive wanted by Yavapai County in Arizona) they are still hurting her credit and forcing her to pay in spite of the court order that clearly details that he is responsible for... View More
answered on Aug 3, 2021
Fair Debt Collection Practices Act (FDCPA) helps protect consumers.
https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text#809
You may want to retain an attorney to represent you, and see if you can get the collection... View More
This is for Texas not Arizona.
Loan company was paid 19k from insurance. Deceased person left remaining balance of 1k due to late payments. Company asked for death certificate to pursue the executive of state but insist that I am liable for the remaining balance.
answered on Dec 3, 2020
There are 2 areas of law here. If you co-signed for the loan, you are jointly and severally liable, which means they can come after you, as well as affect your credit score. Sorry for the bad news.
So they had two years to pay the settlement and after that it would accrue interest. My lawyer was already paid and I was told when two years came if we needed we would go back to court. It’s been 13 yrs I contact the office a few times over the yrs and at one point told I wouldn’t have to pay... View More
answered on Oct 29, 2020
Depending on the facts of the underlying case, this could be something that an Arizona or Massachusetts attorney could advise best on. But your post remains open for two weeks. It isn't fully clear what happened here that has you waiting for the funds of your award. If your lawyer recommended... View More
answered on Jul 26, 2019
Void and voidable are not the same thing. Please explain what you want.
agency but they told me they were from my bank. When I called my bank about them and gave my bank the number they called from, my bank informed me that the numbers were fraud and not to deal with them. At the time my bank was having an issue with fraudulent calls posing as the bank trying to get... View More
answered on Apr 5, 2019
Whether you know it or not, you are avoiding the most important issue here by confusing it with a completely different unrelated issue that probably does not concern you.
First advice: If you owe any money to the bank and have not paid it back, the bank most likely sold the debt to a... View More
I have found out about this lawsuit against myself only through receiving a letter from a local lawyer alerting me to this and offering a free consultation. Attached was a court code that let me validate this through an AZ court government lookup.
The plaintiff has not yet had any filings... View More
answered on Jan 7, 2019
You should consult an attorney regarding this debt. Nothing can happen unless you are served so time is on your side. Your attorney can then determine potential defenses or potential offensive maneuvers to try.
a local law firm has a 120-day hold on funds in my checking account for a credit card bill that was charged off since 2012. Most of the money in that account is from Social Security AND According to the Fair Debt act they should not be able to sue me for an account over three years old. I never... View More
answered on Aug 25, 2018
The collection agency can bring an action against you and may be entirely justified in doing so. Your job is to promptly respond by raising any and all defenses that are available. One defense might be statute of limitations. Another might be that your social security funds are exempt. There... View More
I have an answer packet from the court but I want to fill it out using the best defense possible. Can I use SOL? I don't want to except this debt. Do I just put I deny the claim on the paper?
answered on Jul 10, 2018
You'll increase your chances of a decent resolution if you hire an attorney. You'll have to decide, however, whether it makes financial sense to pay an attorney by the hour to defend against a $3000 claim. My guess is that after you call a couple of attorneys and they tell you that they... View More
Also need a family court attorney to help me when i am ill, to defend me against ex wife wanting more child support, while i am in hospital
unable to work, until I recover. But i am still paying $400.00 per mo. but ex wants $2000.00 a month and she makes $67,000 per yr. and
I can... View More
answered on May 12, 2018
You need to file a Motion to Modify Child Support. If there has been a 15% change in circumstances, you may file for what is called Motion to Modify Child Support, Simplified Procedure, so that you may not even have a court hearing.
If you need further assistance, you should call an... View More
Ex-husband ordered to pay certain bill and now collection agency is calling me
answered on Jan 16, 2018
While I can't give you legal advice, I can give you information Your situation is what the Court calls a, "Post-Decree" matter.
I would get proof that he is not paying the bills, and file for Contempt of Court. If you file for Contempt of Court, it is important that you... View More
A medical office billed for two types of visits on one day, which they didn't perform. I got the bill and have sent them the dispute, called and left messages and then sent check for the one visit, writing pd in full on the check. They cashed it and now sent me a bill adding 32.00 for late... View More
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answered on Aug 13, 2017
Your best bet, on such an insignificant claim, is to either sue in small claims court, or turn over the matter to your State consumer protection agency. Double billing can also be a crime, in certain circumstances.
I went to register a car today and i was told i have a restitution lien.
answered on Mar 2, 2017
Go to or call the courthouse where the restitution lien was issued from.
I got in a car accident and didnt have adequate insurance so the other parties insurance submitted a judgement against my license. I setup a payment plan and got my license reinstated but after getting laid off and missing a payment they suspended my license and want total due in full before... View More
answered on Jun 30, 2016
Talk to an attorney out there who handles license suspensions.
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